Explanatory note

These Regulations further amend the Motor Vehicles (Third-Party Risks) Regulations (Northern Ireland) 1994 by altering the requirements as to the keeping of records of (i) policies of insurance and securities (and certificates thereof) issued under the Road Traffic (Northern Ireland) Order 1981 and (ii) vehicles the use of which is exempt from the normal insurance requirement under Article 90 of that Order.

The requirements are extended (in the case of insurance policies and securities) to include particulars of every person whose liability is covered by a policy or security and additional particulars of the vehicles whose use is covered. Records of old insurance policies and securities are required to be kept for a period of seven years after expiry. Copies of any records may be supplied to the Motor Insurers' Bureau or its nominated subsidiary in electronic form and kept by it on a database. In such cases the Bureau or its subsidiary must keep the copy records of expired policies and securities for the same seven-year period and disclose particulars of any record it holds to the Department or police on request.