{
  "url": "https://openlegislation.uk/home-information-pack-regulations-2006/schedule-6/paragraph-1",
  "json_url": "https://openlegislation.uk/home-information-pack-regulations-2006/schedule-6/paragraph-1.json",
  "legislation": "uksi/2006/1503",
  "legislation_title": "The Home Information Pack Regulations 2006",
  "legislation_url": "https://openlegislation.uk/home-information-pack-regulations-2006",
  "path": "schedule/6/paragraph/1",
  "kind": "paragraph",
  "number": "1",
  "heading": "Interpretation",
  "text": "In this Schedule—\n“annual increment” means a compound increase occurring each 12 months after the commencement date, the increase being based on the lower of—\n(a) the rate of inflation in re-building residential premises; or\n(b) a rate of 10%;\n“common parts” means such common parts—\n(a) as relate to the property;\n(b) as are shared with other premises; and\n(c) as are built or converted by the developer together with the property;\n“commencement date” means the day the new homes warranty commences;\n“continuous structures” means premises that share common foundations;\n“damage” includes water ingress;\n“financial compensation” relates to the actual costs incurred in the carrying out of remedial work to the property by a person other than a warranty provider;\n“policy-holder” means—\n(a) the owner of the property for the time being; and\n(b) the party to the new homes warranty for the time being (not being a warranty provider);\n“structural features” means—\n(a) foundations;\n(b) walls bearing normal residential loads;\n(c) non load-bearing partition walls;\n(d) wet-applied wall plaster;\n(e) external render and vertical tile hanging;\n(f) load-bearing parts of roof;\n(g) tile and slate coverings to pitched roofs;\n(h) ceilings;\n(i) load-bearing parts of floors;\n(j) staircases and internal floor decking and other floor screeds intended to support normal residential loads;\n(k) retaining walls necessary for structural stability of the property;\n(l) double or triple glazed panes to external windows and doors;\n(m) under-ground drainage that the policy-holder is responsible for maintaining; and\n(n) chimneys and flues;\n“warranty period” means the period of time during which the new homes warranty exists; and\n“warranty provider” is any person who does one or more of the following—\n(a) offers the new homes warranty to an owner or potential owner of the property;\n(b) effects the contract of insurance which is the subject of the new homes warranty;\n(c) carries out such a contract;\n(d) deals with such a contract as an agent;\n(e) makes arrangements for another person (whether as principal or agent) to buy, sell, subscribe for or underwrite such a contract;\n(f) makes arrangements with a view to a person who participates in such arrangements buying, selling, subscribing for or underwriting such a contract (whether as principal or agent);\n(g) assists in the administration and performance of such a contract;\n(h) advises a person (in that person’s capacity as a policy-holder or potential policy-holder) on the merits of such a contract; or\n(i) agrees to carry out any of the activities specified in sub-paragraphs (a) to (h), and\nwhere there is more than one warranty provider in relation to a particular new homes warranty, “warranty provider” refers to any of those persons.",
  "extent": null,
  "status": null,
  "version": "current",
  "annotations": [],
  "outstanding_effects": [],
  "provenance": {
    "source": "legislation.gov.uk",
    "source_url": "https://www.legislation.gov.uk/uksi/2006/1503/schedule/6/paragraph/1",
    "retrieved_at": "2026-10-29T04:27:45.032197+00:00"
  },
  "licence": "Open Government Licence v3.0",
  "licence_url": "https://www.nationalarchives.gov.uk/doc/open-government-licence/version/3/",
  "attribution": "Contains public sector information licensed under the Open Government Licence v3.0. Source: legislation.gov.uk, The National Archives."
}