{
  "url": "https://openlegislation.uk/financial-services-and-markets-act-2000/schedule-3/paragraph-4F",
  "json_url": "https://openlegislation.uk/financial-services-and-markets-act-2000/schedule-3/paragraph-4F.json",
  "legislation": "ukpga/2000/8",
  "legislation_title": "Financial Services and Markets Act 2000",
  "legislation_url": "https://openlegislation.uk/financial-services-and-markets-act-2000",
  "path": "schedule/3/paragraph/4F",
  "kind": "paragraph",
  "number": "4F",
  "heading": null,
  "text": "“The mortgages directive” means Directive 2014/17/EU of the European Parliament and of the Council of 4th February 2014 on credit agreements for consumers relating to residential immovable property and amending Directives 2008/48/EC and 2013/36/EU and Regulation (EU) No 1093/2010.",
  "extent": null,
  "status": null,
  "version": "current",
  "annotations": [
    {
      "type": "F",
      "label": "F1",
      "text": "Sch. 3 para. 4F and cross-heading inserted (20.4.2015 for specified purposes, 21.12.2015 for specified purposes, 21.3.2016 in so far as not already in force) by The Mortgage Credit Directive Order 2015 (S.I. 2015/910), art. 1(5), Sch. 1 para. 1(10)(b) (with Pt. 4)"
    }
  ],
  "outstanding_effects": [
    {
      "type": "words omitted",
      "affecting": "uksi/2013/1797",
      "affecting_title": "The Alternative Investment Fund Managers (Amendment) Regulations 2013"
    },
    {
      "type": "substituted",
      "affecting": "uksi/2013/1797",
      "affecting_title": "The Alternative Investment Fund Managers (Amendment) Regulations 2013"
    },
    {
      "type": "substituted",
      "affecting": "uksi/2013/1797",
      "affecting_title": "The Alternative Investment Fund Managers (Amendment) Regulations 2013"
    },
    {
      "type": "words substituted",
      "affecting": "uksi/2026/480",
      "affecting_title": "The Credit Institutions and Investment Firms (Miscellaneous Definitions) (Amendment) Regulations 2026"
    }
  ],
  "provenance": {
    "source": "legislation.gov.uk",
    "source_url": "https://www.legislation.gov.uk/ukpga/2000/8/schedule/3/paragraph/4F",
    "retrieved_at": "2026-10-29T09:21:21.899993+00:00"
  },
  "licence": "Open Government Licence v3.0",
  "licence_url": "https://www.nationalarchives.gov.uk/doc/open-government-licence/version/3/",
  "attribution": "Contains public sector information licensed under the Open Government Licence v3.0. Source: legislation.gov.uk, The National Archives."
}