{
  "url": "https://openlegislation.uk/insurance-companies-regulations-1994/schedule-10/paragraph-4",
  "json_url": "https://openlegislation.uk/insurance-companies-regulations-1994/schedule-10/paragraph-4.json",
  "legislation": "uksi/1994/1516",
  "legislation_title": "The Insurance Companies Regulations 1994",
  "legislation_url": "https://openlegislation.uk/insurance-companies-regulations-1994",
  "path": "schedule/10/paragraph/4",
  "kind": "paragraph",
  "number": "4",
  "heading": null,
  "text": "Loans—\n(a) which are fully secured by mortgage or charge on land (or any interest in land) which—\n(i) is situated in any of the countries specified in paragraph 3 above, and\n(ii) in the case of a loan made to a person other than a body corporate, is not used wholly or mainly for domestic purposes, and\n(b) of which the rate of interest and the due dates for the payment of interest and the repayment of principal can be fully ascertained from the terms of any agreement relating to the loan.",
  "extent": null,
  "status": null,
  "version": "current",
  "annotations": [],
  "outstanding_effects": [
    {
      "type": "substituted",
      "affecting": "uksi/1996/942",
      "affecting_title": "The Insurance Companies (Amendment) Regulations 1996"
    },
    {
      "type": "amended",
      "affecting": "uksi/1996/942",
      "affecting_title": "The Insurance Companies (Amendment) Regulations 1996"
    },
    {
      "type": "added",
      "affecting": "uksi/1996/942",
      "affecting_title": "The Insurance Companies (Amendment) Regulations 1996"
    },
    {
      "type": "amended",
      "affecting": "uksi/1996/942",
      "affecting_title": "The Insurance Companies (Amendment) Regulations 1996"
    },
    {
      "type": "substituted",
      "affecting": "uksi/1994/3133",
      "affecting_title": "The Insurance Companies (Amendment No. 2) Regulations 1994"
    },
    {
      "type": "revoked",
      "affecting": "uksi/1994/3133",
      "affecting_title": "The Insurance Companies (Amendment No. 2) Regulations 1994"
    },
    {
      "type": "added",
      "affecting": "uksi/1994/3133",
      "affecting_title": "The Insurance Companies (Amendment No. 2) Regulations 1994"
    },
    {
      "type": "substituted",
      "affecting": "uksi/1994/3133",
      "affecting_title": "The Insurance Companies (Amendment No. 2) Regulations 1994"
    },
    {
      "type": "added",
      "affecting": "uksi/1994/3133",
      "affecting_title": "The Insurance Companies (Amendment No. 2) Regulations 1994"
    },
    {
      "type": "substituted",
      "affecting": "uksi/1995/3248",
      "affecting_title": "The Insurance Companies (Amendment) Regulations 1995"
    },
    {
      "type": "words substituted",
      "affecting": "uksi/2000/2952",
      "affecting_title": "The Banking Consolidation Directive (Consequential Amendments) Regulations 2000"
    },
    {
      "type": "extended",
      "affecting": "uksi/1996/943",
      "affecting_title": "The Insurance Companies (Accounts and Statements) Regulations 1996"
    }
  ],
  "provenance": {
    "source": "legislation.gov.uk",
    "source_url": "https://www.legislation.gov.uk/uksi/1994/1516/schedule/10/paragraph/4",
    "retrieved_at": "2026-10-29T13:31:36.830993+00:00"
  },
  "licence": "Open Government Licence v3.0",
  "licence_url": "https://www.nationalarchives.gov.uk/doc/open-government-licence/version/3/",
  "attribution": "Contains public sector information licensed under the Open Government Licence v3.0. Source: legislation.gov.uk, The National Archives."
}