{
  "url": "https://openlegislation.uk/european-communities-rights-against-insurers-regulations-2002/note",
  "json_url": "https://openlegislation.uk/european-communities-rights-against-insurers-regulations-2002/note.json",
  "legislation": "uksi/2002/3061",
  "legislation_title": "The European Communities (Rights against Insurers) Regulations 2002",
  "legislation_url": "https://openlegislation.uk/european-communities-rights-against-insurers-regulations-2002",
  "path": "note",
  "kind": "note",
  "number": null,
  "heading": "Explanatory note",
  "text": "(This note is not part of the Regulations)\nThese Regulations, which are made under section 2(2) of the European Communities Act 1972, give effect in part to Directive 2000/26/EC of the European Parliament and the Council of 16th May 2000 on the approximation of laws of the Member States relating to insurance against civil liability in respect of the use of motor vehicles and amending Council Directives 73/239/EEC and 88/357/EEC (Fourth Motor Insurance Directive) (OJ No. L181 20/07/2000 p. 65). The Fourth Motor Insurance Directive supplements the arrangements established by Directives 72/166/EEC, 84/5/EEC and 90/232/EEC.\nThese Regulations, giving effect to Article 3 of the Fourth Motor Insurance Directive, confer on residents of the 15 Member States a new right to issue proceedings against the insurer of the person responsible for an accident in the UK. This right is extended to residents of the European Free Trade Association States namely, Iceland, Norway and Liechtenstein.\nAs these Regulations give effect, in part, to the Fourth Motor Insurance Directive a Transposition Note has been prepared setting out how the Government will transpose into UK law the main elements of this Directive. The Transposition Note is available in the libraries of both Houses of Parliament, and is also available on the LCD website at www.lcd.gov.uk. A hard copy of the Transposition Note is available from the following address: Banking and General Insurance Team, HM Treasury, 1 Horse Guards Road, London SW1A 2HQ (Telephone number: 020 7270 1389).",
  "extent": "E+W+S+N.I.",
  "status": null,
  "version": "current",
  "annotations": [],
  "outstanding_effects": [],
  "provenance": {
    "source": "legislation.gov.uk",
    "source_url": "https://www.legislation.gov.uk/uksi/2002/3061/note",
    "retrieved_at": "2026-10-29T06:36:38.028872+00:00"
  },
  "licence": "Open Government Licence v3.0",
  "licence_url": "https://www.nationalarchives.gov.uk/doc/open-government-licence/version/3/",
  "attribution": "Contains public sector information licensed under the Open Government Licence v3.0. Source: legislation.gov.uk, The National Archives."
}