# Insurance Act 2015, Paragraph 2


If a qualifying breach was deliberate or reckless, the insurer—
(a) may avoid the contract and refuse all claims, and
(b) need not return any of the premiums paid.

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Source: https://www.legislation.gov.uk/ukpga/2015/4/schedule/1/paragraph/2 (the official version)
Page: https://openlegislation.uk/insurance-act-2015/schedule-1/paragraph-2
Contains public sector information licensed under the Open Government Licence v3.0. Source: legislation.gov.uk, The National Archives.