# The Loans for Mortgage Interest Regulations (Northern Ireland) 2017, Regulation 14: Non-dependant deductions


(1) In the case of a legacy benefit claimant or SPC claimant, a deduction from each loan payment shall be made in respect of any non-dependant in accordance with paragraph (2).
(2) The amount to be deducted is calculated as follows.
Step 1
Identify the amount which is the sum of the loan payment calculated under regulation 10 (calculation of each loan payment) and the amount of housing costs (if any) paid to a claimant under—
(a) paragraph 17 of Schedule 3 to the IS Regulations (other housing costs);
(b) paragraph 16 of Schedule 2 to the JSA Regulations (other housing costs);
(c) paragraph 18 of Schedule 6 to the ESA Regulations (other housing costs); or
(d) paragraph 13 of Schedule 2 to the SPC Regulations (other housing costs).
Step 2
Identify the total amount of the non-dependant deductions applicable to the claimant under—
(a) paragraph 18 of Schedule 3 to the IS Regulations (non-dependant deductions) ;
(b) paragraph 17 of Schedule 2 to the JSA Regulations (non-dependent deductions) ;
(c) paragraph 19 of Schedule 6 to the ESA Regulations (non-dependant deductions) ; or
(d) paragraph 14 of Schedule 2 to the SPC Regulations (persons residing with the claimant) .
Step 3
Identify the proportion of the non-dependant deductions applicable to the loan payment and housing costs (if any) in Step 1 by applying the formula—
A × ( B ÷ C )where—
“A” is the total amount of the non-dependant deductions identified in Step 2,
“B” is the amount of the loan payment calculated under regulation 10 (calculation of each loan payment), and
“C” is the amount identified in Step 1.
The result is the amount of the non-dependant deduction to be made from each loan payment in the case of a legacy benefit claimant or SPC claimant.

---
Source: https://www.legislation.gov.uk/nisr/2017/176/regulation/14 (the official version)
Page: https://openlegislation.uk/loans-for-mortgage-interest-regulations-northern-ireland-2017/regulation-14
Contains public sector information licensed under the Open Government Licence v3.0. Source: legislation.gov.uk, The National Archives.