{
  "url": "https://openlegislation.uk/loans-for-mortgage-interest-regulations-northern-ireland-2017/schedule-2/paragraph-5",
  "json_url": "https://openlegislation.uk/loans-for-mortgage-interest-regulations-northern-ireland-2017/schedule-2/paragraph-5.json",
  "legislation": "nisr/2017/176",
  "legislation_title": "The Loans for Mortgage Interest Regulations (Northern Ireland) 2017",
  "legislation_url": "https://openlegislation.uk/loans-for-mortgage-interest-regulations-northern-ireland-2017",
  "path": "schedule/2/paragraph/5",
  "kind": "paragraph",
  "number": "5",
  "heading": "Liable or treated as liable to make payments",
  "text": "(1) A claimant is liable to make owner-occupier payments where in the case of a single claimant, the claimant or the claimant's partner (if any), or, in the case of joint claimants, either member of the couple, has a liability to make the payments.\n(2) A claimant is to be treated as liable to make owner-occupier payments where—\n(a) the person who is liable to make the payments is a child or qualifying young person for whom the claimant is responsible;\n(b) all of the following conditions are met—\n(i) the person who is liable to make the payments is not doing so,\n(ii) the claimant has to make the payments in order to continue occupation of the relevant accommodation,\n(iii) the claimant's circumstances are such that it would be unreasonable to expect them to make other arrangements, and\n(iv) it is otherwise reasonable in all the circumstances to treat the claimant as liable to make the payments; or\n(c) the claimant—\n(i) has a liability to make the payments which is waived by the person (“P”) to whom the liability is owed, and\n(ii) the waiver of that liability is by way of reasonable compensation for reasonable repair or re-decoration works carried out by the claimant to the relevant accommodation which P would otherwise have carried out or been required to carry out.\n(3) Sub-paragraph (1) does not apply to a person in a polygamous marriage who is a single claimant by virtue of regulation 3(3) of the UC Regulations .",
  "extent": null,
  "status": null,
  "version": "current",
  "annotations": [
    {
      "type": "M",
      "label": "M1",
      "text": "There have been amendments to regulation 3 which are not relevant to these Regulations."
    }
  ],
  "outstanding_effects": [],
  "provenance": {
    "source": "legislation.gov.uk",
    "source_url": "https://www.legislation.gov.uk/nisr/2017/176/schedule/2/paragraph/5",
    "retrieved_at": "2026-10-29T00:51:28.382665+00:00"
  },
  "licence": "Open Government Licence v3.0",
  "licence_url": "https://www.nationalarchives.gov.uk/doc/open-government-licence/version/3/",
  "attribution": "Contains public sector information licensed under the Open Government Licence v3.0. Source: legislation.gov.uk, The National Archives."
}