# The European Communities (Rights against Insurers) Regulations 2002, Regulation 3: Right of action

Extent: E+W+S+N.I.

(1) Paragraph (2) of this regulation applies where an entitled party has a cause of action against an insured person in tort or (as the case may be) delict, and that cause of action arises out of an accident.
(2) Where this paragraph applies, the entitled party may, without prejudice to his right to issue proceedings against the insured person, issue proceedings against the insurer which issued the policy of insurance relating to the insured vehicle, and that insurer shall be directly liable to the entitled party to the extent that he is liable to the insured person.

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Source: https://www.legislation.gov.uk/uksi/2002/3061/regulation/3 (the official version)
Page: https://openlegislation.uk/european-communities-rights-against-insurers-regulations-2002/regulation-3
Contains public sector information licensed under the Open Government Licence v3.0. Source: legislation.gov.uk, The National Archives.