{
  "url": "https://openlegislation.uk/financial-guidance-and-claims-act-2018-commencement-no-1-and-transitional-provision-regulations-2018/note",
  "json_url": "https://openlegislation.uk/financial-guidance-and-claims-act-2018-commencement-no-1-and-transitional-provision-regulations-2018/note.json",
  "legislation": "uksi/2018/987",
  "legislation_title": "The Financial Guidance and Claims Act 2018 (Commencement No. 1 and Transitional Provision) Regulations 2018",
  "legislation_url": "https://openlegislation.uk/financial-guidance-and-claims-act-2018-commencement-no-1-and-transitional-provision-regulations-2018",
  "path": "note",
  "kind": "note",
  "number": null,
  "heading": "Explanatory note",
  "text": "(This note is not part of the Regulations)\nThese Regulations bring into force section 35 of the Financial Guidance and Claims Act 2018 (“the Act”).\nSection 35 of the Act amends the Privacy and Electronic Communications (EC Directive) Regulations 2003 (“the 2003 Regulations”) by amending regulations 21 and 24 and inserting new regulation 21A.\nThe principal changes create a special class of unsolicited marketing calls relating specifically to claims management services (“cold claims calls”) and prohibit people from making such calls unless recipient subscribers have previously opted in to receiving them.\nThe consequential changes to regulation 24 ensure that people making cold claims calls remain under a duty to provide recipients with their name and, if requested, their address and a contact number that is free to call.\nRegulation 4 of these Regulations contains a transitional measure which provides that the changes made to the 2003 Regulations by section 35 of the Act will not apply to calls already in progress on commencement of that section.",
  "extent": null,
  "status": null,
  "version": "current",
  "annotations": [],
  "outstanding_effects": [],
  "provenance": {
    "source": "legislation.gov.uk",
    "source_url": "https://www.legislation.gov.uk/uksi/2018/987/note",
    "retrieved_at": "2026-10-28T22:54:12.659919+00:00"
  },
  "licence": "Open Government Licence v3.0",
  "licence_url": "https://www.nationalarchives.gov.uk/doc/open-government-licence/version/3/",
  "attribution": "Contains public sector information licensed under the Open Government Licence v3.0. Source: legislation.gov.uk, The National Archives."
}