{
  "url": "https://openlegislation.uk/financial-services-banking-reform-act-2013-commencement-no-4-order-2014/note",
  "json_url": "https://openlegislation.uk/financial-services-banking-reform-act-2013-commencement-no-4-order-2014/note.json",
  "legislation": "uksi/2014/823",
  "legislation_title": "The Financial Services (Banking Reform) Act 2013 (Commencement No. 4) Order 2014",
  "legislation_url": "https://openlegislation.uk/financial-services-banking-reform-act-2013-commencement-no-4-order-2014",
  "path": "note",
  "kind": "note",
  "number": null,
  "heading": "Explanatory note",
  "text": "(This note is not part of the Order)\nThis Order brings into force certain provisions of the Financial Services (Banking Reform) Act 2013 (c. 33) (“the Act”) relating to the competition functions given to the Payment Services Regulator (established under this Act) concurrently with the Competition and Markets Authority (established under the Enterprise and Regulatory Reform Act 2013). This is the fourth commencement order to be made under the Act.\nThis Order will have no effect on the costs of business and the voluntary sector independent of the provisions this Order brings into force. For that reason, no impact assessment has been produced for this instrument.",
  "extent": null,
  "status": null,
  "version": "current",
  "annotations": [],
  "outstanding_effects": [],
  "provenance": {
    "source": "legislation.gov.uk",
    "source_url": "https://www.legislation.gov.uk/uksi/2014/823/note",
    "retrieved_at": "2026-10-29T00:21:04.333660+00:00"
  },
  "licence": "Open Government Licence v3.0",
  "licence_url": "https://www.nationalarchives.gov.uk/doc/open-government-licence/version/3/",
  "attribution": "Contains public sector information licensed under the Open Government Licence v3.0. Source: legislation.gov.uk, The National Archives."
}