{
  "url": "https://openlegislation.uk/insurance-companies-regulations-1994",
  "json_url": "https://openlegislation.uk/insurance-companies-regulations-1994.json",
  "id": "uksi/1994/1516",
  "title": "The Insurance Companies Regulations 1994",
  "short_title": "Insurance Companies 1994",
  "long_title": "The Insurance Companies Act 1982 (“the Act”), which consolidated the Insurance Companies Acts 1974 and 1981, contains provision for the regulation of insurance companies. The Act incorporates provisions which implemented Council Directives 73/239/EEC (O.J. No. L228, 16.8.73, p.3) and 79/267/EEC (O.J. No. L63, 13.3.79, p.1) relating to non-life and life insurance. It has been amended inter alia by regulations made under section 2(2) of, and paragraph 2(2) of Schedule 2 to, the European Communities Act 1972 (“the 1972 Act”) to implement the provisions of Council Directives 88/357/EEC (O.J. No. L172, 4.7.88, p.1) and 90/619/EEC (O.J. No. L330, 29.11.90, p.50).",
  "citation": "S.I. 1994/1516",
  "type": "uksi",
  "year": "1994",
  "number": "1516",
  "version": "current",
  "date": "1994-06-07",
  "revised": false,
  "valid_from": null,
  "extent": null,
  "unapplied_effects": 164,
  "provisions": [
    {
      "path": "introduction",
      "kind": "introduction",
      "number": null,
      "heading": "Introductory text",
      "url": "https://openlegislation.uk/insurance-companies-regulations-1994/introduction",
      "extent": null,
      "status": null,
      "parent": null
    },
    {
      "path": "part/I",
      "kind": "part",
      "number": "I",
      "heading": "PRELIMINARY",
      "url": null,
      "extent": null,
      "status": null,
      "parent": null
    },
    {
      "path": "regulation/1",
      "kind": "regulation",
      "number": "1",
      "heading": "Citation and commencement",
      "url": "https://openlegislation.uk/insurance-companies-regulations-1994/regulation-1",
      "extent": null,
      "status": null,
      "parent": "part/I"
    },
    {
      "path": "regulation/2",
      "kind": "regulation",
      "number": "2",
      "heading": "Interpretation: general",
      "url": "https://openlegislation.uk/insurance-companies-regulations-1994/regulation-2",
      "extent": null,
      "status": null,
      "parent": "part/I"
    },
    {
      "path": "part/II",
      "kind": "part",
      "number": "II",
      "heading": "AUTHORISATION ETC.",
      "url": null,
      "extent": null,
      "status": null,
      "parent": null
    },
    {
      "path": "regulation/3",
      "kind": "regulation",
      "number": "3",
      "heading": "Benefits in kind",
      "url": "https://openlegislation.uk/insurance-companies-regulations-1994/regulation-3",
      "extent": null,
      "status": null,
      "parent": "part/II"
    },
    {
      "path": "regulation/4",
      "kind": "regulation",
      "number": "4",
      "heading": "Authorisation: submission of information",
      "url": "https://openlegislation.uk/insurance-companies-regulations-1994/regulation-4",
      "extent": null,
      "status": null,
      "parent": "part/II"
    },
    {
      "path": "regulation/5",
      "kind": "regulation",
      "number": "5",
      "heading": "Main agents: exceptions",
      "url": "https://openlegislation.uk/insurance-companies-regulations-1994/regulation-5",
      "extent": null,
      "status": null,
      "parent": "part/II"
    },
    {
      "path": "regulation/6",
      "kind": "regulation",
      "number": "6",
      "heading": "Authorisation: UK assets of applicants from non-EEA States etc.",
      "url": "https://openlegislation.uk/insurance-companies-regulations-1994/regulation-6",
      "extent": null,
      "status": null,
      "parent": "part/II"
    },
    {
      "path": "part/III",
      "kind": "part",
      "number": "III",
      "heading": "DEPOSITS",
      "url": null,
      "extent": null,
      "status": null,
      "parent": null
    },
    {
      "path": "regulation/7",
      "kind": "regulation",
      "number": "7",
      "heading": "Interpretation: Part III",
      "url": "https://openlegislation.uk/insurance-companies-regulations-1994/regulation-7",
      "extent": null,
      "status": null,
      "parent": "part/III"
    },
    {
      "path": "regulation/8",
      "kind": "regulation",
      "number": "8",
      "heading": "Making and amount of deposit",
      "url": "https://openlegislation.uk/insurance-companies-regulations-1994/regulation-8",
      "extent": null,
      "status": null,
      "parent": "part/III"
    },
    {
      "path": "regulation/9",
      "kind": "regulation",
      "number": "9",
      "heading": "Direction etc. by the Secretary of State",
      "url": "https://openlegislation.uk/insurance-companies-regulations-1994/regulation-9",
      "extent": null,
      "status": null,
      "parent": "part/III"
    },
    {
      "path": "regulation/10",
      "kind": "regulation",
      "number": "10",
      "heading": "Permitted securities",
      "url": "https://openlegislation.uk/insurance-companies-regulations-1994/regulation-10",
      "extent": null,
      "status": null,
      "parent": "part/III"
    },
    {
      "path": "regulation/11",
      "kind": "regulation",
      "number": "11",
      "heading": "Investment",
      "url": "https://openlegislation.uk/insurance-companies-regulations-1994/regulation-11",
      "extent": null,
      "status": null,
      "parent": "part/III"
    },
    {
      "path": "regulation/12",
      "kind": "regulation",
      "number": "12",
      "heading": "Disposal of surplus",
      "url": "https://openlegislation.uk/insurance-companies-regulations-1994/regulation-12",
      "extent": null,
      "status": null,
      "parent": "part/III"
    },
    {
      "path": "regulation/13",
      "kind": "regulation",
      "number": "13",
      "heading": "Cessation of business etc.",
      "url": "https://openlegislation.uk/insurance-companies-regulations-1994/regulation-13",
      "extent": null,
      "status": null,
      "parent": "part/III"
    },
    {
      "path": "regulation/14",
      "kind": "regulation",
      "number": "14",
      "heading": "Effect of direction etc.",
      "url": "https://openlegislation.uk/insurance-companies-regulations-1994/regulation-14",
      "extent": null,
      "status": null,
      "parent": "part/III"
    },
    {
      "path": "regulation/15",
      "kind": "regulation",
      "number": "15",
      "heading": "Application of rules under s.38(7) of the Administration of Justice Act 1982",
      "url": "https://openlegislation.uk/insurance-companies-regulations-1994/regulation-15",
      "extent": null,
      "status": null,
      "parent": "part/III"
    },
    {
      "path": "part/IV",
      "kind": "part",
      "number": "IV",
      "heading": "MARGINS OF SOLVENCY",
      "url": null,
      "extent": null,
      "status": null,
      "parent": null
    },
    {
      "path": "regulation/16",
      "kind": "regulation",
      "number": "16",
      "heading": "Interpretation: Part IV",
      "url": "https://openlegislation.uk/insurance-companies-regulations-1994/regulation-16",
      "extent": null,
      "status": null,
      "parent": "part/IV"
    },
    {
      "path": "regulation/17",
      "kind": "regulation",
      "number": "17",
      "heading": "Margins of solvency: determination",
      "url": "https://openlegislation.uk/insurance-companies-regulations-1994/regulation-17",
      "extent": null,
      "status": null,
      "parent": "part/IV"
    },
    {
      "path": "regulation/18",
      "kind": "regulation",
      "number": "18",
      "heading": "Long term classes I, II and IX",
      "url": "https://openlegislation.uk/insurance-companies-regulations-1994/regulation-18",
      "extent": null,
      "status": null,
      "parent": "part/IV"
    },
    {
      "path": "regulation/19",
      "kind": "regulation",
      "number": "19",
      "heading": "Long term classes III, VII and VIII",
      "url": "https://openlegislation.uk/insurance-companies-regulations-1994/regulation-19",
      "extent": null,
      "status": null,
      "parent": "part/IV"
    },
    {
      "path": "regulation/20",
      "kind": "regulation",
      "number": "20",
      "heading": "Long term classes IV and VI",
      "url": "https://openlegislation.uk/insurance-companies-regulations-1994/regulation-20",
      "extent": null,
      "status": null,
      "parent": "part/IV"
    },
    {
      "path": "regulation/21",
      "kind": "regulation",
      "number": "21",
      "heading": "Long term class V",
      "url": "https://openlegislation.uk/insurance-companies-regulations-1994/regulation-21",
      "extent": null,
      "status": null,
      "parent": "part/IV"
    },
    {
      "path": "regulation/22",
      "kind": "regulation",
      "number": "22",
      "heading": "Guarantee fund and minimum guarantee fund",
      "url": "https://openlegislation.uk/insurance-companies-regulations-1994/regulation-22",
      "extent": null,
      "status": null,
      "parent": "part/IV"
    },
    {
      "path": "regulation/23",
      "kind": "regulation",
      "number": "23",
      "heading": "Valuation",
      "url": "https://openlegislation.uk/insurance-companies-regulations-1994/regulation-23",
      "extent": null,
      "status": null,
      "parent": "part/IV"
    },
    {
      "path": "regulation/24",
      "kind": "regulation",
      "number": "24",
      "heading": "Implicit items: future profits",
      "url": "https://openlegislation.uk/insurance-companies-regulations-1994/regulation-24",
      "extent": null,
      "status": null,
      "parent": "part/IV"
    },
    {
      "path": "regulation/25",
      "kind": "regulation",
      "number": "25",
      "heading": "Implicit items: zillmerising",
      "url": "https://openlegislation.uk/insurance-companies-regulations-1994/regulation-25",
      "extent": null,
      "status": null,
      "parent": "part/IV"
    },
    {
      "path": "regulation/26",
      "kind": "regulation",
      "number": "26",
      "heading": "Implicit items: hidden reserves",
      "url": "https://openlegislation.uk/insurance-companies-regulations-1994/regulation-26",
      "extent": null,
      "status": null,
      "parent": "part/IV"
    },
    {
      "path": "part/V",
      "kind": "part",
      "number": "V",
      "heading": "CURRENCY MATCHING, LOCALISATION",
      "url": null,
      "extent": null,
      "status": null,
      "parent": null
    },
    {
      "path": "regulation/27",
      "kind": "regulation",
      "number": "27",
      "heading": "Matching: general requirement",
      "url": "https://openlegislation.uk/insurance-companies-regulations-1994/regulation-27",
      "extent": null,
      "status": null,
      "parent": "part/V"
    },
    {
      "path": "regulation/28",
      "kind": "regulation",
      "number": "28",
      "heading": "Matching: property linked benefits",
      "url": "https://openlegislation.uk/insurance-companies-regulations-1994/regulation-28",
      "extent": null,
      "status": null,
      "parent": "part/V"
    },
    {
      "path": "regulation/29",
      "kind": "regulation",
      "number": "29",
      "heading": "Matching: currency of general business liabilities",
      "url": "https://openlegislation.uk/insurance-companies-regulations-1994/regulation-29",
      "extent": null,
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    },
    {
      "path": "regulation/30",
      "kind": "regulation",
      "number": "30",
      "heading": "Matching: exception for certain liabilities",
      "url": "https://openlegislation.uk/insurance-companies-regulations-1994/regulation-30",
      "extent": null,
      "status": null,
      "parent": "part/V"
    },
    {
      "path": "regulation/31",
      "kind": "regulation",
      "number": "31",
      "heading": "Localisation",
      "url": "https://openlegislation.uk/insurance-companies-regulations-1994/regulation-31",
      "extent": null,
      "status": null,
      "parent": "part/V"
    },
    {
      "path": "regulation/32",
      "kind": "regulation",
      "number": "32",
      "heading": "Exclusions from regulations 27 to 31",
      "url": "https://openlegislation.uk/insurance-companies-regulations-1994/regulation-32",
      "extent": null,
      "status": null,
      "parent": "part/V"
    },
    {
      "path": "regulation/33",
      "kind": "regulation",
      "number": "33",
      "heading": "Margin of solvency of non-EC company whose head office is not in an EFTA State etc.: location of assets",
      "url": "https://openlegislation.uk/insurance-companies-regulations-1994/regulation-33",
      "extent": null,
      "status": null,
      "parent": "part/V"
    },
    {
      "path": "part/VI",
      "kind": "part",
      "number": "VI",
      "heading": "CHANGE OF CONTROL",
      "url": null,
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    },
    {
      "path": "regulation/34",
      "kind": "regulation",
      "number": "34",
      "heading": "Particulars of changes of director, controller or manager, etc.",
      "url": "https://openlegislation.uk/insurance-companies-regulations-1994/regulation-34",
      "extent": null,
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      "parent": "part/VI"
    },
    {
      "path": "part/VII",
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      "number": "VII",
      "heading": "CONDUCT OF BUSINESS",
      "url": null,
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    },
    {
      "path": "regulation/35",
      "kind": "regulation",
      "number": "35",
      "heading": "Contents of advertisements: overseas insurers",
      "url": "https://openlegislation.uk/insurance-companies-regulations-1994/regulation-35",
      "extent": null,
      "status": null,
      "parent": "part/VII"
    },
    {
      "path": "regulation/36",
      "kind": "regulation",
      "number": "36",
      "heading": "Contents of advertisements: statement of capital",
      "url": "https://openlegislation.uk/insurance-companies-regulations-1994/regulation-36",
      "extent": null,
      "status": null,
      "parent": "part/VII"
    },
    {
      "path": "regulation/37",
      "kind": "regulation",
      "number": "37",
      "heading": "Interpretation of and provisions supplemental to regulations 35 and 36",
      "url": "https://openlegislation.uk/insurance-companies-regulations-1994/regulation-37",
      "extent": null,
      "status": null,
      "parent": "part/VII"
    },
    {
      "path": "regulation/38",
      "kind": "regulation",
      "number": "38",
      "heading": "Intermediaries: connected persons",
      "url": "https://openlegislation.uk/insurance-companies-regulations-1994/regulation-38",
      "extent": null,
      "status": null,
      "parent": "part/VII"
    },
    {
      "path": "regulation/39",
      "kind": "regulation",
      "number": "39",
      "heading": "Invitation by intermediary",
      "url": "https://openlegislation.uk/insurance-companies-regulations-1994/regulation-39",
      "extent": null,
      "status": null,
      "parent": "part/VII"
    },
    {
      "path": "regulation/40",
      "kind": "regulation",
      "number": "40",
      "heading": "Cases excepted from regulation 39",
      "url": "https://openlegislation.uk/insurance-companies-regulations-1994/regulation-40",
      "extent": null,
      "status": null,
      "parent": "part/VII"
    },
    {
      "path": "regulation/41",
      "kind": "regulation",
      "number": "41",
      "heading": "Notice of long-term contract",
      "url": "https://openlegislation.uk/insurance-companies-regulations-1994/regulation-41",
      "extent": null,
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    {
      "path": "regulation/42",
      "kind": "regulation",
      "number": "42",
      "heading": "Exemptions from regulation 41",
      "url": "https://openlegislation.uk/insurance-companies-regulations-1994/regulation-42",
      "extent": null,
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    },
    {
      "path": "regulation/43",
      "kind": "regulation",
      "number": "43",
      "heading": "Linked contracts",
      "url": "https://openlegislation.uk/insurance-companies-regulations-1994/regulation-43",
      "extent": null,
      "status": null,
      "parent": "part/VII"
    },
    {
      "path": "part/VIII",
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      "number": "VIII",
      "heading": "VALUATION OF ASSETS",
      "url": null,
      "extent": null,
      "status": null,
      "parent": null
    },
    {
      "path": "regulation/44",
      "kind": "regulation",
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      "heading": "Interpretation: Part VIII",
      "url": "https://openlegislation.uk/insurance-companies-regulations-1994/regulation-44",
      "extent": null,
      "status": null,
      "parent": "part/VIII"
    },
    {
      "path": "regulation/45",
      "kind": "regulation",
      "number": "45",
      "heading": "Application: Part VIII",
      "url": "https://openlegislation.uk/insurance-companies-regulations-1994/regulation-45",
      "extent": null,
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      "parent": "part/VIII"
    },
    {
      "path": "regulation/46",
      "kind": "regulation",
      "number": "46",
      "heading": "Shares in and debts due or to become due from dependants",
      "url": "https://openlegislation.uk/insurance-companies-regulations-1994/regulation-46",
      "extent": null,
      "status": null,
      "parent": "part/VIII"
    },
    {
      "path": "regulation/47",
      "kind": "regulation",
      "number": "47",
      "heading": "Valuation of assets and liabilities of dependants for the purposes of regulation 46",
      "url": "https://openlegislation.uk/insurance-companies-regulations-1994/regulation-47",
      "extent": null,
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    },
    {
      "path": "regulation/48",
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      "number": "48",
      "heading": "Debts and other rights",
      "url": "https://openlegislation.uk/insurance-companies-regulations-1994/regulation-48",
      "extent": null,
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      "parent": "part/VIII"
    },
    {
      "path": "regulation/49",
      "kind": "regulation",
      "number": "49",
      "heading": "Land",
      "url": "https://openlegislation.uk/insurance-companies-regulations-1994/regulation-49",
      "extent": null,
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      "parent": "part/VIII"
    },
    {
      "path": "regulation/50",
      "kind": "regulation",
      "number": "50",
      "heading": "Equipment",
      "url": "https://openlegislation.uk/insurance-companies-regulations-1994/regulation-50",
      "extent": null,
      "status": null,
      "parent": "part/VIII"
    },
    {
      "path": "regulation/51",
      "kind": "regulation",
      "number": "51",
      "heading": "Unlisted securities",
      "url": "https://openlegislation.uk/insurance-companies-regulations-1994/regulation-51",
      "extent": null,
      "status": null,
      "parent": "part/VIII"
    },
    {
      "path": "regulation/52",
      "kind": "regulation",
      "number": "52",
      "heading": "Unit trusts",
      "url": "https://openlegislation.uk/insurance-companies-regulations-1994/regulation-52",
      "extent": null,
      "status": null,
      "parent": "part/VIII"
    },
    {
      "path": "regulation/53",
      "kind": "regulation",
      "number": "53",
      "heading": "Listed investments",
      "url": "https://openlegislation.uk/insurance-companies-regulations-1994/regulation-53",
      "extent": null,
      "status": null,
      "parent": "part/VIII"
    },
    {
      "path": "regulation/54",
      "kind": "regulation",
      "number": "54",
      "heading": "Reversionary interests etc.",
      "url": "https://openlegislation.uk/insurance-companies-regulations-1994/regulation-54",
      "extent": null,
      "status": null,
      "parent": "part/VIII"
    },
    {
      "path": "regulation/55",
      "kind": "regulation",
      "number": "55",
      "heading": "Derivative contracts",
      "url": "https://openlegislation.uk/insurance-companies-regulations-1994/regulation-55",
      "extent": null,
      "status": null,
      "parent": "part/VIII"
    },
    {
      "path": "regulation/56",
      "kind": "regulation",
      "number": "56",
      "heading": "Other assets",
      "url": "https://openlegislation.uk/insurance-companies-regulations-1994/regulation-56",
      "extent": null,
      "status": null,
      "parent": "part/VIII"
    },
    {
      "path": "regulation/57",
      "kind": "regulation",
      "number": "57",
      "heading": "Assets to be taken into account only to a specified extent",
      "url": "https://openlegislation.uk/insurance-companies-regulations-1994/regulation-57",
      "extent": null,
      "status": null,
      "parent": "part/VIII"
    },
    {
      "path": "part/IX",
      "kind": "part",
      "number": "IX",
      "heading": "DETERMINATION OF LIABILITIES",
      "url": null,
      "extent": null,
      "status": null,
      "parent": null
    },
    {
      "path": "regulation/58",
      "kind": "regulation",
      "number": "58",
      "heading": "Interpretation: Part IX",
      "url": "https://openlegislation.uk/insurance-companies-regulations-1994/regulation-58",
      "extent": null,
      "status": null,
      "parent": "part/IX"
    },
    {
      "path": "regulation/59",
      "kind": "regulation",
      "number": "59",
      "heading": "Application: Part IX",
      "url": "https://openlegislation.uk/insurance-companies-regulations-1994/regulation-59",
      "extent": null,
      "status": null,
      "parent": "part/IX"
    },
    {
      "path": "regulation/60",
      "kind": "regulation",
      "number": "60",
      "heading": "Long term and general business",
      "url": "https://openlegislation.uk/insurance-companies-regulations-1994/regulation-60",
      "extent": null,
      "status": null,
      "parent": "part/IX"
    },
    {
      "path": "regulation/61",
      "kind": "regulation",
      "number": "61",
      "heading": "Provision for adverse changes",
      "url": "https://openlegislation.uk/insurance-companies-regulations-1994/regulation-61",
      "extent": null,
      "status": null,
      "parent": "part/IX"
    },
    {
      "path": "regulation/62",
      "kind": "regulation",
      "number": "62",
      "heading": "General business liabilities",
      "url": "https://openlegislation.uk/insurance-companies-regulations-1994/regulation-62",
      "extent": null,
      "status": null,
      "parent": "part/IX"
    },
    {
      "path": "regulation/63",
      "kind": "regulation",
      "number": "63",
      "heading": "Relevant co-insurance operations: general business",
      "url": "https://openlegislation.uk/insurance-companies-regulations-1994/regulation-63",
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      "path": "regulation/66",
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      "heading": "CREDIT INSURANCE BUSINESS",
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      "heading": "STATISTICAL INFORMATION",
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      "affecting_title": "The Insurance Companies (Amendment No. 2) Regulations 1994",
      "affecting_provisions": "reg.16"
    },
    {
      "type": "amended",
      "affected_provisions": "Sch.16",
      "affecting": "uksi/1994/3133",
      "affecting_title": "The Insurance Companies (Amendment No. 2) Regulations 1994",
      "affecting_provisions": "reg.17"
    },
    {
      "type": "added",
      "affected_provisions": "reg.53(4)",
      "affecting": "uksi/1994/3133",
      "affecting_title": "The Insurance Companies (Amendment No. 2) Regulations 1994",
      "affecting_provisions": "reg.10"
    },
    {
      "type": "amended",
      "affected_provisions": "reg.55(4)(a)(iv)",
      "affecting": "uksi/1994/3133",
      "affecting_title": "The Insurance Companies (Amendment No. 2) Regulations 1994",
      "affecting_provisions": "reg.11"
    },
    {
      "type": "added",
      "affected_provisions": "reg.55(4)(a)(v)",
      "affecting": "uksi/1994/3133",
      "affecting_title": "The Insurance Companies (Amendment No. 2) Regulations 1994",
      "affecting_provisions": "reg.11"
    },
    {
      "type": "added",
      "affected_provisions": "reg.48(11)",
      "affecting": "uksi/1994/3133",
      "affecting_title": "The Insurance Companies (Amendment No. 2) Regulations 1994",
      "affecting_provisions": "reg.9(5)"
    },
    {
      "type": "substituted",
      "affected_provisions": "reg.2(1) (defn of the Act)",
      "affecting": "uksi/1994/3133",
      "affecting_title": "The Insurance Companies (Amendment No. 2) Regulations 1994",
      "affecting_provisions": "reg.2"
    },
    {
      "type": "amended",
      "affected_provisions": "reg.31(1)(2)",
      "affecting": "uksi/1994/3133",
      "affecting_title": "The Insurance Companies (Amendment No. 2) Regulations 1994",
      "affecting_provisions": "reg.3"
    },
    {
      "type": "amended",
      "affected_provisions": "reg.32(1)(a)",
      "affecting": "uksi/1994/3133",
      "affecting_title": "The Insurance Companies (Amendment No. 2) Regulations 1994",
      "affecting_provisions": "reg.4"
    },
    {
      "type": "amended",
      "affected_provisions": "reg.34",
      "affecting": "uksi/1994/3133",
      "affecting_title": "The Insurance Companies (Amendment No. 2) Regulations 1994",
      "affecting_provisions": "reg.5(2)"
    },
    {
      "type": "amended",
      "affected_provisions": "reg.43(4)(a) rev in pt and",
      "affecting": "uksi/1994/3133",
      "affecting_title": "The Insurance Companies (Amendment No. 2) Regulations 1994",
      "affecting_provisions": "reg.6(2)"
    },
    {
      "type": "revoked",
      "affected_provisions": "reg.43(4)(b)",
      "affecting": "uksi/1994/3133",
      "affecting_title": "The Insurance Companies (Amendment No. 2) Regulations 1994",
      "affecting_provisions": "reg.6(3)"
    },
    {
      "type": "amended",
      "affected_provisions": "reg.43(4)(c)",
      "affecting": "uksi/1994/3133",
      "affecting_title": "The Insurance Companies (Amendment No. 2) Regulations 1994",
      "affecting_provisions": "reg.6(4)"
    },
    {
      "type": "amended",
      "affected_provisions": "reg.43(4)(d)",
      "affecting": "uksi/1994/3133",
      "affecting_title": "The Insurance Companies (Amendment No. 2) Regulations 1994",
      "affecting_provisions": "reg.6(5)"
    },
    {
      "type": "added",
      "affected_provisions": "reg.43(9)",
      "affecting": "uksi/1994/3133",
      "affecting_title": "The Insurance Companies (Amendment No. 2) Regulations 1994",
      "affecting_provisions": "reg.6(6)"
    },
    {
      "type": "amended",
      "affected_provisions": "reg.44(1) (defns of approved securities and listed)",
      "affecting": "uksi/1994/3133",
      "affecting_title": "The Insurance Companies (Amendment No. 2) Regulations 1994",
      "affecting_provisions": "reg.7(2)(3)"
    },
    {
      "type": "added",
      "affected_provisions": "reg.44(1) (defn. of market value)",
      "affecting": "uksi/1995/3248",
      "affecting_title": "The Insurance Companies (Amendment) Regulations 1995",
      "affecting_provisions": "reg.2(13)"
    },
    {
      "type": "revoked",
      "affected_provisions": "reg.44(1) (defn. of price earnings ratio)",
      "affecting": "uksi/1995/3248",
      "affecting_title": "The Insurance Companies (Amendment) Regulations 1995",
      "affecting_provisions": "reg.2(14)"
    },
    {
      "type": "amended",
      "affected_provisions": "reg.44(1) defn.of ( regulated institution) su-para.(a)",
      "affecting": "uksi/1995/3248",
      "affecting_title": "The Insurance Companies (Amendment) Regulations 1995",
      "affecting_provisions": "reg.2(15)"
    },
    {
      "type": "amended",
      "affected_provisions": "reg.44(1) (defn. of securities)",
      "affecting": "uksi/1995/3248",
      "affecting_title": "The Insurance Companies (Amendment) Regulations 1995",
      "affecting_provisions": "reg.2(16)"
    },
    {
      "type": "revoked",
      "affected_provisions": "reg.44(1) (defn. of stock lending transaction)",
      "affecting": "uksi/1995/3248",
      "affecting_title": "The Insurance Companies (Amendment) Regulations 1995",
      "affecting_provisions": "reg.2(17)"
    },
    {
      "type": "substituted",
      "affected_provisions": "reg.44(3)",
      "affecting": "uksi/1995/3248",
      "affecting_title": "The Insurance Companies (Amendment) Regulations 1995",
      "affecting_provisions": "reg.3"
    },
    {
      "type": "rev. in pt.",
      "affected_provisions": "reg.45(2)",
      "affecting": "uksi/1995/3248",
      "affecting_title": "The Insurance Companies (Amendment) Regulations 1995",
      "affecting_provisions": "reg.4(2)"
    },
    {
      "type": "substituted",
      "affected_provisions": "reg.45(4)",
      "affecting": "uksi/1995/3248",
      "affecting_title": "The Insurance Companies (Amendment) Regulations 1995",
      "affecting_provisions": "reg.4(3)"
    },
    {
      "type": "added",
      "affected_provisions": "reg.45(8)(9)",
      "affecting": "uksi/1995/3248",
      "affecting_title": "The Insurance Companies (Amendment) Regulations 1995",
      "affecting_provisions": "reg.4(4)"
    },
    {
      "type": "added",
      "affected_provisions": "reg.47A",
      "affecting": "uksi/1995/3248",
      "affecting_title": "The Insurance Companies (Amendment) Regulations 1995",
      "affecting_provisions": "reg. 5"
    },
    {
      "type": "substituted",
      "affected_provisions": "regs.51-53",
      "affecting": "uksi/1995/3248",
      "affecting_title": "The Insurance Companies (Amendment) Regulations 1995",
      "affecting_provisions": "regs.7-9"
    },
    {
      "type": "substituted",
      "affected_provisions": "regs.55-57",
      "affecting": "uksi/1995/3248",
      "affecting_title": "The Insurance Companies (Amendment) Regulations 1995",
      "affecting_provisions": "regs.10-12"
    },
    {
      "type": "substituted",
      "affected_provisions": "reg.56",
      "affecting": "uksi/1995/3248",
      "affecting_title": "The Insurance Companies (Amendment) Regulations 1995",
      "affecting_provisions": "reg.11"
    },
    {
      "type": "substituted",
      "affected_provisions": "reg.57",
      "affecting": "uksi/1995/3248",
      "affecting_title": "The Insurance Companies (Amendment) Regulations 1995",
      "affecting_provisions": "reg.12"
    },
    {
      "type": "substituted",
      "affected_provisions": "reg.58 (defn. of general business liabilities)",
      "affecting": "uksi/1995/3248",
      "affecting_title": "The Insurance Companies (Amendment) Regulations 1995",
      "affecting_provisions": "reg.13(2)"
    },
    {
      "type": "added",
      "affected_provisions": "reg.58 (defn. of insurance liabilities)",
      "affecting": "uksi/1995/3248",
      "affecting_title": "The Insurance Companies (Amendment) Regulations 1995",
      "affecting_provisions": "reg.13(3)"
    },
    {
      "type": "rev. in pt.",
      "affected_provisions": "reg.60(1)",
      "affecting": "uksi/1995/3248",
      "affecting_title": "The Insurance Companies (Amendment) Regulations 1995",
      "affecting_provisions": "reg.14"
    },
    {
      "type": "substituted",
      "affected_provisions": "reg.61",
      "affecting": "uksi/1995/3248",
      "affecting_title": "The Insurance Companies (Amendment) Regulations 1995",
      "affecting_provisions": "reg.15"
    },
    {
      "type": "substituted",
      "affected_provisions": "reg.62",
      "affecting": "uksi/1995/3248",
      "affecting_title": "The Insurance Companies (Amendment) Regulations 1995",
      "affecting_provisions": "reg.16"
    },
    {
      "type": "added",
      "affected_provisions": "reg.64(3)(e)",
      "affecting": "uksi/1995/3248",
      "affecting_title": "The Insurance Companies (Amendment) Regulations 1995",
      "affecting_provisions": "reg.17"
    },
    {
      "type": "substituted",
      "affected_provisions": "reg.69(3)(b)",
      "affecting": "uksi/1995/3248",
      "affecting_title": "The Insurance Companies (Amendment) Regulations 1995",
      "affecting_provisions": "reg.18"
    },
    {
      "type": "substituted",
      "affected_provisions": "Sch.10",
      "affecting": "uksi/1995/3248",
      "affecting_title": "The Insurance Companies (Amendment) Regulations 1995",
      "affecting_provisions": "reg.19, Sch.1"
    },
    {
      "type": "substituted",
      "affected_provisions": "Sch.12",
      "affecting": "uksi/1995/3248",
      "affecting_title": "The Insurance Companies (Amendment) Regulations 1995",
      "affecting_provisions": "reg.20, Sch.2"
    },
    {
      "type": "substituted",
      "affected_provisions": "reg.48(8)",
      "affecting": "uksi/1995/3248",
      "affecting_title": "The Insurance Companies (Amendment) Regulations 1995",
      "affecting_provisions": "reg.6(5)"
    },
    {
      "type": "substituted",
      "affected_provisions": "reg.48(10)",
      "affecting": "uksi/1995/3248",
      "affecting_title": "The Insurance Companies (Amendment) Regulations 1995",
      "affecting_provisions": "reg.6(6)"
    },
    {
      "type": "revoked",
      "affected_provisions": "reg.48(11)",
      "affecting": "uksi/1995/3248",
      "affecting_title": "The Insurance Companies (Amendment) Regulations 1995",
      "affecting_provisions": "reg.6(7)"
    },
    {
      "type": "substituted",
      "affected_provisions": "reg.48(5)",
      "affecting": "uksi/1995/3248",
      "affecting_title": "The Insurance Companies (Amendment) Regulations 1995",
      "affecting_provisions": "reg.6(2)"
    },
    {
      "type": "added",
      "affected_provisions": "reg.48(5A)",
      "affecting": "uksi/1995/3248",
      "affecting_title": "The Insurance Companies (Amendment) Regulations 1995",
      "affecting_provisions": "reg.6(3)"
    },
    {
      "type": "rev. in pt.",
      "affected_provisions": "reg.48(6)(d)",
      "affecting": "uksi/1995/3248",
      "affecting_title": "The Insurance Companies (Amendment) Regulations 1995",
      "affecting_provisions": "reg.6(4)"
    },
    {
      "type": "added",
      "affected_provisions": "reg.44(1) (defn. of amortised value)",
      "affecting": "uksi/1995/3248",
      "affecting_title": "The Insurance Companies (Amendment) Regulations 1995",
      "affecting_provisions": "reg.2(2)"
    },
    {
      "type": "revoked",
      "affected_provisions": "reg.44(1) defn.of ( approved counterparty) sub-para.(b)",
      "affecting": "uksi/1995/3248",
      "affecting_title": "The Insurance Companies (Amendment) Regulations 1995",
      "affecting_provisions": "reg.2(3)"
    },
    {
      "type": "added",
      "affected_provisions": "reg.44(1) defn.of ( approved counterparty) sub-para.(d)",
      "affecting": "uksi/1995/3248",
      "affecting_title": "The Insurance Companies (Amendment) Regulations 1995",
      "affecting_provisions": "reg.2(3)"
    },
    {
      "type": "added",
      "affected_provisions": "reg.44(1) (defn. of collective investment scheme)",
      "affecting": "uksi/1995/3248",
      "affecting_title": "The Insurance Companies (Amendment) Regulations 1995",
      "affecting_provisions": "reg.2(4)"
    },
    {
      "type": "added",
      "affected_provisions": "reg.44(1) (defn. of counterparty)",
      "affecting": "uksi/1995/3248",
      "affecting_title": "The Insurance Companies (Amendment) Regulations 1995",
      "affecting_provisions": "reg.2(5)"
    },
    {
      "type": "revoked",
      "affected_provisions": "reg.44(1) (defn. of debenture)",
      "affecting": "uksi/1995/3248",
      "affecting_title": "The Insurance Companies (Amendment) Regulations 1995",
      "affecting_provisions": "reg.2(6)"
    },
    {
      "type": "added",
      "affected_provisions": "reg.44(1) (defns. of debt security and deferred asquisition costs)",
      "affecting": "uksi/1995/3248",
      "affecting_title": "The Insurance Companies (Amendment) Regulations 1995",
      "affecting_provisions": "reg.2(6)"
    },
    {
      "type": "amended",
      "affected_provisions": "reg.44(1) (defn. of derivative contract)",
      "affecting": "uksi/1995/3248",
      "affecting_title": "The Insurance Companies (Amendment) Regulations 1995",
      "affecting_provisions": "reg.2(7)"
    },
    {
      "type": "added",
      "affected_provisions": "reg.44(1) (defn. of equivalent securities)",
      "affecting": "uksi/1995/3248",
      "affecting_title": "The Insurance Companies (Amendment) Regulations 1995",
      "affecting_provisions": "reg.2(8)"
    },
    {
      "type": "added",
      "affected_provisions": "reg.44(1) (defn. of generat business amount)",
      "affecting": "uksi/1995/3248",
      "affecting_title": "The Insurance Companies (Amendment) Regulations 1995",
      "affecting_provisions": "reg.2(9)"
    },
    {
      "type": "revoked",
      "affected_provisions": "reg.44(1) (defn. of insurance liabilities)",
      "affecting": "uksi/1995/3248",
      "affecting_title": "The Insurance Companies (Amendment) Regulations 1995",
      "affecting_provisions": "reg.2(10)"
    },
    {
      "type": "added",
      "affected_provisions": "reg.44(1) (defn. of issuer)",
      "affecting": "uksi/1995/3248",
      "affecting_title": "The Insurance Companies (Amendment) Regulations 1995",
      "affecting_provisions": "reg.2(11)"
    },
    {
      "type": "substituted",
      "affected_provisions": "reg.44(1) (defn. of listed)",
      "affecting": "uksi/1995/3248",
      "affecting_title": "The Insurance Companies (Amendment) Regulations 1995",
      "affecting_provisions": "reg.2(12)"
    },
    {
      "type": "revoked",
      "affected_provisions": "reg.44(1) (defn. of middle market quotation)",
      "affecting": "uksi/1995/3248",
      "affecting_title": "The Insurance Companies (Amendment) Regulations 1995",
      "affecting_provisions": "reg.2(13)"
    },
    {
      "type": "added",
      "affected_provisions": "reg.56(6)",
      "affecting": "uksi/1996/942",
      "affecting_title": "The Insurance Companies (Amendment) Regulations 1996",
      "affecting_provisions": "reg.9(6)"
    },
    {
      "type": "substituted",
      "affected_provisions": "reg.44(4)",
      "affecting": "uksi/1996/942",
      "affecting_title": "The Insurance Companies (Amendment) Regulations 1996",
      "affecting_provisions": "reg.3(9)"
    },
    {
      "type": "amended",
      "affected_provisions": "reg.47A(3)(b)(i)",
      "affecting": "uksi/1996/942",
      "affecting_title": "The Insurance Companies (Amendment) Regulations 1996",
      "affecting_provisions": "reg.4(2)"
    },
    {
      "type": "rev.in pt.",
      "affected_provisions": "reg.47A(3)(b)(ii)",
      "affecting": "uksi/1996/942",
      "affecting_title": "The Insurance Companies (Amendment) Regulations 1996",
      "affecting_provisions": "reg.4(3)"
    },
    {
      "type": "revoked",
      "affected_provisions": "reg.47A(4)(b)(i)",
      "affecting": "uksi/1996/942",
      "affecting_title": "The Insurance Companies (Amendment) Regulations 1996",
      "affecting_provisions": "reg.4(4)"
    },
    {
      "type": "added",
      "affected_provisions": "reg.47A(4A)",
      "affecting": "uksi/1996/942",
      "affecting_title": "The Insurance Companies (Amendment) Regulations 1996",
      "affecting_provisions": "reg.4(5)"
    },
    {
      "type": "amended",
      "affected_provisions": "reg.47A(5)",
      "affecting": "uksi/1996/942",
      "affecting_title": "The Insurance Companies (Amendment) Regulations 1996",
      "affecting_provisions": "reg.4(6)"
    },
    {
      "type": "substituted",
      "affected_provisions": "reg.48(10)",
      "affecting": "uksi/1996/942",
      "affecting_title": "The Insurance Companies (Amendment) Regulations 1996",
      "affecting_provisions": "reg.5(2)"
    },
    {
      "type": "substituted",
      "affected_provisions": "reg.23(3)",
      "affecting": "uksi/1996/942",
      "affecting_title": "The Insurance Companies (Amendment) Regulations 1996",
      "affecting_provisions": "reg.2"
    },
    {
      "type": "revoked",
      "affected_provisions": "reg.44 (defns. of equity share and equity share capital)",
      "affecting": "uksi/1996/942",
      "affecting_title": "The Insurance Companies (Amendment) Regulations 1996",
      "affecting_provisions": "reg.3(2)"
    },
    {
      "type": "added",
      "affected_provisions": "reg.44 (defn. of exposure)",
      "affecting": "uksi/1996/942",
      "affecting_title": "The Insurance Companies (Amendment) Regulations 1996",
      "affecting_provisions": "reg.3(3)"
    },
    {
      "type": "added",
      "affected_provisions": "reg.44 (defn. of initial margin)",
      "affecting": "uksi/1996/942",
      "affecting_title": "The Insurance Companies (Amendment) Regulations 1996",
      "affecting_provisions": "reg.3(4)"
    },
    {
      "type": "added",
      "affected_provisions": "reg.44 (defn. of permitted asset exposure limitH)",
      "affecting": "uksi/1996/942",
      "affecting_title": "The Insurance Companies (Amendment) Regulations 1996",
      "affecting_provisions": "reg.3(5)"
    },
    {
      "type": "added",
      "affected_provisions": "reg.44 (defn. of variation margin)",
      "affecting": "uksi/1996/942",
      "affecting_title": "The Insurance Companies (Amendment) Regulations 1996",
      "affecting_provisions": "reg.3(6)"
    },
    {
      "type": "amended",
      "affected_provisions": "reg.44(3)(a)",
      "affecting": "uksi/1996/942",
      "affecting_title": "The Insurance Companies (Amendment) Regulations 1996",
      "affecting_provisions": "reg.3(7)"
    },
    {
      "type": "amended",
      "affected_provisions": "reg.44(3)(b)(ii)",
      "affecting": "uksi/1996/942",
      "affecting_title": "The Insurance Companies (Amendment) Regulations 1996",
      "affecting_provisions": "reg.3(8)"
    },
    {
      "type": "added",
      "affected_provisions": "reg.48(11)(12)",
      "affecting": "uksi/1996/942",
      "affecting_title": "The Insurance Companies (Amendment) Regulations 1996",
      "affecting_provisions": "reg.5(3)"
    },
    {
      "type": "substituted",
      "affected_provisions": "reg.51(1)",
      "affecting": "uksi/1996/942",
      "affecting_title": "The Insurance Companies (Amendment) Regulations 1996",
      "affecting_provisions": "reg.6(2)"
    },
    {
      "type": "added",
      "affected_provisions": "reg.51(lA)",
      "affecting": "uksi/1996/942",
      "affecting_title": "The Insurance Companies (Amendment) Regulations 1996",
      "affecting_provisions": "reg.6(3)"
    },
    {
      "type": "amended",
      "affected_provisions": "reg.51(4)(b)",
      "affecting": "uksi/1996/942",
      "affecting_title": "The Insurance Companies (Amendment) Regulations 1996",
      "affecting_provisions": "reg.6(4)"
    },
    {
      "type": "renumbered (as reg.52(1))",
      "affected_provisions": "reg.52",
      "affecting": "uksi/1996/942",
      "affecting_title": "The Insurance Companies (Amendment) Regulations 1996",
      "affecting_provisions": "reg.7(2)"
    },
    {
      "type": "amended",
      "affected_provisions": "reg.52(1)",
      "affecting": "uksi/1996/942",
      "affecting_title": "The Insurance Companies (Amendment) Regulations 1996",
      "affecting_provisions": "reg.7(3)"
    },
    {
      "type": "rev.in pt.",
      "affected_provisions": "reg.52(1)",
      "affecting": "uksi/1996/942",
      "affecting_title": "The Insurance Companies (Amendment) Regulations 1996",
      "affecting_provisions": "reg.7(4)"
    },
    {
      "type": "revoked",
      "affected_provisions": "reg.52(1)(c)(iv)",
      "affecting": "uksi/1996/942",
      "affecting_title": "The Insurance Companies (Amendment) Regulations 1996",
      "affecting_provisions": "reg.7(4)"
    },
    {
      "type": "added",
      "affected_provisions": "reg.52(2)(3)",
      "affecting": "uksi/1996/942",
      "affecting_title": "The Insurance Companies (Amendment) Regulations 1996",
      "affecting_provisions": "reg.7(5)"
    },
    {
      "type": "substituted",
      "affected_provisions": "reg.55(1)",
      "affecting": "uksi/1996/942",
      "affecting_title": "The Insurance Companies (Amendment) Regulations 1996",
      "affecting_provisions": "reg.8"
    },
    {
      "type": "amended",
      "affected_provisions": "reg.56(1)(a)",
      "affecting": "uksi/1996/942",
      "affecting_title": "The Insurance Companies (Amendment) Regulations 1996",
      "affecting_provisions": "reg.9(2)"
    },
    {
      "type": "amended",
      "affected_provisions": "reg.56(2)",
      "affecting": "uksi/1996/942",
      "affecting_title": "The Insurance Companies (Amendment) Regulations 1996",
      "affecting_provisions": "reg.9(3)"
    },
    {
      "type": "substituted",
      "affected_provisions": "reg.56(4)",
      "affecting": "uksi/1996/942",
      "affecting_title": "The Insurance Companies (Amendment) Regulations 1996",
      "affecting_provisions": "reg.9(4)"
    },
    {
      "type": "substituted",
      "affected_provisions": "reg.56(5)",
      "affecting": "uksi/1996/942",
      "affecting_title": "The Insurance Companies (Amendment) Regulations 1996",
      "affecting_provisions": "reg.9(5)"
    },
    {
      "type": "added",
      "affected_provisions": "reg.44(3)(b)(iii)",
      "affecting": "uksi/1996/942",
      "affecting_title": "The Insurance Companies (Amendment) Regulations 1996",
      "affecting_provisions": "reg.3(8)"
    },
    {
      "type": "amended",
      "affected_provisions": "reg.60(2)",
      "affecting": "uksi/1996/942",
      "affecting_title": "The Insurance Companies (Amendment) Regulations 1996",
      "affecting_provisions": "reg.10"
    },
    {
      "type": "amended",
      "affected_provisions": "reg.61(1)",
      "affecting": "uksi/1996/942",
      "affecting_title": "The Insurance Companies (Amendment) Regulations 1996",
      "affecting_provisions": "reg.11(2)"
    },
    {
      "type": "substituted",
      "affected_provisions": "reg.61(3)",
      "affecting": "uksi/1996/942",
      "affecting_title": "The Insurance Companies (Amendment) Regulations 1996",
      "affecting_provisions": "reg.11(3)"
    },
    {
      "type": "added",
      "affected_provisions": "reg.61(4)",
      "affecting": "uksi/1996/942",
      "affecting_title": "The Insurance Companies (Amendment) Regulations 1996",
      "affecting_provisions": "reg.11(4)"
    },
    {
      "type": "added",
      "affected_provisions": "Sch.3, para.1 (defn. of incepted)",
      "affecting": "uksi/1996/942",
      "affecting_title": "The Insurance Companies (Amendment) Regulations 1996",
      "affecting_provisions": "reg.12(2)"
    },
    {
      "type": "substituted",
      "affected_provisions": "Sch.3, para.1 (defn, of receivable)",
      "affecting": "uksi/1996/942",
      "affecting_title": "The Insurance Companies (Amendment) Regulations 1996",
      "affecting_provisions": "reg.12(3)"
    },
    {
      "type": "substituted",
      "affected_provisions": "Sch.10, paras.1,2",
      "affecting": "uksi/1996/942",
      "affecting_title": "The Insurance Companies (Amendment) Regulations 1996",
      "affecting_provisions": "reg.13(2)(3)"
    },
    {
      "type": "amended",
      "affected_provisions": "Sch.10, para.15(1)(b)",
      "affecting": "uksi/1996/942",
      "affecting_title": "The Insurance Companies (Amendment) Regulations 1996",
      "affecting_provisions": "reg.13(4)"
    },
    {
      "type": "added",
      "affected_provisions": "Sch.10, para.15A",
      "affecting": "uksi/1996/942",
      "affecting_title": "The Insurance Companies (Amendment) Regulations 1996",
      "affecting_provisions": "reg.13(5)"
    },
    {
      "type": "amended",
      "affected_provisions": "Sch.10, para.16(a)(b)",
      "affecting": "uksi/1996/942",
      "affecting_title": "The Insurance Companies (Amendment) Regulations 1996",
      "affecting_provisions": "reg.13(6)(7)"
    },
    {
      "type": "substituted",
      "affected_provisions": "Sch.12, Pt.I, para.2 (defn, of index linked liabilities)",
      "affecting": "uksi/1996/942",
      "affecting_title": "The Insurance Companies (Amendment) Regulations 1996",
      "affecting_provisions": "reg.14(2)"
    },
    {
      "type": "amended",
      "affected_provisions": "Sch.12, Pt.I, para.2 (defn. of long term business amount)",
      "affecting": "uksi/1996/942",
      "affecting_title": "The Insurance Companies (Amendment) Regulations 1996",
      "affecting_provisions": "reg.14(3)"
    },
    {
      "type": "substituted",
      "affected_provisions": "Sch.12, Pt.I, para.2 (defn, of property linked liabilities)",
      "affecting": "uksi/1996/942",
      "affecting_title": "The Insurance Companies (Amendment) Regulations 1996",
      "affecting_provisions": "reg. 4(4)"
    },
    {
      "type": "amended",
      "affected_provisions": "Sch.12, Pt.I, para.2 (defn. of readily realisable)",
      "affecting": "uksi/1996/942",
      "affecting_title": "The Insurance Companies (Amendment) Regulations 1996",
      "affecting_provisions": "reg. 4(5)"
    },
    {
      "type": "amended",
      "affected_provisions": "Sch.12, Pt.I, para,4(b)",
      "affecting": "uksi/1996/942",
      "affecting_title": "The Insurance Companies (Amendment) Regulations 1996",
      "affecting_provisions": "reg. 4(6)"
    },
    {
      "type": "amended",
      "affected_provisions": "Sch.12, Pt.I, para,4(c) (ii)",
      "affecting": "uksi/1996/942",
      "affecting_title": "The Insurance Companies (Amendment) Regulations 1996",
      "affecting_provisions": "reg. 4(7)"
    },
    {
      "type": "amended",
      "affected_provisions": "Sch. 12, Pt.I, para.7(c)",
      "affecting": "uksi/1996/942",
      "affecting_title": "The Insurance Companies (Amendment) Regulations 1996",
      "affecting_provisions": "reg. 4(8)"
    },
    {
      "type": "amended",
      "affected_provisions": "Sch.12, Pt.I, para.9(c)",
      "affecting": "uksi/1996/942",
      "affecting_title": "The Insurance Companies (Amendment) Regulations 1996",
      "affecting_provisions": "reg. 4(9)"
    },
    {
      "type": "added",
      "affected_provisions": "Sch.12, Pt.I, para.9A",
      "affecting": "uksi/1996/942",
      "affecting_title": "The Insurance Companies (Amendment) Regulations 1996",
      "affecting_provisions": "reg. 4(10)"
    },
    {
      "type": "amended",
      "affected_provisions": "Sch.12, Pt.I, para.10",
      "affecting": "uksi/1996/942",
      "affecting_title": "The Insurance Companies (Amendment) Regulations 1996",
      "affecting_provisions": "reg. 4(11)"
    },
    {
      "type": "amended",
      "affected_provisions": "Sch.12, Pt.I, para.13",
      "affecting": "uksi/1996/942",
      "affecting_title": "The Insurance Companies (Amendment) Regulations 1996",
      "affecting_provisions": "reg. 4(12)"
    },
    {
      "type": "substituted",
      "affected_provisions": "Sch.12, Pt.I, para.14",
      "affecting": "uksi/1996/942",
      "affecting_title": "The Insurance Companies (Amendment) Regulations 1996",
      "affecting_provisions": "reg. 4(13)"
    },
    {
      "type": "amended",
      "affected_provisions": "Sch.12, Pt.I, para,16",
      "affecting": "uksi/1996/942",
      "affecting_title": "The Insurance Companies (Amendment) Regulations 1996",
      "affecting_provisions": "reg. 4(14)"
    },
    {
      "type": "substituted",
      "affected_provisions": "Sch.12, Pt.I, para.17",
      "affecting": "uksi/1996/942",
      "affecting_title": "The Insurance Companies (Amendment) Regulations 1996",
      "affecting_provisions": "reg. 4(15)"
    },
    {
      "type": "amended",
      "affected_provisions": "Sch.12, Pt.II, para.1",
      "affecting": "uksi/1996/942",
      "affecting_title": "The Insurance Companies (Amendment) Regulations 1996",
      "affecting_provisions": "reg. 4(16)"
    },
    {
      "type": "added",
      "affected_provisions": "Sch.12, Pt.II, para.lA",
      "affecting": "uksi/1996/942",
      "affecting_title": "The Insurance Companies (Amendment) Regulations 1996",
      "affecting_provisions": "reg. 4(17)"
    },
    {
      "type": "amended",
      "affected_provisions": "Sch.12, Pt.II, para.11",
      "affecting": "uksi/1996/942",
      "affecting_title": "The Insurance Companies (Amendment) Regulations 1996",
      "affecting_provisions": "reg. 4(18)"
    },
    {
      "type": "amended",
      "affected_provisions": "Sch.12, Pt.II, para,12",
      "affecting": "uksi/1996/942",
      "affecting_title": "The Insurance Companies (Amendment) Regulations 1996",
      "affecting_provisions": "reg. 4(19)"
    },
    {
      "type": "extended",
      "affected_provisions": "reg. 55(2)",
      "affecting": "uksi/1996/943",
      "affecting_title": "The Insurance Companies (Accounts and Statements) Regulations 1996",
      "affecting_provisions": "reg. 23(2)"
    },
    {
      "type": "extended",
      "affected_provisions": "Sch. 10 para. 15",
      "affecting": "uksi/1996/943",
      "affecting_title": "The Insurance Companies (Accounts and Statements) Regulations 1996",
      "affecting_provisions": "reg. 23(2)"
    },
    {
      "type": "words substituted",
      "affected_provisions": "reg. 2(1)",
      "affecting": "uksi/1996/944",
      "affecting_title": "The Insurance Companies (Amendment No. 2) Regulations 1996",
      "affecting_provisions": "reg. 6"
    },
    {
      "type": "revoked",
      "affected_provisions": "Sch.14",
      "affecting": "uksi/1996/946",
      "affecting_title": "The Insurance Companies (Reserves) Regulations 1996",
      "affecting_provisions": "reg. 4"
    },
    {
      "type": "revoked",
      "affected_provisions": "regs.76-78",
      "affecting": "uksi/1996/946",
      "affecting_title": "The Insurance Companies (Reserves) Regulations 1996",
      "affecting_provisions": "reg.14"
    },
    {
      "type": "modified by S.I. 1983/224 Sch. 1A (as inserted)",
      "affected_provisions": "Sch. 3",
      "affecting": "uksi/1997/686",
      "affecting_title": "The Insurance (Lloyd's) Regulations 1997",
      "affecting_provisions": "reg. 3(2) Sch. 1"
    },
    {
      "type": "modified by S.I. 1983/224 Sch. 1A (as inserted)",
      "affected_provisions": "Sch. 4",
      "affecting": "uksi/1997/686",
      "affecting_title": "The Insurance (Lloyd's) Regulations 1997",
      "affecting_provisions": "reg. 3(2) Sch. 1"
    },
    {
      "type": "power to contract out functions conferred",
      "affected_provisions": "reg. 80",
      "affecting": "uksi/1998/2842",
      "affecting_title": "The Contracting Out (Functions in Relation to Insurance) Order 1998",
      "affecting_provisions": "art. 2 Sch. para. 68"
    },
    {
      "type": "power to contract out functions conferred",
      "affected_provisions": "reg. 9",
      "affecting": "uksi/1998/2842",
      "affecting_title": "The Contracting Out (Functions in Relation to Insurance) Order 1998",
      "affecting_provisions": "art. 2 Sch. para. 68"
    },
    {
      "type": "power to contract out functions conferred",
      "affected_provisions": "reg. 12",
      "affecting": "uksi/1998/2842",
      "affecting_title": "The Contracting Out (Functions in Relation to Insurance) Order 1998",
      "affecting_provisions": "art. 2 Sch. para. 68"
    },
    {
      "type": "power to contract out functions conferred",
      "affected_provisions": "reg. 13",
      "affecting": "uksi/1998/2842",
      "affecting_title": "The Contracting Out (Functions in Relation to Insurance) Order 1998",
      "affecting_provisions": "art. 2 Sch. para. 68"
    },
    {
      "type": "power to contract out functions conferred",
      "affected_provisions": "reg. 14",
      "affecting": "uksi/1998/2842",
      "affecting_title": "The Contracting Out (Functions in Relation to Insurance) Order 1998",
      "affecting_provisions": "art. 2 Sch. para. 68"
    },
    {
      "type": "power to contract out functions conferred",
      "affected_provisions": "reg. 81",
      "affecting": "uksi/1998/2842",
      "affecting_title": "The Contracting Out (Functions in Relation to Insurance) Order 1998",
      "affecting_provisions": "art. 2 Sch. para. 68"
    },
    {
      "type": "amended",
      "affected_provisions": "reg.44(1) (defn. of approved financial institution)",
      "affecting": "uksi/1998/2996",
      "affecting_title": "The Insurance Companies (Amendment) Regulations 1998",
      "affecting_provisions": "reg.2"
    },
    {
      "type": "amended",
      "affected_provisions": "reg.72",
      "affecting": "uksi/2000/1231",
      "affecting_title": "The Insurance Companies (Amendment) Regulations 2000",
      "affecting_provisions": "reg.2(d)"
    },
    {
      "type": "amended",
      "affected_provisions": "reg.64",
      "affecting": "uksi/2000/1231",
      "affecting_title": "The Insurance Companies (Amendment) Regulations 2000",
      "affecting_provisions": "reg.2(a)"
    },
    {
      "type": "amended",
      "affected_provisions": "reg.67",
      "affecting": "uksi/2000/1231",
      "affecting_title": "The Insurance Companies (Amendment) Regulations 2000",
      "affecting_provisions": "reg.2(b)"
    },
    {
      "type": "amended",
      "affected_provisions": "reg.69",
      "affecting": "uksi/2000/1231",
      "affecting_title": "The Insurance Companies (Amendment) Regulations 2000",
      "affecting_provisions": "reg.2(c)"
    },
    {
      "type": "words substituted",
      "affected_provisions": "reg. 44(1)",
      "affecting": "uksi/2000/2952",
      "affecting_title": "The Banking Consolidation Directive (Consequential Amendments) Regulations 2000",
      "affecting_provisions": "reg. 12(4)(a)"
    },
    {
      "type": "words substituted",
      "affected_provisions": "reg. 44(1)",
      "affecting": "uksi/2000/2952",
      "affecting_title": "The Banking Consolidation Directive (Consequential Amendments) Regulations 2000",
      "affecting_provisions": "reg. 12(3)"
    },
    {
      "type": "words substituted",
      "affected_provisions": "Sch. 10 para. 14(b)",
      "affecting": "uksi/2000/2952",
      "affecting_title": "The Banking Consolidation Directive (Consequential Amendments) Regulations 2000",
      "affecting_provisions": "reg. 12(4)(e)"
    },
    {
      "type": "words inserted",
      "affected_provisions": "reg. 2(1)",
      "affecting": "uksi/2000/2952",
      "affecting_title": "The Banking Consolidation Directive (Consequential Amendments) Regulations 2000",
      "affecting_provisions": "reg. 12(2)"
    },
    {
      "type": "words substituted",
      "affected_provisions": "reg. 57(5)(e)",
      "affecting": "uksi/2000/2952",
      "affecting_title": "The Banking Consolidation Directive (Consequential Amendments) Regulations 2000",
      "affecting_provisions": "reg. 12(4)(d)"
    },
    {
      "type": "words substituted",
      "affected_provisions": "reg. 55(7)(a)(iv)",
      "affecting": "uksi/2000/2952",
      "affecting_title": "The Banking Consolidation Directive (Consequential Amendments) Regulations 2000",
      "affecting_provisions": "reg. 12(4)(c)"
    },
    {
      "type": "words substituted",
      "affected_provisions": "reg. 45(5)",
      "affecting": "uksi/2000/2952",
      "affecting_title": "The Banking Consolidation Directive (Consequential Amendments) Regulations 2000",
      "affecting_provisions": "reg. 12(4)(b)"
    },
    {
      "type": "revoked",
      "affected_provisions": "Regulations",
      "affecting": "uksi/2001/3649",
      "affecting_title": "The Financial Services and Markets Act 2000 (Consequential Amendments and Repeals) Order 2001",
      "affecting_provisions": "art. 460"
    }
  ],
  "made_under": [
    {
      "id": "ukpga/1972/68",
      "title": "European Communities Act 1972 (repealed)",
      "url": "https://openlegislation.uk/european-communities-act-1972-repealed",
      "provisions": []
    },
    {
      "id": "ukpga/1982/50",
      "title": "Insurance Companies Act 1982 (repealed)",
      "url": "https://openlegislation.uk/insurance-companies-act-1982-repealed",
      "provisions": [
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        "section/74",
        "section/75",
        "section/78",
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        "section/86",
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        "section/97"
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  "changes_made_to": 164,
  "changes_made_to_url": "https://openlegislation.uk/insurance-companies-regulations-1994/changes.json",
  "changes_made_by": 22,
  "changes_made_by_url": "https://openlegislation.uk/insurance-companies-regulations-1994/changes/by-it.json",
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  "provenance": {
    "source": "legislation.gov.uk",
    "source_url": "https://www.legislation.gov.uk/uksi/1994/1516",
    "retrieved_at": "2026-10-29T13:31:36.830993+00:00"
  },
  "licence": "Open Government Licence v3.0",
  "licence_url": "https://www.nationalarchives.gov.uk/doc/open-government-licence/version/3/",
  "attribution": "Contains public sector information licensed under the Open Government Licence v3.0. Source: legislation.gov.uk, The National Archives."
}