{
  "url": "https://openlegislation.uk/pension-protection-fund-maladministration-regulations-2005/note",
  "json_url": "https://openlegislation.uk/pension-protection-fund-maladministration-regulations-2005/note.json",
  "legislation": "uksi/2005/650",
  "legislation_title": "The Pension Protection Fund (Maladministration) Regulations 2005",
  "legislation_url": "https://openlegislation.uk/pension-protection-fund-maladministration-regulations-2005",
  "path": "note",
  "kind": "note",
  "number": null,
  "heading": "Explanatory note",
  "text": "(This note is not part of the Regulations)\nThese Regulations provide for the investigation by the Board of the Pension Protection Fund of allegations of maladministration under section 208 of the Pensions Act 2004 (c. 35) (“the Act”).\nThe Board of the Pension Protection Fund is established by section 107 of the Act to provide compensation for members of certain occupational pension schemes in the event of the insolvency of the scheme’s sponsoring employer and where the pension scheme is underfunded at a certain level.\nRegulation 1 provides for citation, commencement and interpretation.\nRegulation 2 provides that the Board must investigate certain complaints.\nRegulation 3 provides that an application must generally be made within 28 days of the day on which the complainant became aware of the act or omission by the Board. It makes further provision for the Board to give a decision where an application is made outside this time limit in certain circumstances.\nRegulation 4 provides for the form that the complaint must take.\nRegulation 5 sets out the matters to be considered by the Board in giving a decision.\nRegulation 6 provides for the time by which a decision must be given and makes further provision for an interim reply.\nRegulation 7 provides that the Board may pay compensation to the complainant.\nRegulation 8 sets out the matters to be included in a decision.\nRegulation 9 provides that the Board must send a copy of the decision to the complainant and a summary of the decision to other persons if it considers that they may have suffered injustice, unless the Board considers that any injustice is likely to have been trivial.\nRegulation 10 provides that after the Board has given a decision a complainant may apply to a committee of the Board for further investigation of the complaint and a further decision.\nRegulation 11 provides that an application must be sent to the committee of the Board within 28 days of the day on which the Board sent the complainant a copy of the decision. It makes further provision for the Board to give a decision where an application is made outside this time limit in certain circumstances.\nRegulation 12 provides for the form that an application must take.\nRegulation 13 sets out the matters to be considered by the committee of the Board in giving a decision.\nRegulation 14 provides for the time by which a decision must be given by the committee of the Board and makes further provision for an interim reply.\nRegulation 15 provides for the powers of the committee of the Board in making a review decision, including the power to pay compensation to the complainant.\nRegulation 16 provides for matters to be included in a decision by the committee of the Board.\nRegulation 17 provides that the committee of the Board must send a copy of the decision to the complainant and a summary of the decision to other persons if it considers that they may have suffered injustice, unless the Board considers that any injustice is likely to have been trivial.\nRegulation 18 provides that a person concerned with an act or omission by the Board that gives rise to a complaint of maladminstration must not participate in the investigation or a decision in respect of a relevant complaint. Similarly paragraph (2) modifies paragraph 15 of Schedule 5 to the Act in respect of a committee of the Board established to give a decision under regulation 10.\nRegulation 19 provides that an application for investigation and a decision in respect of a relevant complaint may be made by a person on behalf of the complainant. It also provides for representation where the complainant dies or is incapable of acting.\nAs these Regulations are made before the expiry of the period of six months beginning with the coming into force of the provisions of the Act by virtue of which they are made, the requirement for the Secretary of State to consult such persons as he considers appropriate does not apply.\nA full regulatory impact assessment has not been produced for this instrument as it has no impact on the costs of business.",
  "extent": null,
  "status": null,
  "version": "current",
  "annotations": [],
  "outstanding_effects": [],
  "provenance": {
    "source": "legislation.gov.uk",
    "source_url": "https://www.legislation.gov.uk/uksi/2005/650/note",
    "retrieved_at": "2026-10-29T05:04:29.318924+00:00"
  },
  "licence": "Open Government Licence v3.0",
  "licence_url": "https://www.nationalarchives.gov.uk/doc/open-government-licence/version/3/",
  "attribution": "Contains public sector information licensed under the Open Government Licence v3.0. Source: legislation.gov.uk, The National Archives."
}