Schedule TABLE

Age	Actuarial Reduction Factor
30	0.232
31	0.241
32	0.249
33	0.257
34	0.265
35	0.273
36	0.282
37	0.291
38	0.300
39	0.309
40	0.318
41	0.328
42	0.339
43	0.350
44	0.361
45	0.374
46	0.387
47	0.400
48	0.415
49	0.431
50	0.448
51	0.467
52	0.487
53	0.510
54	0.534
55	0.562
56	0.592
57	0.624
58	0.659
59	0.697
60	0.737
61	0.781
62	0.829
63	0.881
64	0.937
65	1.000