{
  "url": "https://openlegislation.uk/loans-for-mortgage-interest-regulations-2017/regulation-8",
  "json_url": "https://openlegislation.uk/loans-for-mortgage-interest-regulations-2017/regulation-8.json",
  "legislation": "uksi/2017/725",
  "legislation_title": "The Loans for Mortgage Interest Regulations 2017",
  "legislation_url": "https://openlegislation.uk/loans-for-mortgage-interest-regulations-2017",
  "path": "regulation/8",
  "kind": "regulation",
  "number": "8",
  "heading": "Period covered by loan payments",
  "text": "(1) The period in respect of which the loan payments shall be made shall begin on the later of—\n(a) 6th April 2018;\n(b) in the case of a UC claimant or legacy benefit claimant, , except where sub-paragraph (ba) or (bb) applies, the day after the day on which the qualifying period ends;\n(ba) in the case of a couple where one member is an SPC claimant receiving loan payments, the first day of entitlement to universal credit as a couple;\n(bb) in the case of a couple where one member was formerly an SPC claimant receiving loan payments, the first day of entitlement to universal credit as a couple, if the first day of that entitlement is within the period of one month beginning with the day on which the entitlement to state pension credit ended;\n(c) in the case of an SPC claimant (who is not in a couple), the first day of entitlement to state pension credit;\n(d) the transitional end day;\n(e) a date requested by the claimant.\n(2) If the day referred to in sub-paragraphs (a), (b), (c) and (e) of paragraph (1) is not the first day of the claimant’s benefit week, in the case of a legacy benefit claimant or SPC claimant, or assessment period, in the case of a UC claimant, the day referred to shall be the first day of the first benefit week or first assessment period that begins after that date.\n(3) In this regulation, “couple” means a couple entitled to universal credit as joint claimants under regulation 3(2)(a) of the UC Regulations.",
  "extent": null,
  "status": null,
  "version": "current",
  "annotations": [
    {
      "type": "F",
      "label": "F1",
      "text": "Words in reg. 8(1)(b) inserted (3.4.2023) by The Loans for Mortgage Interest (Amendment) Regulations 2023 (S.I. 2023/226), regs. 1(1), 2(4)(a)(i)"
    },
    {
      "type": "F",
      "label": "F2",
      "text": "Reg. 8(1)(ba)(bb) inserted (3.4.2023) by The Loans for Mortgage Interest (Amendment) Regulations 2023 (S.I. 2023/226), regs. 1(1), 2(4)(a)(ii)"
    },
    {
      "type": "F",
      "label": "F3",
      "text": "Reg. 8(1)(c) substituted (6.4.2018) by The Loans for Mortgage Interest and Social Fund Maternity Grant (Amendment) Regulations 2018 (S.I. 2018/307), regs. 1(2), 2(4)(a)"
    },
    {
      "type": "F",
      "label": "F4",
      "text": "Words in reg. 8(1)(c) substituted (3.4.2023) by The Loans for Mortgage Interest (Amendment) Regulations 2023 (S.I. 2023/226), regs. 1(1), 2(4)(a)(iii)"
    },
    {
      "type": "F",
      "label": "F5",
      "text": "Reg. 8(1)(e) inserted (6.4.2018) by The Loans for Mortgage Interest and Social Fund Maternity Grant (Amendment) Regulations 2018 (S.I. 2018/307), regs. 1(2), 2(4)(b)"
    },
    {
      "type": "F",
      "label": "F6",
      "text": "Reg. 8(2) substituted (6.4.2018) by The Loans for Mortgage Interest and Social Fund Maternity Grant (Amendment) Regulations 2018 (S.I. 2018/307), regs. 1(2), 2(4)(c)"
    },
    {
      "type": "F",
      "label": "F7",
      "text": "Words in reg. 8(2) substituted (3.4.2023) by The Loans for Mortgage Interest (Amendment) Regulations 2023 (S.I. 2023/226), regs. 1(1), 2(4)(b)"
    },
    {
      "type": "F",
      "label": "F8",
      "text": "Reg. 8(3) inserted (3.4.2023) by The Loans for Mortgage Interest (Amendment) Regulations 2023 (S.I. 2023/226), regs. 1(1), 2(4)(c)"
    }
  ],
  "outstanding_effects": [],
  "provenance": {
    "source": "legislation.gov.uk",
    "source_url": "https://www.legislation.gov.uk/uksi/2017/725/regulation/8",
    "retrieved_at": "2026-10-28T23:09:51.368421+00:00"
  },
  "licence": "Open Government Licence v3.0",
  "licence_url": "https://www.nationalarchives.gov.uk/doc/open-government-licence/version/3/",
  "attribution": "Contains public sector information licensed under the Open Government Licence v3.0. Source: legislation.gov.uk, The National Archives."
}