{
  "url": "https://openlegislation.uk/insurance-companies-act-1982-repealed/section-94B",
  "json_url": "https://openlegislation.uk/insurance-companies-act-1982-repealed/section-94B.json",
  "legislation": "ukpga/1982/50",
  "legislation_title": "Insurance Companies Act 1982 (repealed)",
  "legislation_url": "https://openlegislation.uk/insurance-companies-act-1982-repealed",
  "path": "section/94B",
  "kind": "section",
  "number": "94B",
  "heading": "Law applicable to certain contracts of insurance.",
  "text": "(1) The law applicable to a contract of insurance the effecting of which constitutes general business, and which covers risks situated in the United Kingdom or another member State, shall be determined in accordance with the provisions of Part I of Schedule 3A to this Act.\n(1A) The law applicable to a contract of insurance to which Article 1 of the first long term insurance Directive applies shall be determined in accordance with the provisions of Part II of Schedule 3A to this Act if–\n(a) where the policy holder is an individual, he is habitually resident in a member State; or\n(b) where the policy holder is not an individual, the establishment of the policy holder to which the contract relates is situated in a member State.\n(2) Subsections (1) and (1A) above do not apply in relation to a contract of reinsurance.",
  "extent": "E+W+S+N.I.",
  "status": null,
  "version": "current",
  "annotations": [
    {
      "type": "F",
      "label": "F1",
      "text": "S. 94A (inserted by the Insurance Companies (Amendment) Regulations 1990) renumbered as S. 94B by S.I. 1992/2890, reg. 9(2) and, by that reg. 9(2), that section and s. 94A (inserted by Insurance (Fees) Act 1985) are transposed."
    },
    {
      "type": "F",
      "label": "F2",
      "text": "Words in s. 94B inserted (20.5.1993) by S.I. 1993/174, reg. 5(2)"
    },
    {
      "type": "F",
      "label": "F3",
      "text": "S. 94B(1A)(2) substituted for s. 94B(2) (20.5.1993) by S.I. 1993/174, reg. 5(3)"
    }
  ],
  "outstanding_effects": [],
  "provenance": {
    "source": "legislation.gov.uk",
    "source_url": "https://www.legislation.gov.uk/ukpga/1982/50/section/94B",
    "retrieved_at": "2026-10-29T10:10:47.436123+00:00"
  },
  "licence": "Open Government Licence v3.0",
  "licence_url": "https://www.nationalarchives.gov.uk/doc/open-government-licence/version/3/",
  "attribution": "Contains public sector information licensed under the Open Government Licence v3.0. Source: legislation.gov.uk, The National Archives."
}