{
  "url": "https://openlegislation.uk/loans-for-mortgage-interest-regulations-2017/regulation-14",
  "json_url": "https://openlegislation.uk/loans-for-mortgage-interest-regulations-2017/regulation-14.json",
  "legislation": "uksi/2017/725",
  "legislation_title": "The Loans for Mortgage Interest Regulations 2017",
  "legislation_url": "https://openlegislation.uk/loans-for-mortgage-interest-regulations-2017",
  "path": "regulation/14",
  "kind": "regulation",
  "number": "14",
  "heading": "Non-dependant deductions",
  "text": "(1) In the case of a legacy benefit claimant or SPC claimant, a deduction from each loan payment shall be made in respect of any non-dependant in accordance with paragraph (2).\n(2) The amount to be deducted is calculated as follows.\nStep 1\nIdentify the amount which is the sum of the loan payment calculated under regulation 10 and the amount of housing costs (if any) paid to a claimant under—\n(a) paragraph 17 of Schedule 3 to the IS Regulations;\n(b) paragraph 16 of Schedule 2 to the JSA Regulations;\n(c) paragraph 18 of Schedule 6 to the ESA Regulations; or\n(d) paragraph 13 of Schedule 2 to the SPC Regulations.\nStep 2\nIdentify the total amount of the non-dependant deductions applicable to the claimant under—\n(a) paragraph 18 of Schedule 3 to the IS Regulations;\n(b) paragraph 17 of Schedule 2 to the JSA Regulations;\n(c) paragraph 19 of Schedule 6 to the ESA Regulations; or\n(d) paragraph 14 of Schedule 2 to the SPC Regulations.\nStep 3\nIdentify the proportion of the non-dependant deductions applicable to the loan payment and housing costs (if any) in Step 1 by applying the formula—\nA×(B÷C)where—\n“A” is the total amount of the non-dependant deductions identified in Step 2,\n“B” is the amount of the loan payment calculated under regulation 10, and\n“C” is the amount identified in Step 1.\nThe result is the amount of the non-dependant deduction to be made from each loan payment in the case of a legacy benefit claimant or SPC claimant.",
  "extent": null,
  "status": null,
  "version": "current",
  "annotations": [
    {
      "type": "footnote",
      "label": "f1",
      "text": "Paragraph 17 was amended by S.I. 2006/217 and 2378."
    },
    {
      "type": "footnote",
      "label": "f2",
      "text": "Paragraph 16 was amended by S.I. 2006/217 and 2378."
    },
    {
      "type": "footnote",
      "label": "f3",
      "text": "Paragraph 13 was amended by S.I. 1987/1967, 1996/207, 2002/3019, 2006/2378, 2008/794 and 2017/524."
    },
    {
      "type": "footnote",
      "label": "f4",
      "text": "Paragraph 18 was amended by S.I. 1995/2927, 1996/2518, 2004/2327, 2005/3360, 2006/217, 2008/1553 and 2767, 2010/641, 2011/2425, 2013/388, 443, 591 and 630, 2014/2888 and 2017/204 and 329."
    },
    {
      "type": "footnote",
      "label": "f5",
      "text": "Paragraph 17 was amended by S.I. 1996/1517 and 2538, 1997/827, 1999/2518 and 2860, 2003/1195, 2004/2327, 2005/3360, 2006/217, 2008/1554 and 2767, 2010/641, 2011/2425, 2013/388, 443, 591 and 630, 2014/2888, 2017/204, 260 and 329."
    },
    {
      "type": "footnote",
      "label": "f6",
      "text": "Paragraph 19 was amended by S.I. 2008/2428, 2013/388, 591 and 630, 2014/2888 and 2017/204."
    },
    {
      "type": "footnote",
      "label": "f7",
      "text": "Paragraph 14 was amended by S.I. 1987/1968, 2002/3197, 2003/526, 1195 and 2274, 2004/552 and 2327, 2005/522 and 3360, 2006/645 and 2378, 2007/668, 2008/632, 1554 and 2767, 2009/497, 2010/641 and 793, 2011/821 and 2425, 2012/780, 2013/388, 443, 574, 591 and 630, 2014/516 and 2888, 2015/457, 2016/242, 2017/204, 260 and 329."
    }
  ],
  "outstanding_effects": [],
  "provenance": {
    "source": "legislation.gov.uk",
    "source_url": "https://www.legislation.gov.uk/uksi/2017/725/regulation/14",
    "retrieved_at": "2026-10-28T23:09:51.368421+00:00"
  },
  "licence": "Open Government Licence v3.0",
  "licence_url": "https://www.nationalarchives.gov.uk/doc/open-government-licence/version/3/",
  "attribution": "Contains public sector information licensed under the Open Government Licence v3.0. Source: legislation.gov.uk, The National Archives."
}