{
  "url": "https://openlegislation.uk/housing-service-charge-loans-regulations-1992/schedule-1/paragraph-2",
  "json_url": "https://openlegislation.uk/housing-service-charge-loans-regulations-1992/schedule-1/paragraph-2.json",
  "legislation": "uksi/1992/1708",
  "legislation_title": "The Housing (Service Charge Loans) Regulations 1992",
  "legislation_url": "https://openlegislation.uk/housing-service-charge-loans-regulations-1992",
  "path": "schedule/1/paragraph/2",
  "kind": "paragraph",
  "number": "2",
  "heading": null,
  "text": "(1) The period over which repayment is to be made shall be—\n(a) three years, in respect of a loan of less than £1,500;\n(b) five years, in respect of a loan of £1,500 or above but less than £5,000;\n(c) ten years, in respect of a loan of £5,000 or above;\nor, at the option of the borrower, a shorter period.\n(2) For ascertaining the period of repayment, the amount of the loan is the aggregate of the amount of the loan made in pursuance of the right to a loan under regulation 2 and the amount of any loan made under regulation 5 in respect of any part of the service charge which does not qualify for a loan in pursuance of the right.",
  "extent": null,
  "status": null,
  "version": "current",
  "annotations": [],
  "outstanding_effects": [],
  "provenance": {
    "source": "legislation.gov.uk",
    "source_url": "https://www.legislation.gov.uk/uksi/1992/1708/schedule/1/paragraph/2",
    "retrieved_at": "2026-10-29T14:19:19.057638+00:00"
  },
  "licence": "Open Government Licence v3.0",
  "licence_url": "https://www.nationalarchives.gov.uk/doc/open-government-licence/version/3/",
  "attribution": "Contains public sector information licensed under the Open Government Licence v3.0. Source: legislation.gov.uk, The National Archives."
}