{
  "url": "https://openlegislation.uk/financial-services-and-markets-act-2000-consequential-amendments-order-2002/article-18",
  "json_url": "https://openlegislation.uk/financial-services-and-markets-act-2000-consequential-amendments-order-2002/article-18.json",
  "legislation": "uksi/2002/1555",
  "legislation_title": "The Financial Services and Markets Act 2000 (Consequential Amendments) Order 2002",
  "legislation_url": "https://openlegislation.uk/financial-services-and-markets-act-2000-consequential-amendments-order-2002",
  "path": "article/18",
  "kind": "article",
  "number": "18",
  "heading": "Meaning of “qualifying lender”",
  "text": "(1) Section 13A of the Social Security Administration (Northern Ireland) Act 1992 is amended as follows.\n(2) In subsection (3)—\n(a) for paragraph (a) substitute—\n“(a) a deposit taker;”;\n(b) paragraph (b) is repealed; and\n(c) for paragraph (c) substitute—\n“(c) an insurer;”.\n(3) In subsection (4), before the definition of “mortgage interest” insert—\n““deposit taker” means—\n(a) a person who has permission under Part 4 of the Financial Services and Markets Act 2000 to accept deposits, or\n(b) an EEA firm of the kind mentioned in paragraph 5(b) of Schedule 3 to that Act which has permission under paragraph 15 of that Schedule (as a result of qualifying for authorisation under paragraph 12 of that Schedule) to accept deposits;\n“insurer” means—\n(a) a person who has permission under Part 4 of the Financial Services and Markets Act 2000 to effect or carry out contracts of insurance, or\n(b) an EEA firm of the kind mentioned in paragraph 5(d) of Schedule 3 to that Act which has permission under paragraph 15 of that Schedule (as a result of qualifying for authorisation under paragraph 12 of that Schedule) to effect or carry out contracts of insurance;”.\n(4) After subsection (4) insert—\n“(4A) The definitions of “deposit taker” and “insurer” in subsection (4) must be read with—\n(a) section 22 of the Financial Services and Markets Act 2000;\n(b) any relevant order under that section; and\n(c) Schedule 2 to that Act.”.",
  "extent": null,
  "status": null,
  "version": "current",
  "annotations": [
    {
      "type": "footnote",
      "label": "f1",
      "text": "Article 13A was inserted by the Social Security (Mortgage Interest Payments) (Northern Ireland) Order 1992, S.I. 1992/1309 (N.I. 9), Schedule."
    }
  ],
  "outstanding_effects": [],
  "provenance": {
    "source": "legislation.gov.uk",
    "source_url": "https://www.legislation.gov.uk/uksi/2002/1555/article/18",
    "retrieved_at": "2026-10-29T06:54:47.958322+00:00"
  },
  "licence": "Open Government Licence v3.0",
  "licence_url": "https://www.nationalarchives.gov.uk/doc/open-government-licence/version/3/",
  "attribution": "Contains public sector information licensed under the Open Government Licence v3.0. Source: legislation.gov.uk, The National Archives."
}