{
  "url": "https://openlegislation.uk/motor-vehicles-compulsory-insurance-no-2-regulations-1973/regulation-5",
  "json_url": "https://openlegislation.uk/motor-vehicles-compulsory-insurance-no-2-regulations-1973/regulation-5.json",
  "legislation": "uksi/1973/2143",
  "legislation_title": "The Motor Vehicles (Compulsory Insurance) (No. 2) Regulations 1973",
  "legislation_url": "https://openlegislation.uk/motor-vehicles-compulsory-insurance-no-2-regulations-1973",
  "path": "regulation/5",
  "kind": "regulation",
  "number": "5",
  "heading": null,
  "text": "(1) It shall be an offence for a person to use a specified motor vehicle registered in Great Britain, or any trailer kept by a person permanently resident in Great Britain, whether or not coupled, in the territory of Northern Ireland or of any of the member states of the European Union, unless a policy of insurance is in force in relation to the person using that vehicle which insures him in respect of any liability which may be incurred by him in respect of the use of the vehicle in such territory according to the law on compulsory insurance against civil liability in respect of the use of vehicles of the state where the liability may be incurred.\n(2) In this Regulation “specified motor vehicle” means a motor vehicle which is exempted from the provisions of section 143 of the Road Traffic Act 1972 (users of motor vehicles to be insured ... against third-party risks) by virtue of section 144 of that Act.\n(3) A person guilty of an offence under this Regulation shall be liable on summary conviction to a fine not exceeding £50 or to imprisonment for a term not exceeding three months, or to both such fine and such imprisonment.\n(4) Proceedings for an offence under this Regulation may be taken, and the offence may for all incidental purposes be treated as having been committed in any place in Great Britain.\n(5) Sections 180 (time within which summary proceedings for certain offences must be commenced) and 181 (evidence by certificate) of the Road Traffic Act 1972 shall apply for the purposes of an offence under this Regulation as if such an offence were an offence under that Act to which those sections had been applied by column 7 of Part I of Schedule 4 to that Act.",
  "extent": "E+W+S+N.I.",
  "status": null,
  "version": "current",
  "annotations": [
    {
      "type": "F",
      "label": "F1",
      "text": "Words in reg. 5(1) substituted (31.12.2020) by The Motor Vehicles (Compulsory Insurance) (Amendment etc.) (EU Exit) Regulations 2019 (S.I. 2019/551), regs. 1(1), 3(2); 2020 c. 1, Sch. 5 para. 1(1)"
    },
    {
      "type": "F",
      "label": "F2",
      "text": "Words in Regulations substituted (22.4.2011) by The Treaty of Lisbon (Changes in Terminology) Order 2011 (S.I. 2011/1043), arts. 2, 3-6"
    },
    {
      "type": "F",
      "label": "F3",
      "text": "Words in reg. 5(2) omitted (1.11.2019) by virtue of The Motor Vehicles (Compulsory Insurance) (Miscellaneous Amendments) Regulations 2019 (S.I. 2019/1047), reg. 1, Sch. 3 para. 13 (with reg. 5)"
    },
    {
      "type": "I",
      "label": "I1",
      "text": "Reg. 5 in force at 1.1.1974, see reg. 1(1)"
    }
  ],
  "outstanding_effects": [],
  "provenance": {
    "source": "legislation.gov.uk",
    "source_url": "https://www.legislation.gov.uk/uksi/1973/2143/regulation/5",
    "retrieved_at": "2026-10-29T21:56:00.995603+00:00"
  },
  "licence": "Open Government Licence v3.0",
  "licence_url": "https://www.nationalarchives.gov.uk/doc/open-government-licence/version/3/",
  "attribution": "Contains public sector information licensed under the Open Government Licence v3.0. Source: legislation.gov.uk, The National Archives."
}