{
  "url": "https://openlegislation.uk/insolvency-regulations-northern-ireland-1996/regulation-3",
  "json_url": "https://openlegislation.uk/insolvency-regulations-northern-ireland-1996/regulation-3.json",
  "legislation": "nisr/1996/574",
  "legislation_title": "The Insolvency Regulations (Northern Ireland) 1996",
  "legislation_url": "https://openlegislation.uk/insolvency-regulations-northern-ireland-1996",
  "path": "regulation/3",
  "kind": "regulation",
  "number": "3",
  "heading": "Interpretation and application",
  "text": "(1) In these Regulations—\n“bank” means any authorised institution in Northern Ireland within the meaning of the Banking Act 1987 or a European deposit-taker as defined in regulation 82(3) of the Banking Coordination (Second Council Directive) Regulations 1992 that is to say a European authorised institution which has lawfully established a branch in the United Kingdom for the purpose of accepting deposits;\n“bankrupt” means the bankrupt or his estate;\n“company” means the company which is being wound up;\n“creditors' committee” means any committee established under Article 274;\n“debtor” means an individual by or for whom or in respect of whose affairs a deed of arrangement has been made or entered into and includes a partnership of individuals;\n“liquidation committee” means, in the case of a winding up by the court, any committee established under Article 120 and, in the case of a creditors' voluntary winding up, any committee established under Article 87;\n“liquidator” includes, in the case of a company being wound up by the court, the official receiver when so acting;\n“local bank” means any bank in the locality in which any business of the company or, as the case may be, the bankrupt is carried on;\n“local bank account” means, in the case of a winding up by the court, a current account opened with a local bank under regulation 6(2) and, in the case of a bankruptcy, a current account opened with a local bank under regulation 21(1);\n“the Order” means the Insolvency (Northern Ireland) Order 1989;\n“payment instrument” means a cheque or payable order;\n“the Rules” means the Insolvency Rules (Northern Ireland) 1991; and\n“trustee” means—\n(a) in Parts 3 and 5, subject to regulation 19(2), trustee of a bankrupt’s estate including the official receiver when so acting; and\n(b) in Part 6, trustee under a deed of arrangement;\nand other expressions used in these Regulations and defined by the Rules have the meanings which they bear in the Rules.\n(2) In these Regulations—\n(a) any reference to a numbered Article shall be construed as a reference to the Article bearing that number in the Order;\n(b) any reference to a numbered Rule shall be construed as a reference to the Rule bearing that number in the Rules; and\n(c) any reference to a numbered Form shall be construed as a reference to the Form bearing that number in Schedule 2.\n(3) Any application to be made to the Department or anything required to be sent to the Department under these Regulations shall be addressed to The Director, The Insolvency Service, Fermanagh House, Ormeau Avenue, Belfast, BT2 8NJ.\n(4) Where a regulation makes provision for the use of a form obtainable from the Department, the Department may provide different forms for different cases arising under that regulation.\n(5) Subject to regulation 50, these Regulations apply—\n(a) to winding up proceedings commenced on or after 1st October 1991;\n(b) to bankruptcy proceedings where the bankruptcy petition is or was presented on or after that day; and\n(c) to proceedings under Chapter I of Part VIII of the Order where a deed of arrangement is or was registered on or after that day.\n[E.R. 3]",
  "extent": null,
  "status": null,
  "version": "current",
  "annotations": [
    {
      "type": "footnote",
      "label": "f1",
      "text": "1987 c. 22"
    },
    {
      "type": "footnote",
      "label": "f2",
      "text": "S.I. 1992/3218 amended by S.I. 1993/3225"
    }
  ],
  "outstanding_effects": [
    {
      "type": "word omitted",
      "affecting": "nisr/2021/140",
      "affecting_title": "The Insolvency (Amendment) (2016 Act) (Consequential Amendments and Revocation) Order (Northern Ireland) 2021"
    },
    {
      "type": "omitted",
      "affecting": "nisr/2021/140",
      "affecting_title": "The Insolvency (Amendment) (2016 Act) (Consequential Amendments and Revocation) Order (Northern Ireland) 2021"
    }
  ],
  "provenance": {
    "source": "legislation.gov.uk",
    "source_url": "https://www.legislation.gov.uk/nisr/1996/574/regulation/3",
    "retrieved_at": "2026-10-29T02:31:57.604043+00:00"
  },
  "licence": "Open Government Licence v3.0",
  "licence_url": "https://www.nationalarchives.gov.uk/doc/open-government-licence/version/3/",
  "attribution": "Contains public sector information licensed under the Open Government Licence v3.0. Source: legislation.gov.uk, The National Archives."
}