{
  "url": "https://openlegislation.uk/payment-services-regulations-2017",
  "json_url": "https://openlegislation.uk/payment-services-regulations-2017.json",
  "id": "uksi/2017/752",
  "title": "The Payment Services Regulations 2017",
  "long_title": "These Regulations transpose in part Directive 2015/2366/EU of the European Parliament and of the Council of 25th November 2015 on payment services in the internal market, amending Directives 2002/65/EC, 2009/110/EC and 2013/36/EU and Regulation (EU) No. 1093/2010, and repealing Directive 2007/64/EC (OJ L 337 23.12.2015, p.35) also known as the Revised Payment Services Directive or “PSD2”. The Financial Conduct Authority (“FCA”) is responsible for transposing other parts of PSD2. A transposition note setting out how PSD2 will be transposed into UK law is published with the Explanatory Memorandum to these Regulations on legislation.gov.uk.",
  "citation": "S.I. 2017/752",
  "type": "uksi",
  "year": "2017",
  "number": "752",
  "version": "current",
  "date": "2017-07-18",
  "revised": true,
  "valid_from": "2026-04-28",
  "extent": "E+W+S+N.I.",
  "unapplied_effects": 3,
  "provisions": [
    {
      "path": "introduction",
      "kind": "introduction",
      "number": null,
      "heading": "Introductory text",
      "url": "https://openlegislation.uk/payment-services-regulations-2017/introduction",
      "extent": "E+W+S+N.I.",
      "status": null,
      "parent": null
    },
    {
      "path": "part/1",
      "kind": "part",
      "number": "1",
      "heading": "Introductory provisions",
      "url": null,
      "extent": null,
      "status": null,
      "parent": null
    },
    {
      "path": "regulation/1",
      "kind": "regulation",
      "number": "1",
      "heading": "Citation, commencement and extent",
      "url": "https://openlegislation.uk/payment-services-regulations-2017/regulation-1",
      "extent": null,
      "status": null,
      "parent": "part/1"
    },
    {
      "path": "regulation/2",
      "kind": "regulation",
      "number": "2",
      "heading": "Interpretation",
      "url": "https://openlegislation.uk/payment-services-regulations-2017/regulation-2",
      "extent": "E+W+S+N.I.",
      "status": null,
      "parent": "part/1"
    },
    {
      "path": "regulation/3",
      "kind": "regulation",
      "number": "3",
      "heading": "Exemption for certain bodies",
      "url": "https://openlegislation.uk/payment-services-regulations-2017/regulation-3",
      "extent": "E+W+S+N.I.",
      "status": null,
      "parent": "part/1"
    },
    {
      "path": "part/2",
      "kind": "part",
      "number": "2",
      "heading": "Registration",
      "url": null,
      "extent": null,
      "status": null,
      "parent": null
    },
    {
      "path": "part/2/crossheading/the-register",
      "kind": "crossheading",
      "number": null,
      "heading": "The register",
      "url": null,
      "extent": null,
      "status": null,
      "parent": "part/2"
    },
    {
      "path": "regulation/4",
      "kind": "regulation",
      "number": "4",
      "heading": "The register of certain payment service providers",
      "url": "https://openlegislation.uk/payment-services-regulations-2017/regulation-4",
      "extent": null,
      "status": null,
      "parent": "part/2/crossheading/the-register"
    },
    {
      "path": "part/2/crossheading/authorisation-as-a-payment-institution",
      "kind": "crossheading",
      "number": null,
      "heading": "Authorisation as a payment institution",
      "url": null,
      "extent": null,
      "status": null,
      "parent": "part/2"
    },
    {
      "path": "regulation/5",
      "kind": "regulation",
      "number": "5",
      "heading": "Application for authorisation as a payment institution or variation of an existing authorisation",
      "url": "https://openlegislation.uk/payment-services-regulations-2017/regulation-5",
      "extent": null,
      "status": null,
      "parent": "part/2/crossheading/authorisation-as-a-payment-institution"
    },
    {
      "path": "regulation/6",
      "kind": "regulation",
      "number": "6",
      "heading": "Conditions for authorisation as a payment institution",
      "url": "https://openlegislation.uk/payment-services-regulations-2017/regulation-6",
      "extent": "E+W+S+N.I.",
      "status": null,
      "parent": "part/2/crossheading/authorisation-as-a-payment-institution"
    },
    {
      "path": "regulation/7",
      "kind": "regulation",
      "number": "7",
      "heading": "Imposition of requirements",
      "url": "https://openlegislation.uk/payment-services-regulations-2017/regulation-7",
      "extent": null,
      "status": null,
      "parent": "part/2/crossheading/authorisation-as-a-payment-institution"
    },
    {
      "path": "regulation/8",
      "kind": "regulation",
      "number": "8",
      "heading": "Variation etc. at request of authorised payment institution",
      "url": "https://openlegislation.uk/payment-services-regulations-2017/regulation-8",
      "extent": null,
      "status": null,
      "parent": "part/2/crossheading/authorisation-as-a-payment-institution"
    },
    {
      "path": "regulation/9",
      "kind": "regulation",
      "number": "9",
      "heading": "Determination of application for authorisation or variation of authorisation",
      "url": "https://openlegislation.uk/payment-services-regulations-2017/regulation-9",
      "extent": null,
      "status": null,
      "parent": "part/2/crossheading/authorisation-as-a-payment-institution"
    },
    {
      "path": "regulation/10",
      "kind": "regulation",
      "number": "10",
      "heading": "Cancellation of authorisation",
      "url": "https://openlegislation.uk/payment-services-regulations-2017/regulation-10",
      "extent": null,
      "status": null,
      "parent": "part/2/crossheading/authorisation-as-a-payment-institution"
    },
    {
      "path": "regulation/11",
      "kind": "regulation",
      "number": "11",
      "heading": "Request for cancellation of authorisation",
      "url": "https://openlegislation.uk/payment-services-regulations-2017/regulation-11",
      "extent": null,
      "status": null,
      "parent": "part/2/crossheading/authorisation-as-a-payment-institution"
    },
    {
      "path": "regulation/12",
      "kind": "regulation",
      "number": "12",
      "heading": "Variation of authorisation on FCA's own initiative",
      "url": "https://openlegislation.uk/payment-services-regulations-2017/regulation-12",
      "extent": null,
      "status": null,
      "parent": "part/2/crossheading/authorisation-as-a-payment-institution"
    },
    {
      "path": "part/2/crossheading/registration-as-a-small-payment-institution",
      "kind": "crossheading",
      "number": null,
      "heading": "Registration as a small payment institution",
      "url": null,
      "extent": null,
      "status": null,
      "parent": "part/2"
    },
    {
      "path": "regulation/13",
      "kind": "regulation",
      "number": "13",
      "heading": "Application for registration as a small payment institution or variation of an existing registration",
      "url": "https://openlegislation.uk/payment-services-regulations-2017/regulation-13",
      "extent": null,
      "status": null,
      "parent": "part/2/crossheading/registration-as-a-small-payment-institution"
    },
    {
      "path": "regulation/14",
      "kind": "regulation",
      "number": "14",
      "heading": "Conditions for registration as a small payment institution",
      "url": "https://openlegislation.uk/payment-services-regulations-2017/regulation-14",
      "extent": "E+W+S+N.I.",
      "status": null,
      "parent": "part/2/crossheading/registration-as-a-small-payment-institution"
    },
    {
      "path": "regulation/15",
      "kind": "regulation",
      "number": "15",
      "heading": "Supplementary provisions",
      "url": "https://openlegislation.uk/payment-services-regulations-2017/regulation-15",
      "extent": null,
      "status": null,
      "parent": "part/2/crossheading/registration-as-a-small-payment-institution"
    },
    {
      "path": "regulation/16",
      "kind": "regulation",
      "number": "16",
      "heading": "Application for authorisation or registration if requirements cease to be met",
      "url": "https://openlegislation.uk/payment-services-regulations-2017/regulation-16",
      "extent": null,
      "status": null,
      "parent": "part/2/crossheading/registration-as-a-small-payment-institution"
    },
    {
      "path": "part/2/crossheading/registration-as-an-account-information-service-provider",
      "kind": "crossheading",
      "number": null,
      "heading": "Registration as an account information service provider",
      "url": null,
      "extent": null,
      "status": null,
      "parent": "part/2"
    },
    {
      "path": "regulation/17",
      "kind": "regulation",
      "number": "17",
      "heading": "Application for registration as an account information service provider or variation of an existing registration",
      "url": "https://openlegislation.uk/payment-services-regulations-2017/regulation-17",
      "extent": null,
      "status": null,
      "parent": "part/2/crossheading/registration-as-an-account-information-service-provider"
    },
    {
      "path": "regulation/18",
      "kind": "regulation",
      "number": "18",
      "heading": "Conditions for registration as an account information service provider",
      "url": "https://openlegislation.uk/payment-services-regulations-2017/regulation-18",
      "extent": null,
      "status": null,
      "parent": "part/2/crossheading/registration-as-an-account-information-service-provider"
    },
    {
      "path": "regulation/19",
      "kind": "regulation",
      "number": "19",
      "heading": "Supplementary provisions",
      "url": "https://openlegislation.uk/payment-services-regulations-2017/regulation-19",
      "extent": null,
      "status": null,
      "parent": "part/2/crossheading/registration-as-an-account-information-service-provider"
    },
    {
      "path": "part/2/crossheading/common-provisions",
      "kind": "crossheading",
      "number": null,
      "heading": "Common provisions",
      "url": null,
      "extent": null,
      "status": null,
      "parent": "part/2"
    },
    {
      "path": "regulation/20",
      "kind": "regulation",
      "number": "20",
      "heading": "Duty to notify changes",
      "url": "https://openlegislation.uk/payment-services-regulations-2017/regulation-20",
      "extent": null,
      "status": null,
      "parent": "part/2/crossheading/common-provisions"
    },
    {
      "path": "regulation/21",
      "kind": "regulation",
      "number": "21",
      "heading": "Authorised payment institutions, small payment institutions and registered account information service providers acting without permission",
      "url": "https://openlegislation.uk/payment-services-regulations-2017/regulation-21",
      "extent": null,
      "status": null,
      "parent": "part/2/crossheading/common-provisions"
    },
    {
      "path": "part/3",
      "kind": "part",
      "number": "3",
      "heading": "Authorised Payment Institutions",
      "url": null,
      "extent": null,
      "status": null,
      "parent": null
    },
    {
      "path": "regulation/22",
      "kind": "regulation",
      "number": "22",
      "heading": "Capital requirements",
      "url": "https://openlegislation.uk/payment-services-regulations-2017/regulation-22",
      "extent": "E+W+S+N.I.",
      "status": null,
      "parent": "part/3"
    },
    {
      "path": "regulation/23",
      "kind": "regulation",
      "number": "23",
      "heading": "Safeguarding requirements",
      "url": "https://openlegislation.uk/payment-services-regulations-2017/regulation-23",
      "extent": "E+W+S+N.I.",
      "status": null,
      "parent": "part/3"
    },
    {
      "path": "regulation/23A",
      "kind": "regulation",
      "number": "23A",
      "heading": "Insolvency Regulations",
      "url": "https://openlegislation.uk/payment-services-regulations-2017/regulation-23A",
      "extent": null,
      "status": null,
      "parent": "part/3"
    },
    {
      "path": "regulation/24",
      "kind": "regulation",
      "number": "24",
      "heading": "Accounting and statutory audit",
      "url": "https://openlegislation.uk/payment-services-regulations-2017/regulation-24",
      "extent": "E+W+S+N.I.",
      "status": null,
      "parent": "part/3"
    },
    {
      "path": "regulation/25",
      "kind": "regulation",
      "number": "25",
      "heading": "Outsourcing",
      "url": "https://openlegislation.uk/payment-services-regulations-2017/regulation-25",
      "extent": null,
      "status": null,
      "parent": "part/3"
    },
    {
      "path": "part/3/crossheading/exercise-of-passport-rights",
      "kind": "crossheading",
      "number": null,
      "heading": "Exercise of passport rights",
      "url": null,
      "extent": null,
      "status": null,
      "parent": "part/3"
    },
    {
      "path": "regulation/26",
      "kind": "regulation",
      "number": "26",
      "heading": "Application of regulations 27 to 30 to account information service providers",
      "url": "https://openlegislation.uk/payment-services-regulations-2017/regulation-26",
      "extent": null,
      "status": "repealed",
      "parent": "part/3/crossheading/exercise-of-passport-rights"
    },
    {
      "path": "regulation/27",
      "kind": "regulation",
      "number": "27",
      "heading": "Notice of intention",
      "url": "https://openlegislation.uk/payment-services-regulations-2017/regulation-27",
      "extent": null,
      "status": "repealed",
      "parent": "part/3/crossheading/exercise-of-passport-rights"
    },
    {
      "path": "regulation/28",
      "kind": "regulation",
      "number": "28",
      "heading": "Decision following notice of intention",
      "url": "https://openlegislation.uk/payment-services-regulations-2017/regulation-28",
      "extent": null,
      "status": "repealed",
      "parent": "part/3/crossheading/exercise-of-passport-rights"
    },
    {
      "path": "regulation/29",
      "kind": "regulation",
      "number": "29",
      "heading": "Notice of intention from an EEA authorised payment institution",
      "url": "https://openlegislation.uk/payment-services-regulations-2017/regulation-29",
      "extent": null,
      "status": "repealed",
      "parent": "part/3/crossheading/exercise-of-passport-rights"
    },
    {
      "path": "regulation/30",
      "kind": "regulation",
      "number": "30",
      "heading": "Supervision of firms exercising passport rights",
      "url": "https://openlegislation.uk/payment-services-regulations-2017/regulation-30",
      "extent": null,
      "status": "repealed",
      "parent": "part/3/crossheading/exercise-of-passport-rights"
    },
    {
      "path": "part/4",
      "kind": "part",
      "number": "4",
      "heading": "Provisions Applicable to Authorised Payment Institutions and Small Payment Institutions",
      "url": null,
      "extent": null,
      "status": null,
      "parent": null
    },
    {
      "path": "regulation/31",
      "kind": "regulation",
      "number": "31",
      "heading": "Record keeping",
      "url": "https://openlegislation.uk/payment-services-regulations-2017/regulation-31",
      "extent": null,
      "status": null,
      "parent": "part/4"
    },
    {
      "path": "regulation/32",
      "kind": "regulation",
      "number": "32",
      "heading": "Additional activities",
      "url": "https://openlegislation.uk/payment-services-regulations-2017/regulation-32",
      "extent": null,
      "status": null,
      "parent": "part/4"
    },
    {
      "path": "regulation/33",
      "kind": "regulation",
      "number": "33",
      "heading": "Payment accounts and sums received for the execution of payment transactions",
      "url": "https://openlegislation.uk/payment-services-regulations-2017/regulation-33",
      "extent": null,
      "status": null,
      "parent": "part/4"
    },
    {
      "path": "regulation/34",
      "kind": "regulation",
      "number": "34",
      "heading": "Use of agents",
      "url": "https://openlegislation.uk/payment-services-regulations-2017/regulation-34",
      "extent": "E+W+S+N.I.",
      "status": null,
      "parent": "part/4"
    },
    {
      "path": "regulation/35",
      "kind": "regulation",
      "number": "35",
      "heading": "Removal of agent from register",
      "url": "https://openlegislation.uk/payment-services-regulations-2017/regulation-35",
      "extent": "E+W+S+N.I.",
      "status": null,
      "parent": "part/4"
    },
    {
      "path": "regulation/36",
      "kind": "regulation",
      "number": "36",
      "heading": "Reliance",
      "url": "https://openlegislation.uk/payment-services-regulations-2017/regulation-36",
      "extent": "E+W+S+N.I.",
      "status": null,
      "parent": "part/4"
    },
    {
      "path": "regulation/37",
      "kind": "regulation",
      "number": "37",
      "heading": "Duty to notify change in circumstance",
      "url": "https://openlegislation.uk/payment-services-regulations-2017/regulation-37",
      "extent": "E+W+S+N.I.",
      "status": null,
      "parent": "part/4"
    },
    {
      "path": "part/5",
      "kind": "part",
      "number": "5",
      "heading": "Requirements for providers of certain services which are not payment services",
      "url": null,
      "extent": null,
      "status": null,
      "parent": null
    },
    {
      "path": "regulation/38",
      "kind": "regulation",
      "number": "38",
      "heading": "Notification of use of limited network exclusion",
      "url": "https://openlegislation.uk/payment-services-regulations-2017/regulation-38",
      "extent": null,
      "status": null,
      "parent": "part/5"
    },
    {
      "path": "regulation/39",
      "kind": "regulation",
      "number": "39",
      "heading": "Notification of use of electronic communications exclusion",
      "url": "https://openlegislation.uk/payment-services-regulations-2017/regulation-39",
      "extent": null,
      "status": null,
      "parent": "part/5"
    },
    {
      "path": "part/6",
      "kind": "part",
      "number": "6",
      "heading": "Information Requirements for Payment Services",
      "url": null,
      "extent": null,
      "status": null,
      "parent": null
    },
    {
      "path": "part/6/crossheading/application",
      "kind": "crossheading",
      "number": null,
      "heading": "Application",
      "url": null,
      "extent": null,
      "status": null,
      "parent": "part/6"
    },
    {
      "path": "regulation/40",
      "kind": "regulation",
      "number": "40",
      "heading": "Application of Part 6",
      "url": "https://openlegislation.uk/payment-services-regulations-2017/regulation-40",
      "extent": null,
      "status": null,
      "parent": "part/6/crossheading/application"
    },
    {
      "path": "regulation/41",
      "kind": "regulation",
      "number": "41",
      "heading": "Application of this Part in the case of consumer credit agreements",
      "url": "https://openlegislation.uk/payment-services-regulations-2017/regulation-41",
      "extent": null,
      "status": null,
      "parent": "part/6/crossheading/application"
    },
    {
      "path": "regulation/42",
      "kind": "regulation",
      "number": "42",
      "heading": "Disapplication of certain regulations in the case of low-value payment instruments",
      "url": "https://openlegislation.uk/payment-services-regulations-2017/regulation-42",
      "extent": null,
      "status": null,
      "parent": "part/6/crossheading/application"
    },
    {
      "path": "part/6/crossheading/single-payment-service-contracts",
      "kind": "crossheading",
      "number": null,
      "heading": "Single payment service contracts",
      "url": null,
      "extent": null,
      "status": null,
      "parent": "part/6"
    },
    {
      "path": "regulation/43",
      "kind": "regulation",
      "number": "43",
      "heading": "Information required prior to the conclusion of a single payment service contract",
      "url": "https://openlegislation.uk/payment-services-regulations-2017/regulation-43",
      "extent": null,
      "status": null,
      "parent": "part/6/crossheading/single-payment-service-contracts"
    },
    {
      "path": "regulation/44",
      "kind": "regulation",
      "number": "44",
      "heading": "Information required after the initiation of a payment order",
      "url": "https://openlegislation.uk/payment-services-regulations-2017/regulation-44",
      "extent": null,
      "status": null,
      "parent": "part/6/crossheading/single-payment-service-contracts"
    },
    {
      "path": "regulation/45",
      "kind": "regulation",
      "number": "45",
      "heading": "Information required after receipt of the payment order",
      "url": "https://openlegislation.uk/payment-services-regulations-2017/regulation-45",
      "extent": null,
      "status": null,
      "parent": "part/6/crossheading/single-payment-service-contracts"
    },
    {
      "path": "regulation/46",
      "kind": "regulation",
      "number": "46",
      "heading": "Information for the payee after execution",
      "url": "https://openlegislation.uk/payment-services-regulations-2017/regulation-46",
      "extent": null,
      "status": null,
      "parent": "part/6/crossheading/single-payment-service-contracts"
    },
    {
      "path": "regulation/47",
      "kind": "regulation",
      "number": "47",
      "heading": "Avoidance of duplication of information",
      "url": "https://openlegislation.uk/payment-services-regulations-2017/regulation-47",
      "extent": null,
      "status": null,
      "parent": "part/6/crossheading/single-payment-service-contracts"
    },
    {
      "path": "part/6/crossheading/framework-contracts",
      "kind": "crossheading",
      "number": null,
      "heading": "Framework contracts",
      "url": null,
      "extent": null,
      "status": null,
      "parent": "part/6"
    },
    {
      "path": "regulation/48",
      "kind": "regulation",
      "number": "48",
      "heading": "Prior general information for framework contracts",
      "url": "https://openlegislation.uk/payment-services-regulations-2017/regulation-48",
      "extent": null,
      "status": null,
      "parent": "part/6/crossheading/framework-contracts"
    },
    {
      "path": "regulation/49",
      "kind": "regulation",
      "number": "49",
      "heading": "Information during period of contract",
      "url": "https://openlegislation.uk/payment-services-regulations-2017/regulation-49",
      "extent": null,
      "status": null,
      "parent": "part/6/crossheading/framework-contracts"
    },
    {
      "path": "regulation/50",
      "kind": "regulation",
      "number": "50",
      "heading": "Changes in contractual information",
      "url": "https://openlegislation.uk/payment-services-regulations-2017/regulation-50",
      "extent": null,
      "status": null,
      "parent": "part/6/crossheading/framework-contracts"
    },
    {
      "path": "regulation/51",
      "kind": "regulation",
      "number": "51",
      "heading": "Termination of framework contract",
      "url": "https://openlegislation.uk/payment-services-regulations-2017/regulation-51",
      "extent": null,
      "status": null,
      "parent": "part/6/crossheading/framework-contracts"
    },
    {
      "path": "regulation/51A",
      "kind": "regulation",
      "number": "51A",
      "heading": "Termination of framework contract entered into before 28th April 2026",
      "url": "https://openlegislation.uk/payment-services-regulations-2017/regulation-51A",
      "extent": null,
      "status": null,
      "parent": "part/6/crossheading/framework-contracts"
    },
    {
      "path": "regulation/51B",
      "kind": "regulation",
      "number": "51B",
      "heading": "Termination of framework contract entered into on or after 28th April 2026",
      "url": "https://openlegislation.uk/payment-services-regulations-2017/regulation-51B",
      "extent": null,
      "status": null,
      "parent": "part/6/crossheading/framework-contracts"
    },
    {
      "path": "regulation/51C",
      "kind": "regulation",
      "number": "51C",
      "heading": "Exceptions to regulation 51B(1) in relation to money laundering and immigration requirements etc.",
      "url": "https://openlegislation.uk/payment-services-regulations-2017/regulation-51C",
      "extent": null,
      "status": null,
      "parent": "part/6/crossheading/framework-contracts"
    },
    {
      "path": "regulation/51D",
      "kind": "regulation",
      "number": "51D",
      "heading": "Exceptions to regulation 51B(3) in relation to certain public order offences etc.",
      "url": "https://openlegislation.uk/payment-services-regulations-2017/regulation-51D",
      "extent": null,
      "status": null,
      "parent": "part/6/crossheading/framework-contracts"
    },
    {
      "path": "regulation/52",
      "kind": "regulation",
      "number": "52",
      "heading": "Information prior to execution of individual payment transaction",
      "url": "https://openlegislation.uk/payment-services-regulations-2017/regulation-52",
      "extent": null,
      "status": null,
      "parent": "part/6/crossheading/framework-contracts"
    },
    {
      "path": "regulation/53",
      "kind": "regulation",
      "number": "53",
      "heading": "Information for the payer on individual payment transactions",
      "url": "https://openlegislation.uk/payment-services-regulations-2017/regulation-53",
      "extent": null,
      "status": null,
      "parent": "part/6/crossheading/framework-contracts"
    },
    {
      "path": "regulation/54",
      "kind": "regulation",
      "number": "54",
      "heading": "Information for the payee on individual payment transactions",
      "url": "https://openlegislation.uk/payment-services-regulations-2017/regulation-54",
      "extent": null,
      "status": null,
      "parent": "part/6/crossheading/framework-contracts"
    },
    {
      "path": "part/6/crossheading/common-provisions",
      "kind": "crossheading",
      "number": null,
      "heading": "Common provisions",
      "url": null,
      "extent": null,
      "status": null,
      "parent": "part/6"
    },
    {
      "path": "regulation/55",
      "kind": "regulation",
      "number": "55",
      "heading": "Communication of information",
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      "extent": null,
      "status": null,
      "parent": "part/6/crossheading/common-provisions"
    },
    {
      "path": "regulation/56",
      "kind": "regulation",
      "number": "56",
      "heading": "Charges for information",
      "url": "https://openlegislation.uk/payment-services-regulations-2017/regulation-56",
      "extent": null,
      "status": null,
      "parent": "part/6/crossheading/common-provisions"
    },
    {
      "path": "regulation/57",
      "kind": "regulation",
      "number": "57",
      "heading": "Currency and currency conversion",
      "url": "https://openlegislation.uk/payment-services-regulations-2017/regulation-57",
      "extent": null,
      "status": null,
      "parent": "part/6/crossheading/common-provisions"
    },
    {
      "path": "regulation/58",
      "kind": "regulation",
      "number": "58",
      "heading": "Information on additional charges or reductions",
      "url": "https://openlegislation.uk/payment-services-regulations-2017/regulation-58",
      "extent": null,
      "status": null,
      "parent": "part/6/crossheading/common-provisions"
    },
    {
      "path": "regulation/59",
      "kind": "regulation",
      "number": "59",
      "heading": "Burden of proof on payment service provider",
      "url": "https://openlegislation.uk/payment-services-regulations-2017/regulation-59",
      "extent": null,
      "status": null,
      "parent": "part/6/crossheading/common-provisions"
    },
    {
      "path": "part/6/crossheading/other-information-requirements",
      "kind": "crossheading",
      "number": null,
      "heading": "Other information requirements",
      "url": null,
      "extent": null,
      "status": null,
      "parent": "part/6"
    },
    {
      "path": "regulation/60",
      "kind": "regulation",
      "number": "60",
      "heading": "Information requirements for account information service providers",
      "url": "https://openlegislation.uk/payment-services-regulations-2017/regulation-60",
      "extent": null,
      "status": null,
      "parent": "part/6/crossheading/other-information-requirements"
    },
    {
      "path": "regulation/61",
      "kind": "regulation",
      "number": "61",
      "heading": "Information on ATM withdrawal charges",
      "url": "https://openlegislation.uk/payment-services-regulations-2017/regulation-61",
      "extent": null,
      "status": null,
      "parent": "part/6/crossheading/other-information-requirements"
    },
    {
      "path": "regulation/62",
      "kind": "regulation",
      "number": "62",
      "heading": "Provision of information leaflet",
      "url": "https://openlegislation.uk/payment-services-regulations-2017/regulation-62",
      "extent": null,
      "status": null,
      "parent": "part/6/crossheading/other-information-requirements"
    },
    {
      "path": "part/7",
      "kind": "part",
      "number": "7",
      "heading": "Rights and Obligations in Relation to the Provision of Payment Services",
      "url": null,
      "extent": null,
      "status": null,
      "parent": null
    },
    {
      "path": "part/7/crossheading/application",
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      "number": null,
      "heading": "Application",
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      "extent": null,
      "status": null,
      "parent": "part/7"
    },
    {
      "path": "regulation/63",
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      "number": "63",
      "heading": "Application of Part 7",
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      "extent": null,
      "status": null,
      "parent": "part/7/crossheading/application"
    },
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      "path": "regulation/64",
      "kind": "regulation",
      "number": "64",
      "heading": "Application of this Part in the case of consumer credit agreements",
      "url": "https://openlegislation.uk/payment-services-regulations-2017/regulation-64",
      "extent": null,
      "status": null,
      "parent": "part/7/crossheading/application"
    },
    {
      "path": "regulation/65",
      "kind": "regulation",
      "number": "65",
      "heading": "Disapplication of certain regulations in the case of low value payment instruments",
      "url": "https://openlegislation.uk/payment-services-regulations-2017/regulation-65",
      "extent": null,
      "status": null,
      "parent": "part/7/crossheading/application"
    },
    {
      "path": "part/7/crossheading/charges",
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      "number": null,
      "heading": "Charges",
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      "extent": null,
      "status": null,
      "parent": "part/7"
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      "path": "regulation/66",
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      "heading": "Charges",
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      "extent": null,
      "status": null,
      "parent": "part/7/crossheading/charges"
    },
    {
      "path": "part/7/crossheading/authorisation-of-payment-transactions",
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      "number": null,
      "heading": "Authorisation of payment transactions",
      "url": null,
      "extent": null,
      "status": null,
      "parent": "part/7"
    },
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      "path": "regulation/67",
      "kind": "regulation",
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      "heading": "Consent and withdrawal of consent",
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      "extent": null,
      "status": null,
      "parent": "part/7/crossheading/authorisation-of-payment-transactions"
    },
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      "path": "regulation/68",
      "kind": "regulation",
      "number": "68",
      "heading": "Confirmation of availability of funds for card-based payment transactions",
      "url": "https://openlegislation.uk/payment-services-regulations-2017/regulation-68",
      "extent": null,
      "status": null,
      "parent": "part/7/crossheading/authorisation-of-payment-transactions"
    },
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      "path": "regulation/69",
      "kind": "regulation",
      "number": "69",
      "heading": "Access to payment accounts for payment initiation services",
      "url": "https://openlegislation.uk/payment-services-regulations-2017/regulation-69",
      "extent": null,
      "status": null,
      "parent": "part/7/crossheading/authorisation-of-payment-transactions"
    },
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      "path": "regulation/70",
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      "number": "70",
      "heading": "Access to payment accounts for account information services",
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      "extent": null,
      "status": null,
      "parent": "part/7/crossheading/authorisation-of-payment-transactions"
    },
    {
      "path": "regulation/71",
      "kind": "regulation",
      "number": "71",
      "heading": "Limits on the use of payment instruments and access to payment accounts",
      "url": "https://openlegislation.uk/payment-services-regulations-2017/regulation-71",
      "extent": null,
      "status": null,
      "parent": "part/7/crossheading/authorisation-of-payment-transactions"
    },
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      "path": "regulation/72",
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      "heading": "Obligations of the payment service user in relation to payment instruments and personalised security credentials",
      "url": "https://openlegislation.uk/payment-services-regulations-2017/regulation-72",
      "extent": null,
      "status": null,
      "parent": "part/7/crossheading/authorisation-of-payment-transactions"
    },
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      "path": "regulation/73",
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      "heading": "Obligations of the payment service provider in relation to payment instruments",
      "url": "https://openlegislation.uk/payment-services-regulations-2017/regulation-73",
      "extent": null,
      "status": null,
      "parent": "part/7/crossheading/authorisation-of-payment-transactions"
    },
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      "path": "regulation/74",
      "kind": "regulation",
      "number": "74",
      "heading": "Notification and rectification of unauthorised or incorrectly executed payment transactions",
      "url": "https://openlegislation.uk/payment-services-regulations-2017/regulation-74",
      "extent": null,
      "status": null,
      "parent": "part/7/crossheading/authorisation-of-payment-transactions"
    },
    {
      "path": "regulation/75",
      "kind": "regulation",
      "number": "75",
      "heading": "Evidence on authentication and execution of payment transactions",
      "url": "https://openlegislation.uk/payment-services-regulations-2017/regulation-75",
      "extent": null,
      "status": null,
      "parent": "part/7/crossheading/authorisation-of-payment-transactions"
    },
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      "path": "regulation/76",
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      "number": "76",
      "heading": "Payment service provider's liability for unauthorised payment transactions",
      "url": "https://openlegislation.uk/payment-services-regulations-2017/regulation-76",
      "extent": null,
      "status": null,
      "parent": "part/7/crossheading/authorisation-of-payment-transactions"
    },
    {
      "path": "regulation/77",
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      "number": "77",
      "heading": "Payer or payee's liability for unauthorised payment transactions",
      "url": "https://openlegislation.uk/payment-services-regulations-2017/regulation-77",
      "extent": null,
      "status": null,
      "parent": "part/7/crossheading/authorisation-of-payment-transactions"
    },
    {
      "path": "regulation/78",
      "kind": "regulation",
      "number": "78",
      "heading": "Payment transactions where the transaction amount is not known in advance",
      "url": "https://openlegislation.uk/payment-services-regulations-2017/regulation-78",
      "extent": null,
      "status": null,
      "parent": "part/7/crossheading/authorisation-of-payment-transactions"
    },
    {
      "path": "regulation/79",
      "kind": "regulation",
      "number": "79",
      "heading": "Refunds for payment transactions initiated by or through a payee",
      "url": "https://openlegislation.uk/payment-services-regulations-2017/regulation-79",
      "extent": null,
      "status": null,
      "parent": "part/7/crossheading/authorisation-of-payment-transactions"
    },
    {
      "path": "regulation/80",
      "kind": "regulation",
      "number": "80",
      "heading": "Requests for refunds for payment transactions initiated by or through a payee",
      "url": "https://openlegislation.uk/payment-services-regulations-2017/regulation-80",
      "extent": null,
      "status": null,
      "parent": "part/7/crossheading/authorisation-of-payment-transactions"
    },
    {
      "path": "part/7/crossheading/execution-of-payment-transactions",
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      "heading": "Execution of payment transactions",
      "url": null,
      "extent": null,
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      "parent": "part/7"
    },
    {
      "path": "regulation/81",
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      "number": "81",
      "heading": "Receipt of payment orders",
      "url": "https://openlegislation.uk/payment-services-regulations-2017/regulation-81",
      "extent": null,
      "status": null,
      "parent": "part/7/crossheading/execution-of-payment-transactions"
    },
    {
      "path": "regulation/82",
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      "heading": "Refusal of payment orders",
      "url": "https://openlegislation.uk/payment-services-regulations-2017/regulation-82",
      "extent": null,
      "status": null,
      "parent": "part/7/crossheading/execution-of-payment-transactions"
    },
    {
      "path": "regulation/83",
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      "number": "83",
      "heading": "Revocation of a payment order",
      "url": "https://openlegislation.uk/payment-services-regulations-2017/regulation-83",
      "extent": null,
      "status": null,
      "parent": "part/7/crossheading/execution-of-payment-transactions"
    },
    {
      "path": "regulation/84",
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      "number": "84",
      "heading": "Amounts transferred and amounts received",
      "url": "https://openlegislation.uk/payment-services-regulations-2017/regulation-84",
      "extent": null,
      "status": null,
      "parent": "part/7/crossheading/execution-of-payment-transactions"
    },
    {
      "path": "part/7/crossheading/execution-time-and-value-date",
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      "heading": "Execution time and value date",
      "url": null,
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    },
    {
      "path": "regulation/85",
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      "number": "85",
      "heading": "Application of regulations 86 to 88",
      "url": "https://openlegislation.uk/payment-services-regulations-2017/regulation-85",
      "extent": null,
      "status": null,
      "parent": "part/7/crossheading/execution-time-and-value-date"
    },
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      "path": "regulation/86",
      "kind": "regulation",
      "number": "86",
      "heading": "Payment transactions to a payment account",
      "url": "https://openlegislation.uk/payment-services-regulations-2017/regulation-86",
      "extent": null,
      "status": null,
      "parent": "part/7/crossheading/execution-time-and-value-date"
    },
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      "path": "regulation/87",
      "kind": "regulation",
      "number": "87",
      "heading": "Absence of payee's payment account with the payment service provider",
      "url": "https://openlegislation.uk/payment-services-regulations-2017/regulation-87",
      "extent": null,
      "status": null,
      "parent": "part/7/crossheading/execution-time-and-value-date"
    },
    {
      "path": "regulation/88",
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      "number": "88",
      "heading": "Cash placed on a payment account",
      "url": "https://openlegislation.uk/payment-services-regulations-2017/regulation-88",
      "extent": null,
      "status": null,
      "parent": "part/7/crossheading/execution-time-and-value-date"
    },
    {
      "path": "regulation/89",
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      "number": "89",
      "heading": "Value date and availability of funds",
      "url": "https://openlegislation.uk/payment-services-regulations-2017/regulation-89",
      "extent": "E+W+S+N.I.",
      "status": null,
      "parent": "part/7/crossheading/execution-time-and-value-date"
    },
    {
      "path": "part/7/crossheading/liability",
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      "url": null,
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    },
    {
      "path": "regulation/90",
      "kind": "regulation",
      "number": "90",
      "heading": "Incorrect unique identifiers",
      "url": "https://openlegislation.uk/payment-services-regulations-2017/regulation-90",
      "extent": null,
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      "parent": "part/7/crossheading/liability"
    },
    {
      "path": "regulation/91",
      "kind": "regulation",
      "number": "91",
      "heading": "Non-execution or defective or late execution of payment transactions initiated by the payer",
      "url": "https://openlegislation.uk/payment-services-regulations-2017/regulation-91",
      "extent": null,
      "status": null,
      "parent": "part/7/crossheading/liability"
    },
    {
      "path": "regulation/92",
      "kind": "regulation",
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      "heading": "Non-execution or defective or late execution of payment transactions initiated by the payee",
      "url": "https://openlegislation.uk/payment-services-regulations-2017/regulation-92",
      "extent": null,
      "status": null,
      "parent": "part/7/crossheading/liability"
    },
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      "path": "regulation/93",
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      "number": "93",
      "heading": "Non-execution or defective or late execution of payment transactions initiated through a payment initiation service",
      "url": "https://openlegislation.uk/payment-services-regulations-2017/regulation-93",
      "extent": null,
      "status": null,
      "parent": "part/7/crossheading/liability"
    },
    {
      "path": "regulation/94",
      "kind": "regulation",
      "number": "94",
      "heading": "Liability of payment service provider for charges and interest",
      "url": "https://openlegislation.uk/payment-services-regulations-2017/regulation-94",
      "extent": null,
      "status": null,
      "parent": "part/7/crossheading/liability"
    },
    {
      "path": "regulation/94A",
      "kind": "regulation",
      "number": "94A",
      "heading": "Liability of payment service provider for charges and interest as a consequence of delay under regulation 86(2B)",
      "url": "https://openlegislation.uk/payment-services-regulations-2017/regulation-94A",
      "extent": null,
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      "parent": "part/7/crossheading/liability"
    },
    {
      "path": "regulation/95",
      "kind": "regulation",
      "number": "95",
      "heading": "Right of recourse",
      "url": "https://openlegislation.uk/payment-services-regulations-2017/regulation-95",
      "extent": null,
      "status": null,
      "parent": "part/7/crossheading/liability"
    },
    {
      "path": "regulation/96",
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      "number": "96",
      "heading": "Force majeure",
      "url": "https://openlegislation.uk/payment-services-regulations-2017/regulation-96",
      "extent": null,
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      "parent": "part/7/crossheading/liability"
    },
    {
      "path": "part/7/crossheading/miscellaneous",
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    },
    {
      "path": "regulation/97",
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      "number": "97",
      "heading": "Consent for use of personal data",
      "url": "https://openlegislation.uk/payment-services-regulations-2017/regulation-97",
      "extent": null,
      "status": null,
      "parent": "part/7/crossheading/miscellaneous"
    },
    {
      "path": "regulation/98",
      "kind": "regulation",
      "number": "98",
      "heading": "Management of operational and security risks",
      "url": "https://openlegislation.uk/payment-services-regulations-2017/regulation-98",
      "extent": null,
      "status": null,
      "parent": "part/7/crossheading/miscellaneous"
    },
    {
      "path": "regulation/99",
      "kind": "regulation",
      "number": "99",
      "heading": "Incident reporting",
      "url": "https://openlegislation.uk/payment-services-regulations-2017/regulation-99",
      "extent": null,
      "status": null,
      "parent": "part/7/crossheading/miscellaneous"
    },
    {
      "path": "regulation/100",
      "kind": "regulation",
      "number": "100",
      "heading": "Authentication",
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      "extent": "E+W+S+N.I.",
      "status": null,
      "parent": "part/7/crossheading/miscellaneous"
    },
    {
      "path": "regulation/101",
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      "number": "101",
      "heading": "Dispute resolution",
      "url": "https://openlegislation.uk/payment-services-regulations-2017/regulation-101",
      "extent": null,
      "status": null,
      "parent": "part/7/crossheading/miscellaneous"
    },
    {
      "path": "part/8",
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      "number": "8",
      "heading": "Access to payment systems and bank accounts",
      "url": null,
      "extent": null,
      "status": null,
      "parent": null
    },
    {
      "path": "regulation/102",
      "kind": "regulation",
      "number": "102",
      "heading": "Application of regulation 103",
      "url": "https://openlegislation.uk/payment-services-regulations-2017/regulation-102",
      "extent": null,
      "status": null,
      "parent": "part/8"
    },
    {
      "path": "regulation/103",
      "kind": "regulation",
      "number": "103",
      "heading": "Prohibition on restrictive rules on access to payment systems",
      "url": "https://openlegislation.uk/payment-services-regulations-2017/regulation-103",
      "extent": null,
      "status": null,
      "parent": "part/8"
    },
    {
      "path": "regulation/104",
      "kind": "regulation",
      "number": "104",
      "heading": "Indirect access to designated systems",
      "url": "https://openlegislation.uk/payment-services-regulations-2017/regulation-104",
      "extent": null,
      "status": null,
      "parent": "part/8"
    },
    {
      "path": "regulation/105",
      "kind": "regulation",
      "number": "105",
      "heading": "Access to bank accounts",
      "url": "https://openlegislation.uk/payment-services-regulations-2017/regulation-105",
      "extent": null,
      "status": null,
      "parent": "part/8"
    },
    {
      "path": "part/9",
      "kind": "part",
      "number": "9",
      "heading": "The Financial Conduct Authority",
      "url": null,
      "extent": null,
      "status": null,
      "parent": null
    },
    {
      "path": "regulation/106",
      "kind": "regulation",
      "number": "106",
      "heading": "Functions of the FCA",
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      "extent": null,
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      "heading": "Application of this Part to requirements of assimilated direct legislation and FCA rules",
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      "path": "schedule/1/part/1",
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