{
  "url": "https://openlegislation.uk/payment-accounts-regulations-2015/regulation-8",
  "json_url": "https://openlegislation.uk/payment-accounts-regulations-2015/regulation-8.json",
  "legislation": "uksi/2015/2038",
  "legislation_title": "The Payment Accounts Regulations 2015",
  "legislation_url": "https://openlegislation.uk/payment-accounts-regulations-2015",
  "path": "regulation/8",
  "kind": "regulation",
  "number": "8",
  "heading": "Fee information document",
  "text": "(1) Without affecting the requirements of—\n(a) Part 6 (information requirements for payment services) of the Payment Services Regulations;\n(b) any rules made by the Authority under Part 9A (rules and guidance) of the Act for the purposes of implementing Article 12 of Directive 2008/48/EC of the European Parliament and of the Council on credit agreements for consumers; as amended immediately before IP completion day\n(c) regulations 3 (information to be disclosed: agreements other than telephone contracts, non-telephone distance contracts, excluded pawn agreements and overdraft agreements), 4 (information to be disclosed: telephone contracts), 5 (information to be disclosed: non-telephone distance contracts), 10 and 11(information to be disclosed: overdraft agreements) of the Consumer Credit (Disclosure of Information) Regulations 2010; and\n(d) sections 55C (copy of draft consumer credit agreement) and 61B(2) (duty to supply copy of overdraft agreement) of the Consumer Credit Act 1974,\nany payment service provider that offers a payment account must ensure that, in good time before entering into a contract for a payment account with a consumer, it provides the consumer with a fee information document.\n(2) Schedule 1 makes further provision regarding the fee information document.",
  "extent": null,
  "status": null,
  "version": "current",
  "annotations": [
    {
      "type": "F",
      "label": "F1",
      "text": "Words in reg. 8(1)(a) substituted (13.1.2018) by The Payment Services Regulations 2017 (S.I. 2017/752), reg. 1(6), Sch. 8 para. 25(b) (with reg. 3)"
    },
    {
      "type": "F",
      "label": "F2",
      "text": "Words in reg. 8(1)(b) inserted (31.12.2020) by The Payment Accounts (Amendment) (EU Exit) Regulations 2019 (S.I. 2019/661), regs. 1(3), 8 (with savings in S.I. 2019/680, reg. 11); 2020 c. 1, Sch. 5 para. 1(1) (as amended by S.I. 2020/1301, regs. 1, 3 Sch. para. 36)"
    },
    {
      "type": "footnote",
      "label": "f1",
      "text": "Part 9A was substituted for the original Part 10 (sections 138-164) by section 24(1) of the Financial Services Act 2012."
    },
    {
      "type": "footnote",
      "label": "f2",
      "text": "OJ No L 133, 22.5.2008, p66."
    },
    {
      "type": "footnote",
      "label": "f3",
      "text": "Regulation 3 was amended by S.I. 2010/1969 and S.I. 2013/1881."
    },
    {
      "type": "footnote",
      "label": "f4",
      "text": "Regulation 10 was amended by S.I. 2010/1969 and S.I. 2011/11."
    },
    {
      "type": "footnote",
      "label": "f5",
      "text": "S.I. 2010/1013."
    },
    {
      "type": "footnote",
      "label": "f6",
      "text": "Section 55C was inserted by S.I. 2010/1010 and amended by S.I. 2013/1881 and S.I. 2015/910."
    },
    {
      "type": "footnote",
      "label": "f7",
      "text": "Section 61B was inserted by S.I. 2010/1010."
    },
    {
      "type": "footnote",
      "label": "f8",
      "text": "1974 c.39."
    }
  ],
  "outstanding_effects": [],
  "provenance": {
    "source": "legislation.gov.uk",
    "source_url": "https://www.legislation.gov.uk/uksi/2015/2038/regulation/8",
    "retrieved_at": "2026-10-28T23:29:04.366940+00:00"
  },
  "licence": "Open Government Licence v3.0",
  "licence_url": "https://www.nationalarchives.gov.uk/doc/open-government-licence/version/3/",
  "attribution": "Contains public sector information licensed under the Open Government Licence v3.0. Source: legislation.gov.uk, The National Archives."
}