{
  "url": "https://openlegislation.uk/insurance-act-2015/section-16",
  "json_url": "https://openlegislation.uk/insurance-act-2015/section-16.json",
  "legislation": "ukpga/2015/4",
  "legislation_title": "Insurance Act 2015",
  "legislation_url": "https://openlegislation.uk/insurance-act-2015",
  "path": "section/16",
  "kind": "section",
  "number": "16",
  "heading": "Contracting out: non-consumer insurance contracts",
  "text": "(1) A term of a non-consumer insurance contract, or of any other contract, which would put the insured in a worse position as respects representations to which section 9 applies than the insured would be in by virtue of that section is to that extent of no effect.\n(2) A term of a non-consumer insurance contract, or of any other contract, which would put the insured in a worse position as respects any of the other matters provided for in Part 2, 3 or 4 of this Act than the insured would be in by virtue of the provisions of those Parts (so far as relating to non-consumer insurance contracts) is to that extent of no effect, unless the requirements of section 17 have been satisfied in relation to the term.\n(3) In this section references to a contract include a variation.\n(4) This section does not apply in relation to a contract for the settlement of a claim arising under a non-consumer insurance contract.",
  "extent": null,
  "status": null,
  "version": "current",
  "annotations": [],
  "outstanding_effects": [],
  "provenance": {
    "source": "legislation.gov.uk",
    "source_url": "https://www.legislation.gov.uk/ukpga/2015/4/section/16",
    "retrieved_at": "2026-10-29T09:07:10.941146+00:00"
  },
  "licence": "Open Government Licence v3.0",
  "licence_url": "https://www.nationalarchives.gov.uk/doc/open-government-licence/version/3/",
  "attribution": "Contains public sector information licensed under the Open Government Licence v3.0. Source: legislation.gov.uk, The National Archives."
}