{
  "url": "https://openlegislation.uk/national-savings-regulations-2015",
  "json_url": "https://openlegislation.uk/national-savings-regulations-2015.json",
  "id": "uksi/2015/623",
  "title": "The National Savings Regulations 2015",
  "short_title": "National Savings 2015",
  "long_title": "The National Savings Bank Act 1971 (“the 1971 Act”) and the National Debt Act 1972 (“the 1972 Act”) create the current statutory framework for the operation of the National Savings and Investment Bank and the Director of Savings. The Director of Savings, a statutory office-holder, carries on the business of the National Savings Bank under section 1 of the 1971 Act, principally providing a range of investment accounts which are subject to the 1971 Act and secondary legislation made under that Act (now consolidated in these Regulations). Under section 11 of the 1972 Act the Treasury raises money under the National Loans Act 1968 under the auspices of the Director of Savings. Section 1(1) of the 1972 Act provides that the Treasury may appoint a person to be Director of Savings and “the functions of the Director shall include those conferred on him by this Act”. The Director raises money, therefore, by issuing products such as Premium Bonds.",
  "citation": "S.I. 2015/623",
  "type": "uksi",
  "year": "2015",
  "number": "623",
  "version": "current",
  "date": "2015-03-10",
  "revised": true,
  "valid_from": "2026-04-06",
  "extent": "E+W+S+N.I.",
  "unapplied_effects": 0,
  "provisions": [
    {
      "path": "introduction",
      "kind": "introduction",
      "number": null,
      "heading": "Introductory text",
      "url": "https://openlegislation.uk/national-savings-regulations-2015/introduction",
      "extent": "E+W+S+N.I.",
      "status": null,
      "parent": null
    },
    {
      "path": "part/1",
      "kind": "part",
      "number": "1",
      "heading": "Introductory Provisions",
      "url": null,
      "extent": "E+W+S+N.I.",
      "status": null,
      "parent": null
    },
    {
      "path": "regulation/1",
      "kind": "regulation",
      "number": "1",
      "heading": "Citation, commencement and extent",
      "url": "https://openlegislation.uk/national-savings-regulations-2015/regulation-1",
      "extent": "E+W+S+N.I.",
      "status": null,
      "parent": "part/1"
    },
    {
      "path": "regulation/2",
      "kind": "regulation",
      "number": "2",
      "heading": "Interpretation",
      "url": "https://openlegislation.uk/national-savings-regulations-2015/regulation-2",
      "extent": "E+W+S+N.I.",
      "status": null,
      "parent": "part/1"
    },
    {
      "path": "part/2",
      "kind": "part",
      "number": "2",
      "heading": "Deposits in the National Savings Bank",
      "url": null,
      "extent": "E+W+S+N.I.",
      "status": null,
      "parent": null
    },
    {
      "path": "part/2/chapter/1",
      "kind": "chapter",
      "number": "1",
      "heading": "Closure of or restrictions in relation to certain accounts",
      "url": null,
      "extent": "E+W+S+N.I.",
      "status": null,
      "parent": "part/2"
    },
    {
      "path": "regulation/3",
      "kind": "regulation",
      "number": "3",
      "heading": "Closure of ordinary deposit accounts",
      "url": "https://openlegislation.uk/national-savings-regulations-2015/regulation-3",
      "extent": "E+W+S+N.I.",
      "status": null,
      "parent": "part/2/chapter/1"
    },
    {
      "path": "regulation/4",
      "kind": "regulation",
      "number": "4",
      "heading": "Closure of certain individual savings accounts",
      "url": "https://openlegislation.uk/national-savings-regulations-2015/regulation-4",
      "extent": "E+W+S+N.I.",
      "status": null,
      "parent": "part/2/chapter/1"
    },
    {
      "path": "part/2/chapter/2",
      "kind": "chapter",
      "number": "2",
      "heading": "Accounts and transactions",
      "url": null,
      "extent": "E+W+S+N.I.",
      "status": null,
      "parent": "part/2"
    },
    {
      "path": "regulation/5",
      "kind": "regulation",
      "number": "5",
      "heading": "Transaction of savings bank business",
      "url": "https://openlegislation.uk/national-savings-regulations-2015/regulation-5",
      "extent": "E+W+S+N.I.",
      "status": null,
      "parent": "part/2/chapter/2"
    },
    {
      "path": "regulation/6",
      "kind": "regulation",
      "number": "6",
      "heading": "Declaration by a depositor",
      "url": "https://openlegislation.uk/national-savings-regulations-2015/regulation-6",
      "extent": "E+W+S+N.I.",
      "status": null,
      "parent": "part/2/chapter/2"
    },
    {
      "path": "regulation/7",
      "kind": "regulation",
      "number": "7",
      "heading": "Declaration by a depositor who is a trustee",
      "url": "https://openlegislation.uk/national-savings-regulations-2015/regulation-7",
      "extent": "E+W+S+N.I.",
      "status": null,
      "parent": "part/2/chapter/2"
    },
    {
      "path": "regulation/8",
      "kind": "regulation",
      "number": "8",
      "heading": "Depositors generally",
      "url": "https://openlegislation.uk/national-savings-regulations-2015/regulation-8",
      "extent": "E+W+S+N.I.",
      "status": null,
      "parent": "part/2/chapter/2"
    },
    {
      "path": "regulation/9",
      "kind": "regulation",
      "number": "9",
      "heading": "Accounts of minors under sixteen years of age",
      "url": "https://openlegislation.uk/national-savings-regulations-2015/regulation-9",
      "extent": "E+W+S+N.I.",
      "status": null,
      "parent": "part/2/chapter/2"
    },
    {
      "path": "regulation/10",
      "kind": "regulation",
      "number": "10",
      "heading": "Accounts of persons who lack capacity",
      "url": "https://openlegislation.uk/national-savings-regulations-2015/regulation-10",
      "extent": "E+W+S+N.I.",
      "status": null,
      "parent": "part/2/chapter/2"
    },
    {
      "path": "regulation/11",
      "kind": "regulation",
      "number": "11",
      "heading": "Joint accounts",
      "url": "https://openlegislation.uk/national-savings-regulations-2015/regulation-11",
      "extent": "E+W+S+N.I.",
      "status": null,
      "parent": "part/2/chapter/2"
    },
    {
      "path": "regulation/12",
      "kind": "regulation",
      "number": "12",
      "heading": "Trust accounts",
      "url": "https://openlegislation.uk/national-savings-regulations-2015/regulation-12",
      "extent": "E+W+S+N.I.",
      "status": null,
      "parent": "part/2/chapter/2"
    },
    {
      "path": "regulation/13",
      "kind": "regulation",
      "number": "13",
      "heading": "Trust accounts held jointly by trustees and beneficiaries",
      "url": "https://openlegislation.uk/national-savings-regulations-2015/regulation-13",
      "extent": "E+W+S+N.I.",
      "status": null,
      "parent": "part/2/chapter/2"
    },
    {
      "path": "regulation/14",
      "kind": "regulation",
      "number": "14",
      "heading": "Accounts of friendly societies",
      "url": "https://openlegislation.uk/national-savings-regulations-2015/regulation-14",
      "extent": "E+W+S+N.I.",
      "status": null,
      "parent": "part/2/chapter/2"
    },
    {
      "path": "regulation/15",
      "kind": "regulation",
      "number": "15",
      "heading": "Accounts of charitable and other societies",
      "url": "https://openlegislation.uk/national-savings-regulations-2015/regulation-15",
      "extent": "E+W+S+N.I.",
      "status": null,
      "parent": "part/2/chapter/2"
    },
    {
      "path": "regulation/16",
      "kind": "regulation",
      "number": "16",
      "heading": "Accounts of building societies, industrial and provident societies and corporations",
      "url": "https://openlegislation.uk/national-savings-regulations-2015/regulation-16",
      "extent": "E+W+S+N.I.",
      "status": null,
      "parent": "part/2/chapter/2"
    },
    {
      "path": "regulation/17",
      "kind": "regulation",
      "number": "17",
      "heading": "Accounts of government departments and public authorities",
      "url": "https://openlegislation.uk/national-savings-regulations-2015/regulation-17",
      "extent": "E+W+S+N.I.",
      "status": null,
      "parent": "part/2/chapter/2"
    },
    {
      "path": "regulation/18",
      "kind": "regulation",
      "number": "18",
      "heading": "Accounts of the Sheriff Clerk in Scotland",
      "url": "https://openlegislation.uk/national-savings-regulations-2015/regulation-18",
      "extent": "E+W+S+N.I.",
      "status": null,
      "parent": "part/2/chapter/2"
    },
    {
      "path": "regulation/19",
      "kind": "regulation",
      "number": "19",
      "heading": "Accounts of County Courts in Northern Ireland",
      "url": "https://openlegislation.uk/national-savings-regulations-2015/regulation-19",
      "extent": "E+W+S+N.I.",
      "status": null,
      "parent": "part/2/chapter/2"
    },
    {
      "path": "regulation/20",
      "kind": "regulation",
      "number": "20",
      "heading": "Accounts of the Public Trustee",
      "url": "https://openlegislation.uk/national-savings-regulations-2015/regulation-20",
      "extent": "E+W+S+N.I.",
      "status": null,
      "parent": "part/2/chapter/2"
    },
    {
      "path": "part/2/chapter/3",
      "kind": "chapter",
      "number": "3",
      "heading": "Deposits, withdrawals and transfers, etc.",
      "url": null,
      "extent": "E+W+S+N.I.",
      "status": null,
      "parent": "part/2"
    },
    {
      "path": "regulation/21",
      "kind": "regulation",
      "number": "21",
      "heading": "Deposit books, transaction records and statements",
      "url": "https://openlegislation.uk/national-savings-regulations-2015/regulation-21",
      "extent": "E+W+S+N.I.",
      "status": null,
      "parent": "part/2/chapter/3"
    },
    {
      "path": "regulation/22",
      "kind": "regulation",
      "number": "22",
      "heading": "Withdrawals of ordinary deposits",
      "url": "https://openlegislation.uk/national-savings-regulations-2015/regulation-22",
      "extent": "E+W+S+N.I.",
      "status": null,
      "parent": "part/2/chapter/3"
    },
    {
      "path": "regulation/23",
      "kind": "regulation",
      "number": "23",
      "heading": "Investment deposits",
      "url": "https://openlegislation.uk/national-savings-regulations-2015/regulation-23",
      "extent": "E+W+S+N.I.",
      "status": null,
      "parent": "part/2/chapter/3"
    },
    {
      "path": "regulation/24",
      "kind": "regulation",
      "number": "24",
      "heading": "Withdrawals of investment deposits",
      "url": "https://openlegislation.uk/national-savings-regulations-2015/regulation-24",
      "extent": "E+W+S+N.I.",
      "status": null,
      "parent": "part/2/chapter/3"
    },
    {
      "path": "regulation/25",
      "kind": "regulation",
      "number": "25",
      "heading": "Deposits to individual savings accounts",
      "url": "https://openlegislation.uk/national-savings-regulations-2015/regulation-25",
      "extent": "E+W+S+N.I.",
      "status": null,
      "parent": "part/2/chapter/3"
    },
    {
      "path": "regulation/26",
      "kind": "regulation",
      "number": "26",
      "heading": "Withdrawals from individual savings accounts",
      "url": "https://openlegislation.uk/national-savings-regulations-2015/regulation-26",
      "extent": "E+W+S+N.I.",
      "status": null,
      "parent": "part/2/chapter/3"
    },
    {
      "path": "regulation/27",
      "kind": "regulation",
      "number": "27",
      "heading": "Authorised telephone procedure in relation to individual savings accounts",
      "url": "https://openlegislation.uk/national-savings-regulations-2015/regulation-27",
      "extent": "E+W+S+N.I.",
      "status": null,
      "parent": "part/2/chapter/3"
    },
    {
      "path": "regulation/28",
      "kind": "regulation",
      "number": "28",
      "heading": "Withdrawals by minors over sixteen years of age",
      "url": "https://openlegislation.uk/national-savings-regulations-2015/regulation-28",
      "extent": "E+W+S+N.I.",
      "status": null,
      "parent": "part/2/chapter/3"
    },
    {
      "path": "regulation/29",
      "kind": "regulation",
      "number": "29",
      "heading": "Withdrawals in the case of bankrupt sole depositors",
      "url": "https://openlegislation.uk/national-savings-regulations-2015/regulation-29",
      "extent": "E+W+S+N.I.",
      "status": null,
      "parent": "part/2/chapter/3"
    },
    {
      "path": "regulation/30",
      "kind": "regulation",
      "number": "30",
      "heading": "Authority for payment to a third party (not in relation to an individual savings account)",
      "url": "https://openlegislation.uk/national-savings-regulations-2015/regulation-30",
      "extent": "E+W+S+N.I.",
      "status": null,
      "parent": "part/2/chapter/3"
    },
    {
      "path": "regulation/31",
      "kind": "regulation",
      "number": "31",
      "heading": "Authority for payment to third party from an individual savings account",
      "url": "https://openlegislation.uk/national-savings-regulations-2015/regulation-31",
      "extent": "E+W+S+N.I.",
      "status": null,
      "parent": "part/2/chapter/3"
    },
    {
      "path": "regulation/32",
      "kind": "regulation",
      "number": "32",
      "heading": "Transfers of deposits",
      "url": "https://openlegislation.uk/national-savings-regulations-2015/regulation-32",
      "extent": "E+W+S+N.I.",
      "status": null,
      "parent": "part/2/chapter/3"
    },
    {
      "path": "regulation/33",
      "kind": "regulation",
      "number": "33",
      "heading": "Operation of a nomination",
      "url": "https://openlegislation.uk/national-savings-regulations-2015/regulation-33",
      "extent": "E+W+S+N.I.",
      "status": null,
      "parent": "part/2/chapter/3"
    },
    {
      "path": "part/2/chapter/4",
      "kind": "chapter",
      "number": "4",
      "heading": "Interest on deposits",
      "url": null,
      "extent": "E+W+S+N.I.",
      "status": null,
      "parent": "part/2"
    },
    {
      "path": "regulation/34",
      "kind": "regulation",
      "number": "34",
      "heading": "Interest on investment deposits",
      "url": "https://openlegislation.uk/national-savings-regulations-2015/regulation-34",
      "extent": "E+W+S+N.I.",
      "status": null,
      "parent": "part/2/chapter/4"
    },
    {
      "path": "regulation/35",
      "kind": "regulation",
      "number": "35",
      "heading": "Interest on ordinary deposits",
      "url": "https://openlegislation.uk/national-savings-regulations-2015/regulation-35",
      "extent": "E+W+S+N.I.",
      "status": null,
      "parent": "part/2/chapter/4"
    },
    {
      "path": "part/2/chapter/5",
      "kind": "chapter",
      "number": "5",
      "heading": "Other administrative provisions relating to deposits",
      "url": null,
      "extent": "E+W+S+N.I.",
      "status": null,
      "parent": "part/2"
    },
    {
      "path": "regulation/36",
      "kind": "regulation",
      "number": "36",
      "heading": "Coupon deposit books",
      "url": "https://openlegislation.uk/national-savings-regulations-2015/regulation-36",
      "extent": "E+W+S+N.I.",
      "status": null,
      "parent": "part/2/chapter/5"
    },
    {
      "path": "regulation/37",
      "kind": "regulation",
      "number": "37",
      "heading": "Payment of deposits without an application to withdraw",
      "url": "https://openlegislation.uk/national-savings-regulations-2015/regulation-37",
      "extent": "E+W+S+N.I.",
      "status": null,
      "parent": "part/2/chapter/5"
    },
    {
      "path": "regulation/38",
      "kind": "regulation",
      "number": "38",
      "heading": "Exemption from stamp duty",
      "url": "https://openlegislation.uk/national-savings-regulations-2015/regulation-38",
      "extent": "E+W+S+N.I.",
      "status": null,
      "parent": "part/2/chapter/5"
    },
    {
      "path": "part/3",
      "kind": "part",
      "number": "3",
      "heading": "General provisions",
      "url": null,
      "extent": "E+W+S+N.I.",
      "status": null,
      "parent": null
    },
    {
      "path": "part/3/chapter/1",
      "kind": "chapter",
      "number": "1",
      "heading": "Protections",
      "url": null,
      "extent": "E+W+S+N.I.",
      "status": null,
      "parent": "part/3"
    },
    {
      "path": "regulation/39",
      "kind": "regulation",
      "number": "39",
      "heading": "Notice of trust not receivable by Director of Savings",
      "url": "https://openlegislation.uk/national-savings-regulations-2015/regulation-39",
      "extent": "E+W+S+N.I.",
      "status": null,
      "parent": "part/3/chapter/1"
    },
    {
      "path": "regulation/40",
      "kind": "regulation",
      "number": "40",
      "heading": "Powers of attorney",
      "url": "https://openlegislation.uk/national-savings-regulations-2015/regulation-40",
      "extent": "E+W+S+N.I.",
      "status": null,
      "parent": "part/3/chapter/1"
    },
    {
      "path": "regulation/41",
      "kind": "regulation",
      "number": "41",
      "heading": "Indemnity of the Director of Savings and officers",
      "url": "https://openlegislation.uk/national-savings-regulations-2015/regulation-41",
      "extent": "E+W+S+N.I.",
      "status": null,
      "parent": "part/3/chapter/1"
    },
    {
      "path": "regulation/42",
      "kind": "regulation",
      "number": "42",
      "heading": "Receipts to be a full discharge",
      "url": "https://openlegislation.uk/national-savings-regulations-2015/regulation-42",
      "extent": "E+W+S+N.I.",
      "status": null,
      "parent": "part/3/chapter/1"
    },
    {
      "path": "regulation/43",
      "kind": "regulation",
      "number": "43",
      "heading": "Posting to be regarded as delivery",
      "url": "https://openlegislation.uk/national-savings-regulations-2015/regulation-43",
      "extent": "E+W+S+N.I.",
      "status": null,
      "parent": "part/3/chapter/1"
    },
    {
      "path": "regulation/44",
      "kind": "regulation",
      "number": "44",
      "heading": "Saving for rights of third parties",
      "url": "https://openlegislation.uk/national-savings-regulations-2015/regulation-44",
      "extent": "E+W+S+N.I.",
      "status": null,
      "parent": "part/3/chapter/1"
    },
    {
      "path": "regulation/45",
      "kind": "regulation",
      "number": "45",
      "heading": "Saving for rights of beneficiaries under trusts",
      "url": "https://openlegislation.uk/national-savings-regulations-2015/regulation-45",
      "extent": "E+W+S+N.I.",
      "status": null,
      "parent": "part/3/chapter/1"
    },
    {
      "path": "part/3/chapter/2",
      "kind": "chapter",
      "number": "2",
      "heading": "Identity, etc.",
      "url": null,
      "extent": "E+W+S+N.I.",
      "status": null,
      "parent": "part/3"
    },
    {
      "path": "regulation/46",
      "kind": "regulation",
      "number": "46",
      "heading": "Evidence of identity",
      "url": "https://openlegislation.uk/national-savings-regulations-2015/regulation-46",
      "extent": "E+W+S+N.I.",
      "status": null,
      "parent": "part/3/chapter/2"
    },
    {
      "path": "regulation/47",
      "kind": "regulation",
      "number": "47",
      "heading": "Persons unable to write",
      "url": "https://openlegislation.uk/national-savings-regulations-2015/regulation-47",
      "extent": "E+W+S+N.I.",
      "status": null,
      "parent": "part/3/chapter/2"
    },
    {
      "path": "regulation/48",
      "kind": "regulation",
      "number": "48",
      "heading": "Persons under disability",
      "url": "https://openlegislation.uk/national-savings-regulations-2015/regulation-48",
      "extent": "E+W+S+N.I.",
      "status": null,
      "parent": "part/3/chapter/2"
    },
    {
      "path": "part/3/chapter/3",
      "kind": "chapter",
      "number": "3",
      "heading": "Nominations",
      "url": null,
      "extent": "E+W+S+N.I.",
      "status": null,
      "parent": "part/3"
    },
    {
      "path": "regulation/49",
      "kind": "regulation",
      "number": "49",
      "heading": "Nominations made before 1st May 1981",
      "url": "https://openlegislation.uk/national-savings-regulations-2015/regulation-49",
      "extent": "E+W+S+N.I.",
      "status": null,
      "parent": "part/3/chapter/3"
    },
    {
      "path": "regulation/50",
      "kind": "regulation",
      "number": "50",
      "heading": "Particulars to be furnished by nominator to Director of savings",
      "url": "https://openlegislation.uk/national-savings-regulations-2015/regulation-50",
      "extent": "E+W+S+N.I.",
      "status": null,
      "parent": "part/3/chapter/3"
    },
    {
      "path": "regulation/51",
      "kind": "regulation",
      "number": "51",
      "heading": "Revocation of nominations",
      "url": "https://openlegislation.uk/national-savings-regulations-2015/regulation-51",
      "extent": "E+W+S+N.I.",
      "status": null,
      "parent": "part/3/chapter/3"
    },
    {
      "path": "regulation/52",
      "kind": "regulation",
      "number": "52",
      "heading": "Nominations which also apply to stock held in the books of the Bank of England",
      "url": "https://openlegislation.uk/national-savings-regulations-2015/regulation-52",
      "extent": "E+W+S+N.I.",
      "status": null,
      "parent": "part/3/chapter/3"
    },
    {
      "path": "part/3/chapter/4",
      "kind": "chapter",
      "number": "4",
      "heading": "Death of depositors and holders",
      "url": null,
      "extent": "E+W+S+N.I.",
      "status": null,
      "parent": "part/3"
    },
    {
      "path": "regulation/53",
      "kind": "regulation",
      "number": "53",
      "heading": "Law applicable on the death of a depositor",
      "url": "https://openlegislation.uk/national-savings-regulations-2015/regulation-53",
      "extent": "E+W+S+N.I.",
      "status": null,
      "parent": "part/3/chapter/4"
    },
    {
      "path": "regulation/54",
      "kind": "regulation",
      "number": "54",
      "heading": "Payment without a grant of representation",
      "url": "https://openlegislation.uk/national-savings-regulations-2015/regulation-54",
      "extent": "E+W+S+N.I.",
      "status": null,
      "parent": "part/3/chapter/4"
    },
    {
      "path": "regulation/55",
      "kind": "regulation",
      "number": "55",
      "heading": "Death duties or inheritance tax chargeable on death of depositors",
      "url": "https://openlegislation.uk/national-savings-regulations-2015/regulation-55",
      "extent": "E+W+S+N.I.",
      "status": "repealed",
      "parent": "part/3/chapter/4"
    },
    {
      "path": "part/3/chapter/5",
      "kind": "chapter",
      "number": "5",
      "heading": "Other administrative provisions",
      "url": null,
      "extent": "E+W+S+N.I.",
      "status": null,
      "parent": "part/3"
    },
    {
      "path": "regulation/56",
      "kind": "regulation",
      "number": "56",
      "heading": "Defective applications",
      "url": "https://openlegislation.uk/national-savings-regulations-2015/regulation-56",
      "extent": "E+W+S+N.I.",
      "status": null,
      "parent": "part/3/chapter/5"
    },
    {
      "path": "regulation/57",
      "kind": "regulation",
      "number": "57",
      "heading": "Rectification of mistakes",
      "url": "https://openlegislation.uk/national-savings-regulations-2015/regulation-57",
      "extent": "E+W+S+N.I.",
      "status": null,
      "parent": "part/3/chapter/5"
    },
    {
      "path": "part/3/chapter/6",
      "kind": "chapter",
      "number": "6",
      "heading": "Application, revocation and savings",
      "url": null,
      "extent": "E+W+S+N.I.",
      "status": null,
      "parent": "part/3"
    },
    {
      "path": "regulation/58",
      "kind": "regulation",
      "number": "58",
      "heading": "Law applicable to crossed warrants",
      "url": "https://openlegislation.uk/national-savings-regulations-2015/regulation-58",
      "extent": "E+W+S+N.I.",
      "status": null,
      "parent": "part/3/chapter/6"
    },
    {
      "path": "regulation/59",
      "kind": "regulation",
      "number": "59",
      "heading": "Disapplication of certain regulations",
      "url": "https://openlegislation.uk/national-savings-regulations-2015/regulation-59",
      "extent": "E+W+S+N.I.",
      "status": null,
      "parent": "part/3/chapter/6"
    },
    {
      "path": "regulation/60",
      "kind": "regulation",
      "number": "60",
      "heading": "Application to Scotland",
      "url": "https://openlegislation.uk/national-savings-regulations-2015/regulation-60",
      "extent": "E+W+S+N.I.",
      "status": null,
      "parent": "part/3/chapter/6"
    },
    {
      "path": "regulation/61",
      "kind": "regulation",
      "number": "61",
      "heading": "Application to Northern Ireland",
      "url": "https://openlegislation.uk/national-savings-regulations-2015/regulation-61",
      "extent": "E+W+S+N.I.",
      "status": null,
      "parent": "part/3/chapter/6"
    },
    {
      "path": "regulation/62",
      "kind": "regulation",
      "number": "62",
      "heading": "Application to the Isle of Man",
      "url": "https://openlegislation.uk/national-savings-regulations-2015/regulation-62",
      "extent": "E+W+S+N.I.",
      "status": null,
      "parent": "part/3/chapter/6"
    },
    {
      "path": "regulation/63",
      "kind": "regulation",
      "number": "63",
      "heading": "Application to the Channel Islands",
      "url": "https://openlegislation.uk/national-savings-regulations-2015/regulation-63",
      "extent": "E+W+S+N.I.",
      "status": null,
      "parent": "part/3/chapter/6"
    },
    {
      "path": "regulation/64",
      "kind": "regulation",
      "number": "64",
      "heading": "Revocations and savings",
      "url": "https://openlegislation.uk/national-savings-regulations-2015/regulation-64",
      "extent": "E+W+S+N.I.",
      "status": null,
      "parent": "part/3/chapter/6"
    },
    {
      "path": "regulation/65",
      "kind": "regulation",
      "number": "65",
      "heading": "Modifications",
      "url": "https://openlegislation.uk/national-savings-regulations-2015/regulation-65",
      "extent": "E+W+S+N.I.",
      "status": null,
      "parent": "part/3/chapter/6"
    },
    {
      "path": "signature",
      "kind": "signature",
      "number": null,
      "heading": "Signature",
      "url": "https://openlegislation.uk/national-savings-regulations-2015/signature",
      "extent": "E+W+S+N.I.",
      "status": null,
      "parent": null
    },
    {
      "path": "schedule",
      "kind": "schedule",
      "number": null,
      "heading": "Revocations",
      "url": "https://openlegislation.uk/national-savings-regulations-2015/schedule",
      "extent": "E+W+S+N.I.",
      "status": null,
      "parent": null
    },
    {
      "path": "note",
      "kind": "note",
      "number": null,
      "heading": "Explanatory note",
      "url": "https://openlegislation.uk/national-savings-regulations-2015/note",
      "extent": "E+W+S+N.I.",
      "status": null,
      "parent": null
    }
  ],
  "has_text": true,
  "pdfs": [
    {
      "title": "Printed copy",
      "main": true,
      "language": null,
      "date": "2015-03-13",
      "size": 196944,
      "url": "https://openlegislation.uk/national-savings-regulations-2015/pdf/uksi_20150623_en.pdf",
      "source_url": "https://www.legislation.gov.uk/uksi/2015/623/pdfs/uksi_20150623_en.pdf"
    },
    {
      "title": "UK Explanatory Memorandum",
      "main": false,
      "language": null,
      "date": "2015-03-13",
      "size": 30920,
      "url": "https://openlegislation.uk/national-savings-regulations-2015/pdf/uksiem_20150623_en.pdf",
      "source_url": "https://www.legislation.gov.uk/uksi/2015/623/pdfs/uksiem_20150623_en.pdf"
    }
  ],
  "outstanding_effects": [],
  "made_under": [
    {
      "id": "ukpga/1971/29",
      "title": "National Savings Bank Act 1971",
      "url": "https://openlegislation.uk/national-savings-bank-act-1971",
      "provisions": [
        "section/2",
        "section/3",
        "section/4",
        "section/6",
        "section/7",
        "section/8",
        "section/9",
        "section/15"
      ]
    },
    {
      "id": "ukpga/1962/44",
      "title": null,
      "url": null,
      "provisions": [
        "section/33"
      ]
    },
    {
      "id": "ukpga/2000/8",
      "title": "Financial Services and Markets Act 2000",
      "url": "https://openlegislation.uk/financial-services-and-markets-act-2000",
      "provisions": [
        "section/426",
        "section/427"
      ]
    },
    {
      "id": "ukpga/2002/23",
      "title": "Finance Act 2002",
      "url": "https://openlegislation.uk/finance-act-2002",
      "provisions": [
        "section/140"
      ]
    }
  ],
  "changes_made_to": 73,
  "changes_made_to_url": "https://openlegislation.uk/national-savings-regulations-2015/changes.json",
  "changes_made_by": 122,
  "changes_made_by_url": "https://openlegislation.uk/national-savings-regulations-2015/changes/by-it.json",
  "instruments_made_under": 0,
  "instruments_made_under_url": "https://openlegislation.uk/national-savings-regulations-2015/instruments.json",
  "provenance": {
    "source": "legislation.gov.uk",
    "source_url": "https://www.legislation.gov.uk/uksi/2015/623",
    "retrieved_at": "2026-10-28T23:43:26.670511+00:00"
  },
  "licence": "Open Government Licence v3.0",
  "licence_url": "https://www.nationalarchives.gov.uk/doc/open-government-licence/version/3/",
  "attribution": "Contains public sector information licensed under the Open Government Licence v3.0. Source: legislation.gov.uk, The National Archives."
}