{
  "url": "https://openlegislation.uk/insurance-companies-cancellation-no-2-regulations-1993",
  "json_url": "https://openlegislation.uk/insurance-companies-cancellation-no-2-regulations-1993.json",
  "id": "uksi/1993/1092",
  "title": "The Insurance Companies (Cancellation No. 2) Regulations 1993",
  "short_title": "Insurance Companies (Cancellation No. 2) 1993",
  "long_title": "These Regulations make amendments to the Insurance Companies Regulations 1981 (“the principal Regulations”) and further implement Article 15 of Council Directive 90/619/EEC relating to life assurance (O.J. No. L330, 29.11.90, p. 50) as amended by Article 30 of Council Directive 92/96/EEC relating to life assurance (O.J. No. L360, 9.12.92, p. 1). Article 15 of Council Directive 90/619/EEC gives a policy holder who has purchased an individual life assurance contract on a cross border basis a period of between 14 and 30 days during which he may cancel that contract. Article 30 of Council Directive 92/96/EEC extends this right of cancellation to any policy holder who purchases an individual life assurance contract from an insurance undertaking with a head office in a member State. This right of cancellation may be removed where the policy holder does not require protection because of his status or because of the circumstances in which the contract is concluded. These Regulations set out the form of the statutory notice and the exemptions from the requirement to provide this right of cancellation.",
  "citation": "S.I. 1993/1092",
  "type": "uksi",
  "year": "1993",
  "number": "1092",
  "version": "current",
  "date": "1993-04-19",
  "revised": false,
  "valid_from": null,
  "extent": null,
  "unapplied_effects": 1,
  "provisions": [
    {
      "path": "introduction",
      "kind": "introduction",
      "number": null,
      "heading": "Introductory text",
      "url": "https://openlegislation.uk/insurance-companies-cancellation-no-2-regulations-1993/introduction",
      "extent": null,
      "status": null,
      "parent": null
    },
    {
      "path": "regulation/1",
      "kind": "regulation",
      "number": "1",
      "heading": "Citation and commencement",
      "url": "https://openlegislation.uk/insurance-companies-cancellation-no-2-regulations-1993/regulation-1",
      "extent": null,
      "status": null,
      "parent": null
    },
    {
      "path": "regulation/2",
      "kind": "regulation",
      "number": "2",
      "heading": "Notice of long-term contract",
      "url": "https://openlegislation.uk/insurance-companies-cancellation-no-2-regulations-1993/regulation-2",
      "extent": null,
      "status": null,
      "parent": null
    },
    {
      "path": "regulation/3",
      "kind": "regulation",
      "number": "3",
      "heading": "Exemptions from regulation 70",
      "url": "https://openlegislation.uk/insurance-companies-cancellation-no-2-regulations-1993/regulation-3",
      "extent": null,
      "status": null,
      "parent": null
    },
    {
      "path": "regulation/4",
      "kind": "regulation",
      "number": "4",
      "heading": "Statutory notice",
      "url": "https://openlegislation.uk/insurance-companies-cancellation-no-2-regulations-1993/regulation-4",
      "extent": null,
      "status": null,
      "parent": null
    },
    {
      "path": "signature",
      "kind": "signature",
      "number": null,
      "heading": "Signature",
      "url": "https://openlegislation.uk/insurance-companies-cancellation-no-2-regulations-1993/signature",
      "extent": null,
      "status": null,
      "parent": null
    },
    {
      "path": "schedule/1",
      "kind": "schedule",
      "number": "1",
      "heading": null,
      "url": "https://openlegislation.uk/insurance-companies-cancellation-no-2-regulations-1993/schedule-1",
      "extent": null,
      "status": null,
      "parent": null
    },
    {
      "path": "schedule/2",
      "kind": "schedule",
      "number": "2",
      "heading": null,
      "url": "https://openlegislation.uk/insurance-companies-cancellation-no-2-regulations-1993/schedule-2",
      "extent": null,
      "status": null,
      "parent": null
    },
    {
      "path": "note",
      "kind": "note",
      "number": null,
      "heading": "Explanatory note",
      "url": "https://openlegislation.uk/insurance-companies-cancellation-no-2-regulations-1993/note",
      "extent": null,
      "status": null,
      "parent": null
    }
  ],
  "has_text": true,
  "pdfs": [],
  "outstanding_effects": [
    {
      "type": "revoked",
      "affected_provisions": "Regulations",
      "affecting": "uksi/1994/1516",
      "affecting_title": "The Insurance Companies Regulations 1994",
      "affecting_provisions": "Sch. 17"
    }
  ],
  "made_under": [
    {
      "id": "ukpga/1982/50",
      "title": "Insurance Companies Act 1982 (repealed)",
      "url": "https://openlegislation.uk/insurance-companies-act-1982-repealed",
      "provisions": [
        "section/75",
        "section/96",
        "section/97"
      ]
    }
  ],
  "changes_made_to": 1,
  "changes_made_to_url": "https://openlegislation.uk/insurance-companies-cancellation-no-2-regulations-1993/changes.json",
  "changes_made_by": 6,
  "changes_made_by_url": "https://openlegislation.uk/insurance-companies-cancellation-no-2-regulations-1993/changes/by-it.json",
  "instruments_made_under": 0,
  "instruments_made_under_url": "https://openlegislation.uk/insurance-companies-cancellation-no-2-regulations-1993/instruments.json",
  "provenance": {
    "source": "legislation.gov.uk",
    "source_url": "https://www.legislation.gov.uk/uksi/1993/1092",
    "retrieved_at": "2026-10-29T13:58:05.595450+00:00"
  },
  "licence": "Open Government Licence v3.0",
  "licence_url": "https://www.nationalarchives.gov.uk/doc/open-government-licence/version/3/",
  "attribution": "Contains public sector information licensed under the Open Government Licence v3.0. Source: legislation.gov.uk, The National Archives."
}