{
  "url": "https://openlegislation.uk/mortgage-credit-directive-order-2015/article-26",
  "json_url": "https://openlegislation.uk/mortgage-credit-directive-order-2015/article-26.json",
  "legislation": "uksi/2015/910",
  "legislation_title": "The Mortgage Credit Directive Order 2015",
  "legislation_url": "https://openlegislation.uk/mortgage-credit-directive-order-2015",
  "path": "article/26",
  "kind": "article",
  "number": "26",
  "heading": "Extension of the compulsory jurisdiction of the Financial Ombudsman Scheme to registered consumer buy-to-let mortgage firms",
  "text": "(1) Part 16 (the Ombudsman Scheme) of the 2000 Act applies in respect of a complaint relating to the act or omission of a registered consumer buy-to-let mortgage firm as if—\n(a) in section 226(2)(b) of that Act (compulsory jurisdiction) , after “Payment Services Regulations 2017,” there were inserted “ a registered consumer buy-to-let mortgage firm within the meaning of Part 3 of the Mortgage Credit Directive Order 2015, ”;\n(b) in section 232A of that Act (scheme operator's duty to provide information to FCA) , after “FCA's operational objectives” there were inserted “ , or which might otherwise be of assistance to the FCA for the purposes of discharging any of the FCA's functions under Part 3 of the Mortgage Credit Directive Order 2015, ”;\n(c) in section 234 of that Act (industry funding) , after “any electronic money issuer within the meaning of the Electronic Money Regulations 2011” there were inserted “ , any registered consumer buy-to-let mortgage firm within the meaning of Part 3 of the Mortgage Credit Directive Order 2015 ”;\n(d) in paragraph 13(4) of Schedule 17 to that Act (FCA's procedural rules) , after “an electronic money issuer within the meaning of the Electronic Money Regulations 2011,” there were inserted “ a registered consumer buy-to-let mortgage firm within the meaning of the Mortgage Credit Directive Order 2015, ”.",
  "extent": "E+W+S+N.I.",
  "status": null,
  "version": "current",
  "annotations": [
    {
      "type": "F",
      "label": "F1",
      "text": "Word in art. 26(1)(a) substituted (13.1.2018) by The Payment Services Regulations 2017 (S.I. 2017/752), reg. 1(6), Sch. 8 para. 22 (with reg. 3)"
    },
    {
      "type": "M",
      "label": "M1",
      "text": "Section 226 was amended by paragraph 1 of Schedule 11 to the Financial Services Act 2012 and by S.I. 2009/209 and 2011/99."
    },
    {
      "type": "M",
      "label": "M2",
      "text": "Section 232A was inserted by paragraph 9 of Schedule 11 to the Financial Services Act 2012."
    },
    {
      "type": "M",
      "label": "M3",
      "text": "Section 234 was amended by paragraph 10 of Schedule 11 to the Financial Services Act 2012 and by S.I. 2009/209 and 2011/99."
    },
    {
      "type": "M",
      "label": "M4",
      "text": "Paragraph 13 was amended by paragraphs 13 and 24 of Schedule 11 to the Financial Services Act 2012 and by S.I. 2009/209 and 2011/99."
    }
  ],
  "outstanding_effects": [],
  "provenance": {
    "source": "legislation.gov.uk",
    "source_url": "https://www.legislation.gov.uk/uksi/2015/910/article/26",
    "retrieved_at": "2026-10-28T23:40:02.946879+00:00"
  },
  "licence": "Open Government Licence v3.0",
  "licence_url": "https://www.nationalarchives.gov.uk/doc/open-government-licence/version/3/",
  "attribution": "Contains public sector information licensed under the Open Government Licence v3.0. Source: legislation.gov.uk, The National Archives."
}