# The Help-to-Save Accounts Regulations 2025

S.I. 2025/327 · made 11 March 2025

These Regulations amend the Help-to-Save Accounts Regulations 2018 (S. I. 2018/87) (“the 2018 Regulations”).

Made under: Savings (Government Contributions) Act 2017 (Schedule 2 paragraph 4, Schedule 2 paragraph 5, Schedule 2 paragraph 6)

PDFs: Printed copy https://openlegislation.uk/help-to-save-accounts-regulations-2025/pdf/uksi_20250327_en.pdf; UK Explanatory Memorandum https://openlegislation.uk/help-to-save-accounts-regulations-2025/pdf/uksiem_20250327_en_001.pdf

## Introductory text

SAVINGS ACCOUNTS
Made 11th March 2025
Laid before the House of Commons 12th March 2025
Coming into force 6th April 2025
The Treasury make these Regulations in exercise of the powers conferred by paragraphs 4(2), 5(2) and 6(3) of Schedule 2 to the Savings (Government Contributions) Act 2017.

## 1 Citation and commencement

These Regulations may be cited as the Help-To-Save Accounts Regulations 2025 and come into force on 6th April 2025.

## 2 Amendments to the Help-To-Save Accounts Regulations 2018

(1) Regulation 3 of the Help-To-Save Accounts Regulations 2018 is amended as follows.
(2) In paragraph (3), for sub-paragraph (b), substitute—
“(b) has earned income in the assessment period immediately preceding the first eligibility reference date equal to or greater than £1.”.
(3) In paragraph (6) delete sub-paragraph (d).

## Signature

Jeff Smith
Anna Turley
Two of the Lords Commissioners of His Majesty’s Treasury
11th March 2025

## Explanatory note

(This note is not part of the Regulations)
These Regulations amend the Help-to-Save Accounts Regulations 2018 (S. I. 2018/87) (“the 2018 Regulations”).
Regulation 1 provides for citation and commencement.
Regulation 2 makes amendments to paragraphs (3)(b) and (6)(d) of regulation 3 of the 2018 Regulations.
Paragraph (3)(b) of regulation 3 is amended in respect of the eligibility criteria for Help-to-Save accounts for Universal Credit claimants so that the requirement is that claimants must earn at least £1 in the period specified in paragraph (3)(b).
Paragraph (6)(d) of regulation 3 is amended to remove the reference to the national living wage rate.
A Tax Information and Impact Note covering this instrument will be published on the website at https://www.gov.uk/government/collections/tax-information-and-impact-notes-tiins.

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Source: https://www.legislation.gov.uk/uksi/2025/327 (the official version)
Page: https://openlegislation.uk/help-to-save-accounts-regulations-2025
Contains public sector information licensed under the Open Government Licence v3.0. Source: legislation.gov.uk, The National Archives.