{
  "url": "https://openlegislation.uk/home-information-pack-regulations-2007/schedule-7/paragraph-4",
  "json_url": "https://openlegislation.uk/home-information-pack-regulations-2007/schedule-7/paragraph-4.json",
  "legislation": "uksi/2007/992",
  "legislation_title": "The Home Information Pack Regulations 2007",
  "legislation_url": "https://openlegislation.uk/home-information-pack-regulations-2007",
  "path": "schedule/7/paragraph/4",
  "kind": "paragraph",
  "number": "4",
  "heading": "Access to local authority records",
  "text": "The results of the search included in the search report required by regulation 9(l) (local enquiries) may fail to answer the enquiries set out in Part 2 of Schedule 8, in the following circumstances—\n(a) the first point of marketing falls before 1st April 2008 (except where a further first point of marketing arises under regulation 4(4) or Part 5);\n(b) a record from which the answer or result could be deduced is held by a local authority;\n(c) that local authority has a policy of not allowing other persons to inspect such records;\n(d) a local authority is not requested to provide the search report;\n(e) any enquiries not answered are the subject of a contract of insurance against the liabilities that if they had been answered, they would have affected—\n(i) an actual buyer’s decision to buy the property; or\n(ii) the price an actual or potential buyer would be prepared to pay for it,\nand result in financial loss;\n(f) such a contract of insurance is effected by, and to be carried out by persons so authorised for the purposes of the Financial Services and Markets Act 2000;\n(g) any liability for financial loss arising under paragraph (e) will be met by financial compensation to be paid by a person (other than the persons described in paragraph 6(a)(i) to (iii)) who is—\n(i) a party to the contract of insurance; or\n(ii) another person involved in the sale of the property; and\n(h) such financial compensation is paid by a person mentioned in sub-paragraph (f) if any person mentioned in sub-paragraph (g) fails to pay it (or no longer exists and has no successor); and\n(i) the search report—\n(i) contains a description of the terms and effect of the insurance described in this paragraph; and\n(ii) identifies which enquiries have not been answered and in respect of which the insurance has been obtained.",
  "extent": null,
  "status": null,
  "version": "current",
  "annotations": [],
  "outstanding_effects": [],
  "provenance": {
    "source": "legislation.gov.uk",
    "source_url": "https://www.legislation.gov.uk/uksi/2007/992/schedule/7/paragraph/4",
    "retrieved_at": "2026-10-29T03:56:31.349662+00:00"
  },
  "licence": "Open Government Licence v3.0",
  "licence_url": "https://www.nationalarchives.gov.uk/doc/open-government-licence/version/3/",
  "attribution": "Contains public sector information licensed under the Open Government Licence v3.0. Source: legislation.gov.uk, The National Archives."
}