# The Home Information Pack Regulations 2006, Paragraph 1: Interpretation


In this Schedule—
“annual increment” means a compound increase occurring each 12 months after the commencement date, the increase being based on the lower of—
(a) the rate of inflation in re-building residential premises; or
(b) a rate of 10%;
“common parts” means such common parts—
(a) as relate to the property;
(b) as are shared with other premises; and
(c) as are built or converted by the developer together with the property;
“commencement date” means the day the new homes warranty commences;
“continuous structures” means premises that share common foundations;
“damage” includes water ingress;
“financial compensation” relates to the actual costs incurred in the carrying out of remedial work to the property by a person other than a warranty provider;
“policy-holder” means—
(a) the owner of the property for the time being; and
(b) the party to the new homes warranty for the time being (not being a warranty provider);
“structural features” means—
(a) foundations;
(b) walls bearing normal residential loads;
(c) non load-bearing partition walls;
(d) wet-applied wall plaster;
(e) external render and vertical tile hanging;
(f) load-bearing parts of roof;
(g) tile and slate coverings to pitched roofs;
(h) ceilings;
(i) load-bearing parts of floors;
(j) staircases and internal floor decking and other floor screeds intended to support normal residential loads;
(k) retaining walls necessary for structural stability of the property;
(l) double or triple glazed panes to external windows and doors;
(m) under-ground drainage that the policy-holder is responsible for maintaining; and
(n) chimneys and flues;
“warranty period” means the period of time during which the new homes warranty exists; and
“warranty provider” is any person who does one or more of the following—
(a) offers the new homes warranty to an owner or potential owner of the property;
(b) effects the contract of insurance which is the subject of the new homes warranty;
(c) carries out such a contract;
(d) deals with such a contract as an agent;
(e) makes arrangements for another person (whether as principal or agent) to buy, sell, subscribe for or underwrite such a contract;
(f) makes arrangements with a view to a person who participates in such arrangements buying, selling, subscribing for or underwriting such a contract (whether as principal or agent);
(g) assists in the administration and performance of such a contract;
(h) advises a person (in that person’s capacity as a policy-holder or potential policy-holder) on the merits of such a contract; or
(i) agrees to carry out any of the activities specified in sub-paragraphs (a) to (h), and
where there is more than one warranty provider in relation to a particular new homes warranty, “warranty provider” refers to any of those persons.

---
Source: https://www.legislation.gov.uk/uksi/2006/1503/schedule/6/paragraph/1 (the official version)
Page: https://openlegislation.uk/home-information-pack-regulations-2006/schedule-6/paragraph-1
Contains public sector information licensed under the Open Government Licence v3.0. Source: legislation.gov.uk, The National Archives.