{
  "url": "https://openlegislation.uk/insurance-companies-amendment-regulations-1992",
  "json_url": "https://openlegislation.uk/insurance-companies-amendment-regulations-1992.json",
  "id": "uksi/1992/2890",
  "title": "The Insurance Companies (Amendment) Regulations 1992",
  "short_title": "Insurance Companies 1992",
  "long_title": "These Regulations make amendments to the Insurance Companies Act 1982 (“the 1982 Act”), the Financial Services Act 1986 (“the 1986 Act”), the Employers' Liability (Compulsory Insurance) Act 1969, the Employer’s Liability (Defective Equipment and Compulsory Insurance) (Northern Ireland) Order 1972, the Solicitors Act 1974, the Solicitors (Scotland) Act 1980, the Administration of Justice Act 1985, the Insurance Companies (Accounts and Statements) Regulations 1983 (“the 1983 Regulations”) and the Insurance Companies Regulations 1981 (“the 1981 Regulations”). The main purpose of the amendments is to implement Council Directive 90/618/EEC (O.J. No. L330, 29.11.90, p.44) relating to non-life insurance, and particularly motor vehicle liability insurance, and provisions concerning relations with non-EC countries contained in Articles 8 and 9 of Council Directive 90/619/EEC relating to life assurance (O.J. No. L330, 29.11.90, p.50). Council Directive 73/239/EEC (O.J. No. L228, 16.8.73, p.3) created a supervisory regime for direct non-life “establishment” business (ie general insurance business carried on by insurers through an establishment in a member State). Directive 88/357/EEC (O.J. No. L172, 4.7.88, p.1) made provision for the regulation of insurers who provide direct non-life insurance to cover risks in a member State on a “services” basis, ie otherwise than through an establishment in that State. Directive 90/618/EEC extends the provision for the regulation of insurers who provide direct non-life insurance on a services basis to those providing motor liability insurance on a services basis. It makes provision for those insurers to join and participate in the funding of the national insurers' bureau and guarantee scheme in the member State where the insurance is provided, and to appoint a locally resident representative to deal with claims. In addition, the Directive contains provisions whereby the Council or Commission of the European Communities may require member States to limit or suspend decisions on applications for authorisation to carry on direct non-life insurance business if the applicant is a subsidiary of a company incorporated outside the EC and to prevent the acquisition of shareholdings in insurance companies incorporated in the EC which would cause such a company to become the subsidiary of a company incorporated outside the EC. These provisions are designed to ensure that EC insurance companies have the opportunity to compete on equal terms with domestic companies in non-EC countries. Similar provisions are contained in Directive 90/619/EEC in respect of life assurance.",
  "citation": "S.I. 1992/2890",
  "type": "uksi",
  "year": "1992",
  "number": "2890",
  "version": "current",
  "date": "1992-11-18",
  "revised": false,
  "valid_from": null,
  "extent": null,
  "unapplied_effects": 8,
  "provisions": [
    {
      "path": "introduction",
      "kind": "introduction",
      "number": null,
      "heading": "Introductory text",
      "url": "https://openlegislation.uk/insurance-companies-amendment-regulations-1992/introduction",
      "extent": null,
      "status": null,
      "parent": null
    },
    {
      "path": "crossheading/general",
      "kind": "crossheading",
      "number": null,
      "heading": "General",
      "url": null,
      "extent": null,
      "status": null,
      "parent": null
    },
    {
      "path": "regulation/1",
      "kind": "regulation",
      "number": "1",
      "heading": "Citation, commencement, interpretation and purpose",
      "url": "https://openlegislation.uk/insurance-companies-amendment-regulations-1992/regulation-1",
      "extent": null,
      "status": null,
      "parent": "crossheading/general"
    },
    {
      "path": "crossheading/amendments-of-1982-act",
      "kind": "crossheading",
      "number": null,
      "heading": "Amendments of 1982 Act",
      "url": null,
      "extent": null,
      "status": null,
      "parent": null
    },
    {
      "path": "regulation/2",
      "kind": "regulation",
      "number": "2",
      "heading": "Power to defer decision on application for authorisation",
      "url": "https://openlegislation.uk/insurance-companies-amendment-regulations-1992/regulation-2",
      "extent": null,
      "status": null,
      "parent": "crossheading/amendments-of-1982-act"
    },
    {
      "path": "regulation/3",
      "kind": "regulation",
      "number": "3",
      "heading": "Approval of transfers of general business",
      "url": "https://openlegislation.uk/insurance-companies-amendment-regulations-1992/regulation-3",
      "extent": null,
      "status": null,
      "parent": "crossheading/amendments-of-1982-act"
    },
    {
      "path": "regulation/4",
      "kind": "regulation",
      "number": "4",
      "heading": "Change of Controller",
      "url": "https://openlegislation.uk/insurance-companies-amendment-regulations-1992/regulation-4",
      "extent": null,
      "status": null,
      "parent": "crossheading/amendments-of-1982-act"
    },
    {
      "path": "regulation/5",
      "kind": "regulation",
      "number": "5",
      "heading": "Notification of change of control",
      "url": "https://openlegislation.uk/insurance-companies-amendment-regulations-1992/regulation-5",
      "extent": null,
      "status": null,
      "parent": "crossheading/amendments-of-1982-act"
    },
    {
      "path": "regulation/6",
      "kind": "regulation",
      "number": "6",
      "heading": "Enforcement of section 63A",
      "url": "https://openlegislation.uk/insurance-companies-amendment-regulations-1992/regulation-6",
      "extent": null,
      "status": null,
      "parent": "crossheading/amendments-of-1982-act"
    },
    {
      "path": "regulation/7",
      "kind": "regulation",
      "number": "7",
      "heading": "Provision of insurance from another member State",
      "url": "https://openlegislation.uk/insurance-companies-amendment-regulations-1992/regulation-7",
      "extent": null,
      "status": null,
      "parent": "crossheading/amendments-of-1982-act"
    },
    {
      "path": "regulation/8",
      "kind": "regulation",
      "number": "8",
      "heading": "Lloyd’s underwriters",
      "url": "https://openlegislation.uk/insurance-companies-amendment-regulations-1992/regulation-8",
      "extent": null,
      "status": null,
      "parent": "crossheading/amendments-of-1982-act"
    },
    {
      "path": "regulation/9",
      "kind": "regulation",
      "number": "9",
      "heading": "Interpretation",
      "url": "https://openlegislation.uk/insurance-companies-amendment-regulations-1992/regulation-9",
      "extent": null,
      "status": null,
      "parent": "crossheading/amendments-of-1982-act"
    },
    {
      "path": "crossheading/amendment-of-1986-act",
      "kind": "crossheading",
      "number": null,
      "heading": "Amendment of 1986 Act",
      "url": null,
      "extent": null,
      "status": null,
      "parent": null
    },
    {
      "path": "regulation/10",
      "kind": "regulation",
      "number": "10",
      "heading": "Insurance contracts effected in contravention of 1982 Act",
      "url": "https://openlegislation.uk/insurance-companies-amendment-regulations-1992/regulation-10",
      "extent": null,
      "status": null,
      "parent": "crossheading/amendment-of-1986-act"
    },
    {
      "path": "crossheading/amendments-of-compulsory-insurance-enactments",
      "kind": "crossheading",
      "number": null,
      "heading": "Amendments of compulsory insurance enactments",
      "url": null,
      "extent": null,
      "status": null,
      "parent": null
    },
    {
      "path": "regulation/11",
      "kind": "regulation",
      "number": "11",
      "heading": "Employers' liability",
      "url": "https://openlegislation.uk/insurance-companies-amendment-regulations-1992/regulation-11",
      "extent": null,
      "status": null,
      "parent": "crossheading/amendments-of-compulsory-insurance-enactments"
    },
    {
      "path": "regulation/12",
      "kind": "regulation",
      "number": "12",
      "heading": "Professional indemnity and compensation",
      "url": "https://openlegislation.uk/insurance-companies-amendment-regulations-1992/regulation-12",
      "extent": null,
      "status": null,
      "parent": "crossheading/amendments-of-compulsory-insurance-enactments"
    },
    {
      "path": "crossheading/information-as-respects-the-provision-of-insurance-in-other-member-states",
      "kind": "crossheading",
      "number": null,
      "heading": "Information as respects the provision of insurance in other member States",
      "url": null,
      "extent": null,
      "status": null,
      "parent": null
    },
    {
      "path": "regulation/13",
      "kind": "regulation",
      "number": "13",
      "heading": "Provision of statements and accounts",
      "url": "https://openlegislation.uk/insurance-companies-amendment-regulations-1992/regulation-13",
      "extent": null,
      "status": null,
      "parent": "crossheading/information-as-respects-the-provision-of-insurance-in-other-member-states"
    },
    {
      "path": "regulation/14",
      "kind": "regulation",
      "number": "14",
      "heading": "Default in complying with regulation 13",
      "url": "https://openlegislation.uk/insurance-companies-amendment-regulations-1992/regulation-14",
      "extent": null,
      "status": null,
      "parent": "crossheading/information-as-respects-the-provision-of-insurance-in-other-member-states"
    },
    {
      "path": "regulation/15",
      "kind": "regulation",
      "number": "15",
      "heading": "Application of regulations 13 and 14 to Lloyd's",
      "url": "https://openlegislation.uk/insurance-companies-amendment-regulations-1992/regulation-15",
      "extent": null,
      "status": null,
      "parent": "crossheading/information-as-respects-the-provision-of-insurance-in-other-member-states"
    },
    {
      "path": "crossheading/miscellaneous-and-supplemental",
      "kind": "crossheading",
      "number": null,
      "heading": "Miscellaneous and supplemental",
      "url": null,
      "extent": null,
      "status": null,
      "parent": null
    },
    {
      "path": "regulation/16",
      "kind": "regulation",
      "number": "16",
      "heading": "Minor amendment to Insurance Companies Regulations 1981",
      "url": "https://openlegislation.uk/insurance-companies-amendment-regulations-1992/regulation-16",
      "extent": null,
      "status": null,
      "parent": "crossheading/miscellaneous-and-supplemental"
    },
    {
      "path": "regulation/17",
      "kind": "regulation",
      "number": "17",
      "heading": "Consequential amendments and transitional provisions",
      "url": "https://openlegislation.uk/insurance-companies-amendment-regulations-1992/regulation-17",
      "extent": null,
      "status": null,
      "parent": "crossheading/miscellaneous-and-supplemental"
    },
    {
      "path": "signature",
      "kind": "signature",
      "number": null,
      "heading": "Signature",
      "url": "https://openlegislation.uk/insurance-companies-amendment-regulations-1992/signature",
      "extent": null,
      "status": null,
      "parent": null
    },
    {
      "path": "schedule",
      "kind": "schedule",
      "number": null,
      "heading": "GENERAL BUSINESS: ANALYSIS OF GROSS PREMIUMS AND UNDERWRITING ACCOUNT",
      "url": "https://openlegislation.uk/insurance-companies-amendment-regulations-1992/schedule",
      "extent": null,
      "status": null,
      "parent": null
    },
    {
      "path": "note",
      "kind": "note",
      "number": null,
      "heading": "Explanatory note",
      "url": "https://openlegislation.uk/insurance-companies-amendment-regulations-1992/note",
      "extent": null,
      "status": null,
      "parent": null
    }
  ],
  "has_text": true,
  "pdfs": [],
  "outstanding_effects": [
    {
      "type": "amended",
      "affected_provisions": "reg.13(1)",
      "affecting": "uksi/1993/174",
      "affecting_title": "The Insurance Companies (Amendment) Regulations 1993",
      "affecting_provisions": "reg.10(2)"
    },
    {
      "type": "added",
      "affected_provisions": "reg.13(2A)",
      "affecting": "uksi/1993/174",
      "affecting_title": "The Insurance Companies (Amendment) Regulations 1993",
      "affecting_provisions": "reg.10(3)"
    },
    {
      "type": "amended",
      "affected_provisions": "reg.13(3)(4)(6)",
      "affecting": "uksi/1993/174",
      "affecting_title": "The Insurance Companies (Amendment) Regulations 1993",
      "affecting_provisions": "reg.10(4)(6)"
    },
    {
      "type": "added",
      "affected_provisions": "Sch.2",
      "affecting": "uksi/1993/174",
      "affecting_title": "The Insurance Companies (Amendment) Regulations 1993",
      "affecting_provisions": "reg.10(7)"
    },
    {
      "type": "renumbered as Sch 1",
      "affected_provisions": "Sch",
      "affecting": "uksi/1993/174",
      "affecting_title": "The Insurance Companies (Amendment) Regulations 1993",
      "affecting_provisions": "reg.10(7)"
    },
    {
      "type": "cease to have effect",
      "affected_provisions": "reg. 13-15",
      "affecting": "uksi/1994/1516",
      "affecting_title": "The Insurance Companies Regulations 1994",
      "affecting_provisions": "reg. 85(3)"
    },
    {
      "type": "revoked",
      "affected_provisions": "reg. 10",
      "affecting": "uksi/1994/1696",
      "affecting_title": "The Insurance Companies (Third Insurance Directives) Regulations 1994",
      "affecting_provisions": "reg. 68(1) Sch. 8 para. 34"
    },
    {
      "type": "revoked",
      "affected_provisions": "reg. 17(1)",
      "affecting": "uksi/1996/943",
      "affecting_title": "The Insurance Companies (Accounts and Statements) Regulations 1996",
      "affecting_provisions": "Sch. 7"
    }
  ],
  "made_under": [
    {
      "id": "ukpga/1972/68",
      "title": "European Communities Act 1972 (repealed)",
      "url": "https://openlegislation.uk/european-communities-act-1972-repealed",
      "provisions": [
        "section/2"
      ]
    }
  ],
  "changes_made_to": 8,
  "changes_made_to_url": "https://openlegislation.uk/insurance-companies-amendment-regulations-1992/changes.json",
  "changes_made_by": 3,
  "changes_made_by_url": "https://openlegislation.uk/insurance-companies-amendment-regulations-1992/changes/by-it.json",
  "instruments_made_under": 0,
  "instruments_made_under_url": "https://openlegislation.uk/insurance-companies-amendment-regulations-1992/instruments.json",
  "provenance": {
    "source": "legislation.gov.uk",
    "source_url": "https://www.legislation.gov.uk/uksi/1992/2890",
    "retrieved_at": "2026-10-29T14:11:40.112373+00:00"
  },
  "licence": "Open Government Licence v3.0",
  "licence_url": "https://www.nationalarchives.gov.uk/doc/open-government-licence/version/3/",
  "attribution": "Contains public sector information licensed under the Open Government Licence v3.0. Source: legislation.gov.uk, The National Archives."
}