Division 41

‘Initiated electronically’ is further broken down into ‘mobile payment solution’, ‘initiated at a physical EFTPOS’, ‘initiated at an ATM’ and ‘others’. ‘Initiated at a physical EFTPOS’ and ‘initiated at an ATM’ only include non-remotely initiated card-based payment transactions while ‘mobile payment solution’ only includes remotely initiated card-based payment transactions. The breakdown ‘others’ can include either remotely or non-remotely initiated card-based payment transactions. The sub-channels are mutually exclusive. The same principle applies to the total value of card-based payment transactions ‘initiated electronically’.