{
  "url": "https://openlegislation.uk/payment-services-regulations-2017/regulation-135",
  "json_url": "https://openlegislation.uk/payment-services-regulations-2017/regulation-135.json",
  "legislation": "uksi/2017/752",
  "legislation_title": "The Payment Services Regulations 2017",
  "legislation_url": "https://openlegislation.uk/payment-services-regulations-2017",
  "path": "regulation/135",
  "kind": "regulation",
  "number": "135",
  "heading": "Information and investigation",
  "text": "(1) Sections 81 to 93 of the 2013 Act (information and investigation powers and disclosure of information) apply for the purposes of the Payment Systems Regulator's functions under these Regulations as if—\n(a) references to Part 5 of the 2013 Act were references to these Regulations;\n(b) references to a participant in a regulated payment system were references to a regulated person;\n(c) references to a compliance failure were references to a compliance failure as defined in regulation 123 (interpretation of this Part);\n(d) in section 81 (power to obtain information or documents)—\n(i) subsection (1)(a) were omitted\n(ii) in subsection (1)(b), “otherwise” were omitted; and\n(iii) after subsection (3) there were inserted—\n“(4) A notice under subsection (1) requiring information must specify the purpose for which the information is required and the time within which the information is to be provided.”.\n(e) in section 82(1) (reports by skilled persons) the reference to participation in a payment system were a reference to compliance with the qualifying requirements;\n(f) in section 83 (appointment of persons to conduct investigations), subsection (1) were omitted;\n(g) in section 90 (enforcement of information and investigation powers)—\n(i) in subsection (7)(a)(i) for “the general limit in a magistrates’ court (or 6 months, if the offence was committed before 2nd May 2022)” there were substituted “ 3 months ”;\n(ii) in subsection (7)(a)(iii) for “6 months” there were substituted “ 3 months ”; and\n(iii) in subsection (8)(a) for “51 weeks (or 3 months, if the offence was committed before the commencement of section 280(2) of the Criminal Justice Act 2003)” there were substituted “ 3 months ”;\n(h) in section 91 (restrictions on disclosure of confidential information), subsection (6) were omitted; and\n(i) in section 93 (offences relating to disclosure of confidential information), in subsection (4)(a) for “51 weeks (or 3 months, if the offence was committed before the commencement of section 280(2) of the Criminal Justice Act 2003)” there were substituted “ 3 months ”.\n(2) The Financial Services (Banking Reform) Act 2013 (Disclosure of Confidential Information) Regulations 2014 (“the 2014 Regulations”) apply for the purposes of the Payment Systems Regulator's functions under these Regulations as if—\n(a) the reference in regulation 5(3)(a) of the 2014 Regulations (disclosure for the purposes of certain other proceedings) to Part 5 of the 2013 Act were a reference to these Regulations; and\n(b) the following entry were included in the table in the Schedule to the 2014 Regulations (persons and functions in respect of which disclosure is permitted)—\n“\nAn enforcement authority for the purpose of the Consumer Rights (Payment Surcharges) Regulations 2012 (see regulation 7(5))\nIts functions under those Regulations.\nThe Competition and Markets Authority; local weights and measures authorities in Great Britain; and the Department for the Economy in Northern Ireland.\nTheir functions under Part 3 of the Digital Markets, Competition and Consumers Act 2024 (enforcement of consumer protection law) in so far as they relate to the Consumer Rights (Payment Surcharges) Regulations 2012.\n”.",
  "extent": "E+W+S+N.I.",
  "status": null,
  "version": "current",
  "annotations": [
    {
      "type": "F",
      "label": "F1",
      "text": "Word in reg. 135(1)(e) substituted (31.12.2020) by The Electronic Money, Payment Services and Payment Systems (Amendment and Transitional Provisions) (EU Exit) Regulations 2018 (S.I. 2018/1201), reg. 1(3), Sch. 2 para. 60 (with reg. 4, Sch. 3 Pt. 2) (as amended by S.I. 2020/56, regs. 1, 8); 2020 c. 1, Sch. 5 para. 1(1)"
    },
    {
      "type": "F",
      "label": "F2",
      "text": "Words in reg. 135(1)(g)(i) substituted (7.2.2023 at 12.00 p.m.) by The Judicial Review and Courts Act 2022 (Magistrates’ Court Sentencing Powers) Regulations 2023 (S.I. 2023/149), regs. 1(2), 2(2), Sch. Pt. 2 table"
    },
    {
      "type": "F",
      "label": "F3",
      "text": "Words in reg. 135(1)(g)(i) substituted (28.4.2022) by The Criminal Justice Act 2003 (Commencement No. 33) and Sentencing Act 2020 (Commencement No. 2) Regulations 2022 (S.I. 2022/500), regs. 1(2), 5(2), Sch. Pt. 2"
    },
    {
      "type": "F",
      "label": "F4",
      "text": "Words in reg. 135(2)(b) substituted (6.4.2025) by The Digital Markets, Competition and Consumers Act 2024 (Consequential Amendments) Regulations 2025 (S.I. 2025/381), reg. 1(2), Sch. para. 38"
    },
    {
      "type": "M",
      "label": "M1",
      "text": "S.I. 2014/882."
    }
  ],
  "outstanding_effects": [],
  "provenance": {
    "source": "legislation.gov.uk",
    "source_url": "https://www.legislation.gov.uk/uksi/2017/752/regulation/135",
    "retrieved_at": "2026-10-28T23:09:36.065342+00:00"
  },
  "licence": "Open Government Licence v3.0",
  "licence_url": "https://www.nationalarchives.gov.uk/doc/open-government-licence/version/3/",
  "attribution": "Contains public sector information licensed under the Open Government Licence v3.0. Source: legislation.gov.uk, The National Archives."
}