{
  "url": "https://openlegislation.uk/finance-act-2013/section-228",
  "json_url": "https://openlegislation.uk/finance-act-2013/section-228.json",
  "legislation": "ukpga/2013/29",
  "legislation_title": "Finance Act 2013",
  "legislation_url": "https://openlegislation.uk/finance-act-2013",
  "path": "section/228",
  "kind": "section",
  "number": "228",
  "heading": "Data-gathering from merchant acquirers etc",
  "text": "(1) In Part 2 of Schedule 23 to FA 2011 (data-gathering powers: relevant data-holders), after paragraph 13 insert—\nMerchant acquirers etc\n13A (1) A person who has a contractual obligation to make payments to retailers in settlement of payment card transactions is a relevant data-holder.\n(2) In this paragraph—\n“payment card” includes a credit card, a charge card and a debit card;\n“payment card transaction” means any transaction in which a payment card is accepted as payment;\n“retailer” means a person who accepts a payment card as payment for any transaction.\n(3) In this paragraph any reference to a payment card being accepted as payment includes a reference to any account number or other indicators associated with a payment card being accepted as payment.\n(2) This section applies in relation to relevant data with a bearing on any period (whether before, on or after the day on which this Act is passed).",
  "extent": null,
  "status": null,
  "version": "current",
  "annotations": [],
  "outstanding_effects": [],
  "provenance": {
    "source": "legislation.gov.uk",
    "source_url": "https://www.legislation.gov.uk/ukpga/2013/29/section/228",
    "retrieved_at": "2026-10-28T17:02:16.948797+00:00",
    "licence": "OGL-UK-3.0",
    "licence_url": "https://www.nationalarchives.gov.uk/doc/open-government-licence/version/3/",
    "attribution": "Contains public sector information licensed under the Open Government Licence v3.0. Source: legislation.gov.uk, The National Archives."
  }
}