{
  "url": "https://openlegislation.uk/financial-services-and-markets-act-2000-benchmarks-regulations-2018/regulation-57",
  "json_url": "https://openlegislation.uk/financial-services-and-markets-act-2000-benchmarks-regulations-2018/regulation-57.json",
  "legislation": "uksi/2018/135",
  "legislation_title": "The Financial Services and Markets Act 2000 (Benchmarks) Regulations 2018",
  "legislation_url": "https://openlegislation.uk/financial-services-and-markets-act-2000-benchmarks-regulations-2018",
  "path": "regulation/57",
  "kind": "regulation",
  "number": "57",
  "heading": "Amendments to the Consumer Credit (Disclosure of Information) Regulations 2010",
  "text": "(1) The Consumer Credit (Disclosure of Information) Regulations 2010 are amended as follows.\n(2) In regulation 3(4)—\n(a) in paragraph (u)(ii) omit “and”;\n(b) in paragraph (v) omit “.” and insert “ , and ”;\n(c) after paragraph (v) insert—\n“(w) where the agreement references a benchmark, as defined in point 3 of Article 3(1) of Regulation EU 2016/1011 of the European Parliament and of the Council of 8 June 2016 on indices used as benchmarks in financial instruments and financial contracts or to measure the performance of investment funds and amending Directives 2008/48/EC and 2014/17/EU and Regulation (EU) No 596/2014 , the name of the benchmark and of its administrator and the potential implications on the debtor.”.\n(3) In regulation 4(2)(b), for “and (j)” substitute “ , (j) and (w) ”.\n(4) In regulation 8, after paragraph (5) insert—\n“(6) Where a consumer credit agreement references a benchmark, the name of the benchmark and of its administrator and the potential implications for the debtor shall be provided by the creditor, or where applicable, by the credit intermediary, to the debtor in a separate document, which may be annexed to the form in Schedule 1.”.",
  "extent": null,
  "status": null,
  "version": "current",
  "annotations": [
    {
      "type": "M",
      "label": "M1",
      "text": "S.I. 2010/1013."
    },
    {
      "type": "M",
      "label": "M2",
      "text": "OJ No L171 29.06.2016, p.1."
    },
    {
      "type": "M",
      "label": "M3",
      "text": "OJ No. L133, 22.05.2008, p.66."
    },
    {
      "type": "M",
      "label": "M4",
      "text": "OJ No. L60, 28.02.2014, p.34."
    },
    {
      "type": "M",
      "label": "M5",
      "text": "OJ No. L173, 12.06.2014, p.1."
    },
    {
      "type": "I",
      "label": "I1",
      "text": "Reg. 57 in force at 1.7.2018 by S.I. 2018/135, reg. 1(2)(a)"
    }
  ],
  "outstanding_effects": [],
  "provenance": {
    "source": "legislation.gov.uk",
    "source_url": "https://www.legislation.gov.uk/uksi/2018/135/regulation/57",
    "retrieved_at": "2026-10-28T23:02:39.118596+00:00"
  },
  "licence": "Open Government Licence v3.0",
  "licence_url": "https://www.nationalarchives.gov.uk/doc/open-government-licence/version/3/",
  "attribution": "Contains public sector information licensed under the Open Government Licence v3.0. Source: legislation.gov.uk, The National Archives."
}