{
  "url": "https://openlegislation.uk/insurance-companies-act-1982-repealed/schedule-SCHEDULE/2E/paragraph-3",
  "json_url": "https://openlegislation.uk/insurance-companies-act-1982-repealed/schedule-SCHEDULE/2E/paragraph-3.json",
  "legislation": "ukpga/1982/50",
  "legislation_title": "Insurance Companies Act 1982 (repealed)",
  "legislation_url": "https://openlegislation.uk/insurance-companies-act-1982-repealed",
  "path": "schedule/SCHEDULE/2E/paragraph/3",
  "kind": "paragraph",
  "number": "3",
  "heading": null,
  "text": "(1) This paragraph applies to a contract entered into by a UK or EC company or a member of Lloyd’s if—\n(a) the effecting of the contract constitutes—\n(i) the carrying on in the United Kingdom of general business which is not reinsurance business; or\n(ii) the provision there of general insurance; and\n(b) the risk covered by the contract is situated in the United Kingdom.\n(2) Before entering into a contract to which this paragraph applies, the company or member (“the insurer”) shall, if the other party (or one of the other parties) to the contract is an individual, inform that party in writing—\n(a) of any arrangements which exist for handling complaints concerning the contract including, where appropriate, the name and address of any body which deals with complaints from any party to the contract;\n(b) that the existence of a complaints body does not affect any right of action which any party to the contract may have against the insurer; and\n(c) as to whether the parties to the contract are entitled to choose the law applicable to the contract and—\n(i) if so, of the law which the insurer proposes to choose; and\n(ii) if not, of the law which will be so applicable.\n(3) If the information required by sub-paragraph (2) above is furnished otherwise than in writing before the time when the contract is entered into, there is a sufficient compliance with that sub-paragraph if it is also furnished in writing as soon as practicable after that time.",
  "extent": "E+W+S+N.I.",
  "status": null,
  "version": "current",
  "annotations": [],
  "outstanding_effects": [],
  "provenance": {
    "source": "legislation.gov.uk",
    "source_url": "https://www.legislation.gov.uk/ukpga/1982/50/schedule/SCHEDULE/2E/paragraph/3",
    "retrieved_at": "2026-10-29T10:10:47.436123+00:00"
  },
  "licence": "Open Government Licence v3.0",
  "licence_url": "https://www.nationalarchives.gov.uk/doc/open-government-licence/version/3/",
  "attribution": "Contains public sector information licensed under the Open Government Licence v3.0. Source: legislation.gov.uk, The National Archives."
}