{
  "url": "https://openlegislation.uk/national-health-service-pension-scheme-regulations-1995/regulation-K4",
  "json_url": "https://openlegislation.uk/national-health-service-pension-scheme-regulations-1995/regulation-K4.json",
  "legislation": "uksi/1995/300",
  "legislation_title": "The National Health Service Pension Scheme Regulations 1995",
  "legislation_url": "https://openlegislation.uk/national-health-service-pension-scheme-regulations-1995",
  "path": "regulation/K4",
  "kind": "regulation",
  "number": "K4",
  "heading": "Early leavers",
  "text": "(1) This paragraph applies if a member who is under guaranteed minimum pension age either—\n(a) leaves contracted-out employment under this Section of the scheme before 6th April 2016, or\n(b) was in contracted-out employment under this Section of the scheme on 5th April 2016 but leaves pensionable employment on, or after, 6th April 2016.\nThis is subject to paragraph (2).\n(1A) Where paragraph (1) applies the member’s guaranteed minimum pension at the date of leaving will be increased, when the member reaches guaranteed minimum pension age or dies (if earlier), by the appropriate percentage specified in relation to each relevant year in the last order under section 148 of the Social Security Administration Act 1992 (revaluation of earnings factors) to come into force before the tax year in which the member reaches guaranteed minimum pension age or dies (if earlier).\n(2) If a guaranteed minimum pension is to be transferred to another scheme, or bought out by a buy–out policy, under which early leavers’ guaranteed minimum pensions are increased by a method other than that described in paragraph (1), the Secretary of State may adopt that other method for the guaranteed minimum pension in question.\n(3) If a member to whom paragraph (1) applies returns to pensionable employment under this Section of the scheme within 6 months after leaving, the two periods of employment will be treated as continuous, unless the first period is covered by—\n(a) a state scheme premium under section 55 of the 1993 Act or article 3 of the 2016 Order,\n(b) a transfer to another occupational pension scheme or to a personal pension scheme, or\n(c) any guaranteed minimum pension being bought out under a buy–out policy.",
  "extent": null,
  "status": null,
  "version": "current",
  "annotations": [
    {
      "type": "F",
      "label": "F1",
      "text": "Reg. K4(1)(1A) substituted for reg. K4(1) (6.4.2016) by The National Health Service Pension Scheme, Injury Benefits and Additional Voluntary Contributions (Amendment) Regulations 2016 (S.I. 2016/245), regs. 1(3), 8(2) (with reg. 105)"
    },
    {
      "type": "F",
      "label": "F2",
      "text": "Words in reg. K4(3) substituted (6.4.2016) by The National Health Service Pension Scheme, Injury Benefits and Additional Voluntary Contributions (Amendment) Regulations 2016 (S.I. 2016/245), regs. 1(3), 8(3) (with reg. 105)"
    },
    {
      "type": "F",
      "label": "F3",
      "text": "Reg. K4(3)(a) substituted (6.4.2019) by The National Health Service Pension Schemes, Additional Voluntary Contributions and Injury Benefits (Amendment) Regulations 2019 (S.I. 2019/418), regs. 1(3), 28"
    }
  ],
  "outstanding_effects": [],
  "provenance": {
    "source": "legislation.gov.uk",
    "source_url": "https://www.legislation.gov.uk/uksi/1995/300/regulation/K4",
    "retrieved_at": "2026-10-29T13:17:02.304130+00:00"
  },
  "licence": "Open Government Licence v3.0",
  "licence_url": "https://www.nationalarchives.gov.uk/doc/open-government-licence/version/3/",
  "attribution": "Contains public sector information licensed under the Open Government Licence v3.0. Source: legislation.gov.uk, The National Archives."
}