{
  "url": "https://openlegislation.uk/eu-regulation-2020-2011/annex-I/part-2.3.1/division-14/division-45",
  "json_url": "https://openlegislation.uk/eu-regulation-2020-2011/annex-I/part-2.3.1/division-14/division-45.json",
  "legislation": "eur/2020/2011",
  "legislation_title": "Regulation (EU) 2020/2011 of the European Central Bank of 1 December 2020 amending Regulation (EU) No 1409/2013 on payments statistics (ECB/2013/43) (ECB/2020/59)",
  "legislation_url": "https://openlegislation.uk/eu-regulation-2020-2011",
  "path": "annex/I/part/2.3.1/division/14/division/45",
  "kind": "division",
  "number": "45",
  "heading": null,
  "text": "For transactions authenticated via non-SCA, the reasons for using non-SCA are reported (i.e. ‘low value’, ‘contactless low value’, ‘trusted beneficiaries’, ‘recurring transaction’, ‘unattended terminals for transport fares or parking fees’, ‘secure corporate payment processes and protocols’‘transaction risk analysis’, ‘merchant initiated transactions’, and ‘other’). In cases where more than one exemption might be applicable, the exemption that was applied is the one that should be reported. The reasons for non-SCA are mutually exclusive. The same principle applies to the value of transactions. However, the reasons for using non-SCA are not reported broken down by PCS and are instead broken down by remotely and non-remotely initiated electronic card payments only.",
  "extent": "E+W+S+N.I.",
  "status": null,
  "version": "current",
  "annotations": [],
  "outstanding_effects": [],
  "provenance": {
    "source": "legislation.gov.uk",
    "source_url": "https://www.legislation.gov.uk/eur/2020/2011/annex/I/part/2.3.1/division/14/division/45",
    "retrieved_at": "2026-11-01T14:42:15.323667+00:00"
  },
  "licence": "Open Government Licence v3.0",
  "licence_url": "https://www.nationalarchives.gov.uk/doc/open-government-licence/version/3/",
  "attribution": "Contains public sector information licensed under the Open Government Licence v3.0. Source: legislation.gov.uk, The National Archives."
}