Division 13

Fraudulent card-based payment transactions are further split into fraud origins (i.e. ‘modification of a payment order by the fraudster’, ‘manipulation of the payer to make a card payment’, and ‘issuance of a payment order by the fraudster’ which is further broken down by ‘lost or stolen card’, ‘card not received’, ‘counterfeit card’, ‘card details theft’ and ‘others’).