{
  "url": "https://openlegislation.uk/national-savings-bank-regulations-1972/regulation-8",
  "json_url": "https://openlegislation.uk/national-savings-bank-regulations-1972/regulation-8.json",
  "legislation": "uksi/1972/764",
  "legislation_title": "The National Savings Bank Regulations 1972",
  "legislation_url": "https://openlegislation.uk/national-savings-bank-regulations-1972",
  "path": "regulation/8",
  "kind": "regulation",
  "number": "8",
  "heading": "Joint accounts",
  "text": "(1) Deposits may be made in the joint names of two or more persons entitled to make deposits.\n(2) A declaration in the approved form shall be made by all the persons in whose names the account is to be opened.\n(3) Any application to withdraw the deposits shall be made by all the persons in whose names the account stands, or by the survivor of those persons.\n(4) Upon the application of all the said persons or the survivor of them, the Director of Savings may remove the name of any person from the title of the account and may substitute the name of another person in place thereof with the consent in writing of the person whose name it is desired to substitute, and every party to the account as altered shall make the declaration required upon the opening of an account.",
  "extent": null,
  "status": null,
  "version": "current",
  "annotations": [],
  "outstanding_effects": [
    {
      "type": "amended",
      "affecting": "uksi/1989/2045",
      "affecting_title": "The National Savings Bank (Amendment) (No. 2) Regulations 1989"
    },
    {
      "type": "amended",
      "affecting": "uksi/1984/9",
      "affecting_title": "The National Savings Bank (Amendment) Regulations 1984"
    },
    {
      "type": "words omitted",
      "affecting": "uksi/2011/2288",
      "affecting_title": "The National Savings Bank (Amendment) (No. 2) Regulations 2011"
    },
    {
      "type": "words inserted",
      "affecting": "uksi/2011/2288",
      "affecting_title": "The National Savings Bank (Amendment) (No. 2) Regulations 2011"
    },
    {
      "type": "words omitted",
      "affecting": "uksi/2011/2288",
      "affecting_title": "The National Savings Bank (Amendment) (No. 2) Regulations 2011"
    },
    {
      "type": "inserted",
      "affecting": "uksi/2011/2288",
      "affecting_title": "The National Savings Bank (Amendment) (No. 2) Regulations 2011"
    },
    {
      "type": "words substituted",
      "affecting": "uksi/2007/1898",
      "affecting_title": "The Mental Capacity Act 2005 (Transitional and Consequential Provisions) Order 2007"
    },
    {
      "type": "word substituted",
      "affecting": "uksi/2007/1898",
      "affecting_title": "The Mental Capacity Act 2005 (Transitional and Consequential Provisions) Order 2007"
    }
  ],
  "provenance": {
    "source": "legislation.gov.uk",
    "source_url": "https://www.legislation.gov.uk/uksi/1972/764/regulation/8",
    "retrieved_at": "2026-10-29T22:31:14.136555+00:00"
  },
  "licence": "Open Government Licence v3.0",
  "licence_url": "https://www.nationalarchives.gov.uk/doc/open-government-licence/version/3/",
  "attribution": "Contains public sector information licensed under the Open Government Licence v3.0. Source: legislation.gov.uk, The National Archives."
}