Division 19

Credit transfers reported under ‘authenticated via non-SCA’ are further split into the reasons for using non-SCA (i.e. ‘low value’, ‘contactless low value’, ‘payment to self’, ‘trusted beneficiaries’, ‘recurring transaction’, ‘unattended terminals for transport fares or parking fees’, ‘secure corporate payment processes and protocols’ and ‘transaction risk analysis’). In cases where more than one exemption might be applicable the exemption that was applied is the one that should be reported. As the sub-categories are mutually exclusive, the total number of ‘authenticated via non-SCA’ is the sum of the sub-categories. The same principle applies to the value of transactions.