{
  "url": "https://openlegislation.uk/financial-services-banking-reform-act-2013",
  "json_url": "https://openlegislation.uk/financial-services-banking-reform-act-2013.json",
  "id": "ukpga/2013/33",
  "title": "Financial Services (Banking Reform) Act 2013",
  "short_title": "Financial Services (Banking Reform) Act 2013",
  "long_title": "An Act to make further provision about banking and other financial services, including provision about the Financial Services Compensation Scheme; to make provision for the amounts owed in respect of certain deposits to be treated as a preferential debt on insolvency; to make further provision about payment systems and securities settlement systems; to make provision about the accounts of the Bank of England and its wholly owned subsidiaries; to make provision in relation to persons providing claims management services; and for connected purposes.",
  "citation": "2013 c. 33",
  "type": "ukpga",
  "year": "2013",
  "number": "33",
  "version": "current",
  "date": "2013-12-18",
  "revised": true,
  "valid_from": "2025-08-20",
  "extent": "E+W+S+N.I.",
  "unapplied_effects": 0,
  "provisions": [
    {
      "path": "introduction",
      "kind": "introduction",
      "number": null,
      "heading": "Introductory text",
      "url": "https://openlegislation.uk/financial-services-banking-reform-act-2013/introduction",
      "extent": null,
      "status": null,
      "parent": null
    },
    {
      "path": "part/1",
      "kind": "part",
      "number": "1",
      "heading": "Ring-fencing",
      "url": null,
      "extent": null,
      "status": null,
      "parent": null
    },
    {
      "path": "part/1/crossheading/ringfencing",
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      "extent": null,
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    },
    {
      "path": "section/1",
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      "number": "1",
      "heading": "Objectives of Prudential Regulation Authority",
      "url": "https://openlegislation.uk/financial-services-banking-reform-act-2013/section-1",
      "extent": null,
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    },
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      "path": "section/2",
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      "heading": "Modification of objectives of Financial Conduct Authority",
      "url": "https://openlegislation.uk/financial-services-banking-reform-act-2013/section-2",
      "extent": "E+W+S+N.I.",
      "status": null,
      "parent": "part/1/crossheading/ringfencing"
    },
    {
      "path": "section/3",
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      "heading": "Amendment of PRA power of direction",
      "url": "https://openlegislation.uk/financial-services-banking-reform-act-2013/section-3",
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      "path": "section/4",
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      "heading": "Ring-fencing of certain activities",
      "url": "https://openlegislation.uk/financial-services-banking-reform-act-2013/section-4",
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      "heading": "PRA annual report",
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      "heading": "Building societies: power to make provision about ring-fencing",
      "url": "https://openlegislation.uk/financial-services-banking-reform-act-2013/section-7",
      "extent": null,
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      "heading": "Right to obtain documents and information",
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      "heading": "Preferential debts: Great Britain",
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      "heading": "Discharge of functions by the scheme manager",
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      "heading": "Bail-in stabilisation option",
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      "path": "part/4",
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      "heading": "Functions for which approval is required",
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      "heading": "Senior management functions",
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      "heading": "Vetting by relevant authorised persons of candidates for approval",
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