{
  "url": "https://openlegislation.uk/occupational-pension-schemes-charges-and-governance-regulations-2015/regulation-6A",
  "json_url": "https://openlegislation.uk/occupational-pension-schemes-charges-and-governance-regulations-2015/regulation-6A.json",
  "legislation": "uksi/2015/879",
  "legislation_title": "The Occupational Pension Schemes (Charges and Governance) Regulations 2015",
  "legislation_url": "https://openlegislation.uk/occupational-pension-schemes-charges-and-governance-regulations-2015",
  "path": "regulation/6A",
  "kind": "regulation",
  "number": "6A",
  "heading": "Limits on charges – qualifying collective money purchase schemes",
  "text": "(1) The limits on charges for the purposes of regulation 4(1ZA)(a) are the limits specified in this regulation and the trustees must choose whether to assess them in accordance with regulation 7A or 8A (but see regulation 8A(7)).\n(2) The limit in the case of a collective single charge structure is 0.75% annually of the value of members’ rights under the scheme.\n(3) The limit in the case of a collective combination charge structure whose charges fall within regulation 5A(3)(a) is—\n(a) in relation to the collective contribution percentage charge, 2.5% of contributions made by or on behalf or in respect of members allocated under the scheme—\n(i) annually, or\n(ii) where, in relation to a charges year, regulation 4 does not apply in respect of members for the whole of the year, in the period for which that regulation applies; and\n(b) in relation to the collective existing rights charge, the percentage annually of the value of members’ rights under the scheme which is the figure in Column 2 of the following table which corresponds to the collective contribution percentage charge rate in Column 1 of that table which is imposed on the members.\nColumn 1\nCollective contribution percentage charge rate (%)\nColumn 2\nCollective existing rights charge rate (%)\n1 or lower\n0.6\nHigher than 1 but no higher than 2\n0.5\nHigher than 2 but no higher than 2.5\n0.4\n(4) The limit in the case of a collective combination charge structure whose charges fall within regulation 5A(3)(b) is—\n(a) in relation to the collective flat fee charge, £25 annually per member; and\n(b) in relation to the collective existing rights charge, the percentage annually of the value of members’ rights under the scheme which is the figure in Column 2 of the following table which corresponds to the annual collective flat fee charge per member in Column 1 of that table which is imposed on the members.\nColumn 1\nCollective flat fee charge (£ per member)\nColumn 2\nCollective existing rights charge rate (%)\n10 or less\n0.6\nMore than 10 but no more than 20\n0.5\nMore than 20 but no more than 25\n0.4",
  "extent": null,
  "status": null,
  "version": "current",
  "annotations": [
    {
      "type": "F",
      "label": "F1",
      "text": "Ch. 1: reg. 4-13 renumbered as Ch. 1 (1.10.2017) by The Occupational Pension Schemes (Charges and Governance) (Amendment) Regulations 2017 (S.I. 2017/774), regs. 1, 4"
    },
    {
      "type": "F",
      "label": "F2",
      "text": "Reg. 6A inserted (1.8.2022) by The Occupational Pension Schemes (Collective Money Purchase Schemes) Regulations 2022 (S.I. 2022/255), reg. 1(3), Sch. 7 para. 12"
    }
  ],
  "outstanding_effects": [],
  "provenance": {
    "source": "legislation.gov.uk",
    "source_url": "https://www.legislation.gov.uk/uksi/2015/879/regulation/6A",
    "retrieved_at": "2026-10-28T23:40:26.357926+00:00"
  },
  "licence": "Open Government Licence v3.0",
  "licence_url": "https://www.nationalarchives.gov.uk/doc/open-government-licence/version/3/",
  "attribution": "Contains public sector information licensed under the Open Government Licence v3.0. Source: legislation.gov.uk, The National Archives."
}