{
  "url": "https://openlegislation.uk/loans-for-mortgage-interest-regulations-2017/regulation-14A",
  "json_url": "https://openlegislation.uk/loans-for-mortgage-interest-regulations-2017/regulation-14A.json",
  "legislation": "uksi/2017/725",
  "legislation_title": "The Loans for Mortgage Interest Regulations 2017",
  "legislation_url": "https://openlegislation.uk/loans-for-mortgage-interest-regulations-2017",
  "path": "regulation/14A",
  "kind": "regulation",
  "number": "14A",
  "heading": "Insurance payment deduction",
  "text": "(1) In the case of a legacy benefit claimant or UC claimant, where the claimant or the claimant’s partner is in receipt of a payment under a policy of insurance taken out to insure against the risk of being unable to maintain owner-occupier payments within the meaning of Schedule 1, a deduction from the loan payment calculated under regulation 10 shall be made equal to the amount received in respect of owner-occupier payments.\n(2) Where the amount referred to in paragraph (1) is equal to or more than the loan payment, the amount of the loan payment shall be zero.",
  "extent": null,
  "status": null,
  "version": "current",
  "annotations": [
    {
      "type": "F",
      "label": "F1",
      "text": "Reg. 14A inserted (6.4.2018) by The Loans for Mortgage Interest and Social Fund Maternity Grant (Amendment) Regulations 2018 (S.I. 2018/307), regs. 1(2), 2(8)"
    }
  ],
  "outstanding_effects": [],
  "provenance": {
    "source": "legislation.gov.uk",
    "source_url": "https://www.legislation.gov.uk/uksi/2017/725/regulation/14A",
    "retrieved_at": "2026-10-28T23:09:51.368421+00:00"
  },
  "licence": "Open Government Licence v3.0",
  "licence_url": "https://www.nationalarchives.gov.uk/doc/open-government-licence/version/3/",
  "attribution": "Contains public sector information licensed under the Open Government Licence v3.0. Source: legislation.gov.uk, The National Archives."
}