{
  "url": "https://openlegislation.uk/insurance-companies-regulations-1994/regulation-4",
  "json_url": "https://openlegislation.uk/insurance-companies-regulations-1994/regulation-4.json",
  "legislation": "uksi/1994/1516",
  "legislation_title": "The Insurance Companies Regulations 1994",
  "legislation_url": "https://openlegislation.uk/insurance-companies-regulations-1994",
  "path": "regulation/4",
  "kind": "regulation",
  "number": "4",
  "heading": "Authorisation: submission of information",
  "text": "(1) The information to be submitted pursuant to section 5(1) of the Act shall be—\n(a) for long term business, the information specified in the appropriate Part of Schedule 1, and\n(b) for general business, the information specified in the appropriate Part of Schedule 2.\n(2) In Schedules 1 and 2 (subject to the notes at the beginning of each Schedule)—\n(a) Part I is appropriate for insurance companies whose head office is in the United Kingdom,\n(b) Part II is appropriate for insurance companies, other than EC companies, whose head office is in an EEA State other than the United Kingdom in respect of—\n(i) direct business, or\n(ii) both direct business and reinsurance,\n(c) Subject to paragraph (3) below, Part III is appropriate for insurance companies whose head office is not in an EEA State in respect of—\n(i) direct business, or\n(ii) both direct business and reinsurance, and\n(d) Part IV is appropriate for insurance companies whose head office is not in the United Kingdom in respect of reinsurance only.\n(3) Notwithstanding sub-paragraph (2)(c) above, Part II of Schedule 2 is appropriate for Swiss general insurance companies.\n(4) For the purposes of this regulation—\n“classes of insurance business”, in Schedules 1 and 2, means the classes of insurance business specified in Schedules 1 and 2 to the Act;\n“the company”, in Schedules 1 and 2, means an insurance company and includes a body that seeks to become an insurance company after authorisation;\n“direct business”, in paragraph (2) above and in Schedules 1 and 2, means insurance business other than reinsurance business;\n“information”, in paragraph (1) above and in Schedules 1 and 2, includes proposal and financial forecast.\n(5) References in Schedule 2 to general and special policy conditions do not include specific conditions intended to meet, in an individual case, the particular circumstances of the risk to be covered.",
  "extent": null,
  "status": null,
  "version": "current",
  "annotations": [],
  "outstanding_effects": [],
  "provenance": {
    "source": "legislation.gov.uk",
    "source_url": "https://www.legislation.gov.uk/uksi/1994/1516/regulation/4",
    "retrieved_at": "2026-10-29T13:31:36.830993+00:00"
  },
  "licence": "Open Government Licence v3.0",
  "licence_url": "https://www.nationalarchives.gov.uk/doc/open-government-licence/version/3/",
  "attribution": "Contains public sector information licensed under the Open Government Licence v3.0. Source: legislation.gov.uk, The National Archives."
}