{
  "url": "https://openlegislation.uk/motor-vehicles-compulsory-insurance-regulations-1987/regulation-2",
  "json_url": "https://openlegislation.uk/motor-vehicles-compulsory-insurance-regulations-1987/regulation-2.json",
  "legislation": "uksi/1987/2171",
  "legislation_title": "The Motor Vehicles (Compulsory Insurance) Regulations 1987",
  "legislation_url": "https://openlegislation.uk/motor-vehicles-compulsory-insurance-regulations-1987",
  "path": "regulation/2",
  "kind": "regulation",
  "number": "2",
  "heading": "Cover to be provided by the policy",
  "text": "(1) Section 145 of the Road Traffic Act 1972 (requirements in respect of policies of insurance) shall be amended as follows.\n(2) In subsection (3) (cover to be provided by the policy), for paragraph (a) there shall be substituted—\n“(a) must insure such person, persons or classes of persons as may be specified in the policy in respect of any liability which may be incurred by him or them in respect of the death of, or bodily injury to, any person or damage to property caused by, or arising out of, the use of the vehicle on a road in Great Britain;”\n(3) For subsection (4) (liabilities not required to be covered by the policy) there shall be substituted—\n“(4) The policy shall not, by virtue of subsection (3)(a) above, be required—\n(a) to cover liability in respect of the death, arising out of and in the course of his employment, of a person in the employment of a person insured by the policy or of bodily injury or damage to property sustained by such a person arising out of and in the course of his employment; or\n(b) to provide insurance for more than £250,000 in respect of all such liabilities as may be incurred in respect of damage to property caused by, or arising out of, any one accident involving the vehicle; or\n(c) to cover liability in respect of damage to the vehicle; or\n(d) to cover liability in respect of damage to goods carried for hire or reward in or on the vehicle or in or on any trailer (whether or not coupled) drawn by the vehicle; or\n(e) to cover any liability of a person in respect of damage to property in his custody or under his control; or\n(f) to cover any contractual liability.”.",
  "extent": null,
  "status": null,
  "version": "current",
  "annotations": [
    {
      "type": "footnote",
      "label": "f1",
      "text": "1972 c. 20."
    }
  ],
  "outstanding_effects": [],
  "provenance": {
    "source": "legislation.gov.uk",
    "source_url": "https://www.legislation.gov.uk/uksi/1987/2171/regulation/2",
    "retrieved_at": "2026-10-29T16:14:58.108159+00:00"
  },
  "licence": "Open Government Licence v3.0",
  "licence_url": "https://www.nationalarchives.gov.uk/doc/open-government-licence/version/3/",
  "attribution": "Contains public sector information licensed under the Open Government Licence v3.0. Source: legislation.gov.uk, The National Archives."
}