{
  "url": "https://openlegislation.uk/pension-schemes-northern-ireland-act-1993",
  "json_url": "https://openlegislation.uk/pension-schemes-northern-ireland-act-1993.json",
  "id": "ukpga/1993/49",
  "title": "Pension Schemes (Northern Ireland) Act 1993",
  "short_title": "Pension Schemes (Northern Ireland) Act 1993",
  "long_title": "An Act to consolidate for Northern Ireland certain enactments relating to pension schemes, with corrections and minor improvements under the Consolidation of Enactments (Procedure) Act 1949.",
  "citation": "1993 c. 49",
  "type": "ukpga",
  "year": "1993",
  "number": "49",
  "version": "current",
  "date": "1993-11-05",
  "revised": true,
  "valid_from": "2026-07-31",
  "extent": "E+W+S+N.I.",
  "unapplied_effects": 70,
  "provisions": [
    {
      "path": "introduction",
      "kind": "introduction",
      "number": null,
      "heading": "Introductory text",
      "url": "https://openlegislation.uk/pension-schemes-northern-ireland-act-1993/introduction",
      "extent": "N.I.",
      "status": null,
      "parent": null
    },
    {
      "path": "part/I",
      "kind": "part",
      "number": "I",
      "heading": "Preliminary",
      "url": null,
      "extent": "N.I.",
      "status": null,
      "parent": null
    },
    {
      "path": "section/1",
      "kind": "section",
      "number": "1",
      "heading": "Categories of pension schemes.",
      "url": "https://openlegislation.uk/pension-schemes-northern-ireland-act-1993/section-1",
      "extent": "N.I.",
      "status": null,
      "parent": "part/I"
    },
    {
      "path": "part/II",
      "kind": "part",
      "number": "II",
      "heading": "Administration",
      "url": null,
      "extent": "N.I.",
      "status": null,
      "parent": null
    },
    {
      "path": "part/II/crossheading/registration-of-schemes",
      "kind": "crossheading",
      "number": null,
      "heading": "Registration of schemes",
      "url": null,
      "extent": null,
      "status": null,
      "parent": "part/II"
    },
    {
      "path": "section/2",
      "kind": "section",
      "number": "2",
      "heading": "Registration of occupational and personal pension schemes.",
      "url": "https://openlegislation.uk/pension-schemes-northern-ireland-act-1993/section-2",
      "extent": "N.I.",
      "status": "repealed",
      "parent": "part/II/crossheading/registration-of-schemes"
    },
    {
      "path": "part/III",
      "kind": "part",
      "number": "III",
      "heading": "Schemes that were contracted-out etc. and Effects on Members’ State Scheme Rights ...",
      "url": null,
      "extent": "N.I.",
      "status": null,
      "parent": null
    },
    {
      "path": "part/III/chapter/I",
      "kind": "chapter",
      "number": "I",
      "heading": "Schemes that were contracted-out: guaranteed minimum pensions and alteration of scheme rules etc.",
      "url": null,
      "extent": "N.I.",
      "status": null,
      "parent": "part/III"
    },
    {
      "path": "part/III/chapter/I/crossheading/preliminary",
      "kind": "crossheading",
      "number": null,
      "heading": "Preliminary",
      "url": null,
      "extent": "N.I.",
      "status": null,
      "parent": "part/III/chapter/I"
    },
    {
      "path": "section/3",
      "kind": "section",
      "number": "3",
      "heading": "Issue of contracting-out ... certificates.",
      "url": "https://openlegislation.uk/pension-schemes-northern-ireland-act-1993/section-3",
      "extent": "N.I.",
      "status": null,
      "parent": "part/III/chapter/I/crossheading/preliminary"
    },
    {
      "path": "section/3A",
      "kind": "section",
      "number": "3A",
      "heading": "Meaning of the first abolition date” and the second abolition date”",
      "url": "https://openlegislation.uk/pension-schemes-northern-ireland-act-1993/section-3A",
      "extent": null,
      "status": null,
      "parent": "part/III/chapter/I/crossheading/preliminary"
    },
    {
      "path": "section/3B",
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      "number": "3B",
      "heading": "Meaning of “contracted-out scheme” and “appropriate scheme” etc.",
      "url": "https://openlegislation.uk/pension-schemes-northern-ireland-act-1993/section-3B",
      "extent": null,
      "status": null,
      "parent": "part/III/chapter/I/crossheading/preliminary"
    },
    {
      "path": "section/4",
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      "number": "4",
      "heading": "Meaning of “contracted-out employment”, “guaranteed minimum pension” and “minimum payment”.",
      "url": "https://openlegislation.uk/pension-schemes-northern-ireland-act-1993/section-4",
      "extent": "N.I.",
      "status": null,
      "parent": "part/III/chapter/I/crossheading/preliminary"
    },
    {
      "path": "part/III/chapter/I/crossheading/general-requirements-for-certification",
      "kind": "crossheading",
      "number": null,
      "heading": "General requirements for certification",
      "url": null,
      "extent": null,
      "status": null,
      "parent": "part/III/chapter/I"
    },
    {
      "path": "section/5",
      "kind": "section",
      "number": "5",
      "heading": "Requirements for certification of schemes: general.",
      "url": "https://openlegislation.uk/pension-schemes-northern-ireland-act-1993/section-5",
      "extent": "N.I.",
      "status": null,
      "parent": "part/III/chapter/I/crossheading/general-requirements-for-certification"
    },
    {
      "path": "section/6",
      "kind": "section",
      "number": "6",
      "heading": "Protected rights and money purchase benefits.",
      "url": "https://openlegislation.uk/pension-schemes-northern-ireland-act-1993/section-6",
      "extent": "N.I.",
      "status": "repealed",
      "parent": "part/III/chapter/I/crossheading/general-requirements-for-certification"
    },
    {
      "path": "section/7",
      "kind": "section",
      "number": "7",
      "heading": "Elections as to employments covered by contracting-out certificates.",
      "url": "https://openlegislation.uk/pension-schemes-northern-ireland-act-1993/section-7",
      "extent": "N.I.",
      "status": null,
      "parent": "part/III/chapter/I/crossheading/general-requirements-for-certification"
    },
    {
      "path": "section/8",
      "kind": "section",
      "number": "8",
      "heading": "Determination of basis on which scheme is contracted-out.",
      "url": "https://openlegislation.uk/pension-schemes-northern-ireland-act-1993/section-8",
      "extent": "N.I.",
      "status": "repealed",
      "parent": "part/III/chapter/I/crossheading/general-requirements-for-certification"
    },
    {
      "path": "part/III/chapter/I/crossheading/requirements-for-certification-of-occupational-pension-schemes-applying-from-the-principal-appointed-day",
      "kind": "crossheading",
      "number": null,
      "heading": "Requirements for certification of occupational pension schemes applying from the principal appointed day",
      "url": null,
      "extent": null,
      "status": null,
      "parent": "part/III/chapter/I"
    },
    {
      "path": "section/8A",
      "kind": "section",
      "number": "8A",
      "heading": "The statutory standard.",
      "url": "https://openlegislation.uk/pension-schemes-northern-ireland-act-1993/section-8A",
      "extent": "N.I.",
      "status": null,
      "parent": "part/III/chapter/I/crossheading/requirements-for-certification-of-occupational-pension-schemes-applying-from-the-principal-appointed-day"
    },
    {
      "path": "section/8B",
      "kind": "section",
      "number": "8B",
      "heading": "Reference scheme.",
      "url": "https://openlegislation.uk/pension-schemes-northern-ireland-act-1993/section-8B",
      "extent": "N.I.",
      "status": null,
      "parent": "part/III/chapter/I/crossheading/requirements-for-certification-of-occupational-pension-schemes-applying-from-the-principal-appointed-day"
    },
    {
      "path": "section/8C",
      "kind": "section",
      "number": "8C",
      "heading": "Transfer, commutation, etc.",
      "url": "https://openlegislation.uk/pension-schemes-northern-ireland-act-1993/section-8C",
      "extent": null,
      "status": null,
      "parent": "part/III/chapter/I/crossheading/requirements-for-certification-of-occupational-pension-schemes-applying-from-the-principal-appointed-day"
    },
    {
      "path": "section/8D",
      "kind": "section",
      "number": "8D",
      "heading": "Entitlement to benefit.",
      "url": "https://openlegislation.uk/pension-schemes-northern-ireland-act-1993/section-8D",
      "extent": null,
      "status": null,
      "parent": "part/III/chapter/I/crossheading/requirements-for-certification-of-occupational-pension-schemes-applying-from-the-principal-appointed-day"
    },
    {
      "path": "part/III/chapter/I/crossheading/requirements-for-certification-of-occupational-pension-schemes-providing-guaranteed-minimum-pensions",
      "kind": "crossheading",
      "number": null,
      "heading": "Guaranteed minimum pensions",
      "url": null,
      "extent": "N.I.",
      "status": null,
      "parent": "part/III/chapter/I"
    },
    {
      "path": "section/8E",
      "kind": "section",
      "number": "8E",
      "heading": "Former salary related contracted-out schemes to comply with GMP requirements",
      "url": "https://openlegislation.uk/pension-schemes-northern-ireland-act-1993/section-8E",
      "extent": null,
      "status": null,
      "parent": "part/III/chapter/I/crossheading/requirements-for-certification-of-occupational-pension-schemes-providing-guaranteed-minimum-pensions"
    },
    {
      "path": "section/9",
      "kind": "section",
      "number": "9",
      "heading": "Minimum pensions for earners.",
      "url": "https://openlegislation.uk/pension-schemes-northern-ireland-act-1993/section-9",
      "extent": "N.I.",
      "status": null,
      "parent": "part/III/chapter/I/crossheading/requirements-for-certification-of-occupational-pension-schemes-providing-guaranteed-minimum-pensions"
    },
    {
      "path": "section/10",
      "kind": "section",
      "number": "10",
      "heading": "Earner’s guaranteed minimum.",
      "url": "https://openlegislation.uk/pension-schemes-northern-ireland-act-1993/section-10",
      "extent": "N.I.",
      "status": null,
      "parent": "part/III/chapter/I/crossheading/requirements-for-certification-of-occupational-pension-schemes-providing-guaranteed-minimum-pensions"
    },
    {
      "path": "section/11",
      "kind": "section",
      "number": "11",
      "heading": "Increase of guaranteed minimum where commencement of guaranteed minimum pension postponed.",
      "url": "https://openlegislation.uk/pension-schemes-northern-ireland-act-1993/section-11",
      "extent": "N.I.",
      "status": null,
      "parent": "part/III/chapter/I/crossheading/requirements-for-certification-of-occupational-pension-schemes-providing-guaranteed-minimum-pensions"
    },
    {
      "path": "section/11A",
      "kind": "section",
      "number": "11A",
      "heading": "Reduction of guaranteed minimum in consequence of pension debit.",
      "url": "https://openlegislation.uk/pension-schemes-northern-ireland-act-1993/section-11A",
      "extent": null,
      "status": null,
      "parent": "part/III/chapter/I/crossheading/requirements-for-certification-of-occupational-pension-schemes-providing-guaranteed-minimum-pensions"
    },
    {
      "path": "section/12",
      "kind": "section",
      "number": "12",
      "heading": "Revaluation of earnings factors for purposes of s. 10: early leavers, etc.",
      "url": "https://openlegislation.uk/pension-schemes-northern-ireland-act-1993/section-12",
      "extent": "N.I.",
      "status": null,
      "parent": "part/III/chapter/I/crossheading/requirements-for-certification-of-occupational-pension-schemes-providing-guaranteed-minimum-pensions"
    },
    {
      "path": "section/13",
      "kind": "section",
      "number": "13",
      "heading": "Minimum pensions for widows and widowers.",
      "url": "https://openlegislation.uk/pension-schemes-northern-ireland-act-1993/section-13",
      "extent": "N.I.",
      "status": null,
      "parent": "part/III/chapter/I/crossheading/requirements-for-certification-of-occupational-pension-schemes-providing-guaranteed-minimum-pensions"
    },
    {
      "path": "section/14",
      "kind": "section",
      "number": "14",
      "heading": "Treatment of insignificant amounts.",
      "url": "https://openlegislation.uk/pension-schemes-northern-ireland-act-1993/section-14",
      "extent": null,
      "status": null,
      "parent": "part/III/chapter/I/crossheading/requirements-for-certification-of-occupational-pension-schemes-providing-guaranteed-minimum-pensions"
    },
    {
      "path": "section/15",
      "kind": "section",
      "number": "15",
      "heading": "Discharge of liability where guaranteed minimum pensions secured by insurance policies or annuity contracts.",
      "url": "https://openlegislation.uk/pension-schemes-northern-ireland-act-1993/section-15",
      "extent": "N.I.",
      "status": null,
      "parent": "part/III/chapter/I/crossheading/requirements-for-certification-of-occupational-pension-schemes-providing-guaranteed-minimum-pensions"
    },
    {
      "path": "section/16",
      "kind": "section",
      "number": "16",
      "heading": "Transfer of accrued rights.",
      "url": "https://openlegislation.uk/pension-schemes-northern-ireland-act-1993/section-16",
      "extent": "N.I.",
      "status": null,
      "parent": "part/III/chapter/I/crossheading/requirements-for-certification-of-occupational-pension-schemes-providing-guaranteed-minimum-pensions"
    },
    {
      "path": "section/17",
      "kind": "section",
      "number": "17",
      "heading": "Commutation, surrender and forfeiture.",
      "url": "https://openlegislation.uk/pension-schemes-northern-ireland-act-1993/section-17",
      "extent": "N.I.",
      "status": null,
      "parent": "part/III/chapter/I/crossheading/requirements-for-certification-of-occupational-pension-schemes-providing-guaranteed-minimum-pensions"
    },
    {
      "path": "section/18",
      "kind": "section",
      "number": "18",
      "heading": ". . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .",
      "url": "https://openlegislation.uk/pension-schemes-northern-ireland-act-1993/section-18",
      "extent": "N.I.",
      "status": "repealed",
      "parent": "part/III/chapter/I/crossheading/requirements-for-certification-of-occupational-pension-schemes-providing-guaranteed-minimum-pensions"
    },
    {
      "path": "section/19",
      "kind": "section",
      "number": "19",
      "heading": "Securing of benefits.",
      "url": "https://openlegislation.uk/pension-schemes-northern-ireland-act-1993/section-19",
      "extent": "N.I.",
      "status": null,
      "parent": "part/III/chapter/I/crossheading/requirements-for-certification-of-occupational-pension-schemes-providing-guaranteed-minimum-pensions"
    },
    {
      "path": "section/20",
      "kind": "section",
      "number": "20",
      "heading": null,
      "url": "https://openlegislation.uk/pension-schemes-northern-ireland-act-1993/section-20",
      "extent": "N.I.",
      "status": "repealed",
      "parent": "part/III/chapter/I/crossheading/requirements-for-certification-of-occupational-pension-schemes-providing-guaranteed-minimum-pensions"
    },
    {
      "path": "section/20A",
      "kind": "section",
      "number": "20A",
      "heading": "Conversion of guaranteed minimum pension into other benefits: introduction",
      "url": "https://openlegislation.uk/pension-schemes-northern-ireland-act-1993/section-20A",
      "extent": "N.I.",
      "status": null,
      "parent": "part/III/chapter/I/crossheading/requirements-for-certification-of-occupational-pension-schemes-providing-guaranteed-minimum-pensions"
    },
    {
      "path": "section/20B",
      "kind": "section",
      "number": "20B",
      "heading": "The conversion conditions",
      "url": "https://openlegislation.uk/pension-schemes-northern-ireland-act-1993/section-20B",
      "extent": "N.I.",
      "status": null,
      "parent": "part/III/chapter/I/crossheading/requirements-for-certification-of-occupational-pension-schemes-providing-guaranteed-minimum-pensions"
    },
    {
      "path": "section/20C",
      "kind": "section",
      "number": "20C",
      "heading": "Actuarial equivalence",
      "url": "https://openlegislation.uk/pension-schemes-northern-ireland-act-1993/section-20C",
      "extent": null,
      "status": null,
      "parent": "part/III/chapter/I/crossheading/requirements-for-certification-of-occupational-pension-schemes-providing-guaranteed-minimum-pensions"
    },
    {
      "path": "section/20D",
      "kind": "section",
      "number": "20D",
      "heading": "Survivors' benefits",
      "url": "https://openlegislation.uk/pension-schemes-northern-ireland-act-1993/section-20D",
      "extent": "N.I.",
      "status": null,
      "parent": "part/III/chapter/I/crossheading/requirements-for-certification-of-occupational-pension-schemes-providing-guaranteed-minimum-pensions"
    },
    {
      "path": "section/20E",
      "kind": "section",
      "number": "20E",
      "heading": "Procedural requirements",
      "url": "https://openlegislation.uk/pension-schemes-northern-ireland-act-1993/section-20E",
      "extent": null,
      "status": null,
      "parent": "part/III/chapter/I/crossheading/requirements-for-certification-of-occupational-pension-schemes-providing-guaranteed-minimum-pensions"
    },
    {
      "path": "section/20F",
      "kind": "section",
      "number": "20F",
      "heading": "Transfer out",
      "url": "https://openlegislation.uk/pension-schemes-northern-ireland-act-1993/section-20F",
      "extent": "N.I.",
      "status": null,
      "parent": "part/III/chapter/I/crossheading/requirements-for-certification-of-occupational-pension-schemes-providing-guaranteed-minimum-pensions"
    },
    {
      "path": "section/20G",
      "kind": "section",
      "number": "20G",
      "heading": "Powers to amend schemes",
      "url": "https://openlegislation.uk/pension-schemes-northern-ireland-act-1993/section-20G",
      "extent": null,
      "status": null,
      "parent": "part/III/chapter/I/crossheading/requirements-for-certification-of-occupational-pension-schemes-providing-guaranteed-minimum-pensions"
    },
    {
      "path": "section/20H",
      "kind": "section",
      "number": "20H",
      "heading": "Enforcement of GMP conversion conditions",
      "url": "https://openlegislation.uk/pension-schemes-northern-ireland-act-1993/section-20H",
      "extent": null,
      "status": null,
      "parent": "part/III/chapter/I/crossheading/requirements-for-certification-of-occupational-pension-schemes-providing-guaranteed-minimum-pensions"
    },
    {
      "path": "part/III/chapter/I/crossheading/discretionary-requirements",
      "kind": "crossheading",
      "number": null,
      "heading": "Discretionary requirements",
      "url": null,
      "extent": "N.I.",
      "status": null,
      "parent": "part/III/chapter/I"
    },
    {
      "path": "section/21",
      "kind": "section",
      "number": "21",
      "heading": "Power for Board to impose conditions as to investments and resources.",
      "url": "https://openlegislation.uk/pension-schemes-northern-ireland-act-1993/section-21",
      "extent": "N.I.",
      "status": null,
      "parent": "part/III/chapter/I/crossheading/discretionary-requirements"
    },
    {
      "path": "part/III/chapter/I/crossheading/requirements-for-certification-of-occupational-and-personal-money-purchase-schemes",
      "kind": "crossheading",
      "number": null,
      "heading": "Requirements for certification of occupational and personal money purchase schemes",
      "url": null,
      "extent": "N.I.",
      "status": null,
      "parent": "part/III/chapter/I"
    },
    {
      "path": "section/22",
      "kind": "section",
      "number": "22",
      "heading": "Persons who may establish scheme.",
      "url": "https://openlegislation.uk/pension-schemes-northern-ireland-act-1993/section-22",
      "extent": "N.I.",
      "status": "repealed",
      "parent": "part/III/chapter/I/crossheading/requirements-for-certification-of-occupational-and-personal-money-purchase-schemes"
    },
    {
      "path": "section/23",
      "kind": "section",
      "number": "23",
      "heading": "Identification and valuation of protected rights.",
      "url": "https://openlegislation.uk/pension-schemes-northern-ireland-act-1993/section-23",
      "extent": "N.I.",
      "status": "repealed",
      "parent": "part/III/chapter/I/crossheading/requirements-for-certification-of-occupational-and-personal-money-purchase-schemes"
    },
    {
      "path": "section/24",
      "kind": "section",
      "number": "24",
      "heading": "Ways of giving effect to protected rights.",
      "url": "https://openlegislation.uk/pension-schemes-northern-ireland-act-1993/section-24",
      "extent": "N.I.",
      "status": "repealed",
      "parent": "part/III/chapter/I/crossheading/requirements-for-certification-of-occupational-and-personal-money-purchase-schemes"
    },
    {
      "path": "section/24A",
      "kind": "section",
      "number": "24A",
      "heading": "Requirements for interim arrangements.",
      "url": "https://openlegislation.uk/pension-schemes-northern-ireland-act-1993/section-24A",
      "extent": "N.I.",
      "status": "repealed",
      "parent": "part/III/chapter/I/crossheading/requirements-for-certification-of-occupational-and-personal-money-purchase-schemes"
    },
    {
      "path": "section/24B",
      "kind": "section",
      "number": "24B",
      "heading": "Information about interim arrangements.",
      "url": "https://openlegislation.uk/pension-schemes-northern-ireland-act-1993/section-24B",
      "extent": "N.I.",
      "status": "repealed",
      "parent": "part/III/chapter/I/crossheading/requirements-for-certification-of-occupational-and-personal-money-purchase-schemes"
    },
    {
      "path": "section/25",
      "kind": "section",
      "number": "25",
      "heading": "The pension and annuity requirements.",
      "url": "https://openlegislation.uk/pension-schemes-northern-ireland-act-1993/section-25",
      "extent": "N.I.",
      "status": "repealed",
      "parent": "part/III/chapter/I/crossheading/requirements-for-certification-of-occupational-and-personal-money-purchase-schemes"
    },
    {
      "path": "section/26",
      "kind": "section",
      "number": "26",
      "heading": "Securing of liability for protected rights.",
      "url": "https://openlegislation.uk/pension-schemes-northern-ireland-act-1993/section-26",
      "extent": "N.I.",
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      "heading": "Investment and resources of schemes.",
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      "extent": "N.I.",
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      "heading": "Suspension or forfeiture.",
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      "extent": "N.I.",
      "status": "repealed",
      "parent": "part/III/chapter/I/crossheading/requirements-for-certification-of-occupational-and-personal-money-purchase-schemes"
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      "heading": "Discharge of protected rights on winding up: insurance policies.",
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      "heading": "Tax requirements to prevail over requirements of section 27.",
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      "extent": "N.I.",
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      "heading": "Appropriate schemes: “Blowing the whistle”.",
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      "heading": "Cancellation, variation, surrender and refusal of certificates.",
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      "heading": "Surrender and cancellation of contracting-out certificates: issue of further certificates.",
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      "path": "part/III/chapter/II",
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      "heading": "Reduction in social security benefits for members of schemes that were contracted-out",
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      "path": "part/III/chapter/II/crossheading/preliminary",
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      "heading": "Scope of Chapter II.",
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      "path": "part/III/chapter/II/crossheading/reduced-rates-of-state-scheme-class-1-contributions",
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      "heading": "Earner’s chosen scheme.",
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      "heading": "Non-payment of state scheme premiums.",
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      "status": null,
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      "status": null,
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    {
      "path": "part/IIIA",
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      "path": "section/64B",
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      "heading": "Reserve powers in relation to non-complying schemes.",
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      "status": "repealed",
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      "path": "part/IV",
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      "heading": "Protection for Early Leavers",
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    {
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      "heading": "Scope of Chapter I: the preservation requirements.",
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      "heading": "Interpretation (Part IV).",
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      "status": null,
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      "path": "section/67",
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      "number": "67",
      "heading": "Basic principle as to short service benefit.",
      "url": "https://openlegislation.uk/pension-schemes-northern-ireland-act-1993/section-67",
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      "status": null,
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      "path": "section/68",
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      "heading": "No discrimination between short service and long service beneficiaries.",
      "url": "https://openlegislation.uk/pension-schemes-northern-ireland-act-1993/section-68",
      "extent": "N.I.",
      "status": null,
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      "path": "section/69",
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      "heading": "Form of short service benefit and its alternatives.",
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      "extent": "N.I.",
      "status": null,
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      "heading": "Computation of short service benefit.",
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      "path": "section/71",
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      "heading": "Credits.",
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      "path": "section/72",
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      "heading": "Pension increases.",
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      "path": "section/73",
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      "path": "section/74",
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      "path": "section/75",
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      "path": "section/76",
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      "number": "76",
      "heading": ". . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .",
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      "extent": "N.I.",
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      "path": "section/77",
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      "heading": "Supplementary regulations.",
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      "status": null,
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      "heading": "Scope of Chapter II.",
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      "heading": "Basis of revaluation.",
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      "status": null,
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      "path": "section/82",
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      "heading": "Supplementary provisions.",
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      "heading": "General protection principle.",
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      "heading": "The relevant sum.",
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      "status": null,
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      "heading": "The appropriate addition.",
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      "status": null,
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      "heading": "The later earnings addition.",
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      "path": "section/89A",
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      "heading": "Trustees’ duties after exercise of option.",
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      "path": "section/96C",
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      "heading": "Meaning of “normal pension age” in this Chapter",
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      "heading": "Supplementary provisions.",
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      "parent": "part/IV/chapter/IV"
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      "path": "part/IV/chapter/5",
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      "heading": "EARLY LEAVERS: CASH TRANSFER SUMS AND CONTRIBUTION REFUNDS",
      "url": null,
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      "path": "section/97AE",
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      "heading": "Permitted ways of using cash transfer sum",
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      "path": "section/97AF",
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      "heading": "Powers of trustees or managers where right not exercised",
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      "extent": "N.I.",
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    {
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      "heading": "Basic principle as to pension credit benefit.",
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      "path": "section/97E",
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      "heading": "Discharge of liability where pension credit or alternative benefits secured by insurance policies or annuity contracts.",
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      "path": "part/IVA/chapter/II",
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      "heading": "Power to give transfer notice.",
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      "heading": "Withdrawal of transfer notice.",
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      "path": "section/97M",
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      "heading": "Effect of transfer on trustees’ duties.",
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      "path": "section/97N",
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      "path": "section/97O",
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      "heading": "Service of notices.",
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      "path": "part/V",
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      "heading": "Annual Increases of Pensions in Payment",
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    {
      "path": "part/V/chapter/I",
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      "heading": "Pensions under Final Salary Schemes, etc.",
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      "path": "section/98",
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      "path": "section/99",
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      "path": "section/100",
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      "path": "section/104",
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    {
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      "path": "section/107B",
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      "heading": "Obtaining information for purposes of section 107A and corresponding legislation in Great Britain.",
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      "path": "section/108",
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      "path": "section/109B",
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      "heading": "Occupational pension schemes: requirements to refer members to guidance etc",
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      "path": "section/110",
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      "path": "section/111",
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      "path": "section/112",
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      "heading": ". . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .",
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    {
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      "path": "section/121",
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      "heading": "Certification of amounts payable under s. 120 by insolvency officers.",
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      "path": "section/127",
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      "path": "section/129",
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    {
      "path": "part/IX/crossheading/modification",
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      "type": "words repealed",
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      "affecting_title": "Child Support, Pensions and Social Security Act (Northern Ireland) 2000",
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      "affecting_provisions": "Sch. 9 Pt. 3(3)"
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      "type": "repealed",
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      "type": "repealed",
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      "affecting_title": "Pensions Act (Northern Ireland) 2008",
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      "affecting_title": "Pensions Act (Northern Ireland) 2015",
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    {
      "type": "inserted",
      "affected_provisions": "s. 81A",
      "affecting": "nia/2016/1",
      "affecting_title": "Pension Schemes Act (Northern Ireland) 2016",
      "affecting_provisions": "Sch. 1 para. 5"
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      "type": "words inserted",
      "affected_provisions": "s. 66(1)",
      "affecting": "nia/2016/1",
      "affecting_title": "Pension Schemes Act (Northern Ireland) 2016",
      "affecting_provisions": "s. 39(3)(a)"
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    {
      "type": "words omitted",
      "affected_provisions": "s. 66(1)",
      "affecting": "nia/2016/1",
      "affecting_title": "Pension Schemes Act (Northern Ireland) 2016",
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    {
      "type": "substituted",
      "affected_provisions": "s. 67(1)(aa)",
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      "affecting_title": "Pension Schemes Act (Northern Ireland) 2016",
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    {
      "type": "words substituted",
      "affected_provisions": "s. 109(5)",
      "affecting": "nia/2016/1",
      "affecting_title": "Pension Schemes Act (Northern Ireland) 2016",
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    {
      "type": "omitted",
      "affected_provisions": "s. 109(2)",
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      "affecting_title": "Pension Schemes Act (Northern Ireland) 2016",
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    {
      "type": "words substituted",
      "affected_provisions": "s. 109(9)",
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      "affecting_title": "Pension Schemes Act (Northern Ireland) 2016",
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    {
      "type": "substituted",
      "affected_provisions": "s. 120(3A)",
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      "affecting_title": "Pension Schemes Act (Northern Ireland) 2016",
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      "affected_provisions": "s. 176(1)",
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      "affecting_title": "Pension Schemes Act (Northern Ireland) 2016",
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    {
      "type": "words omitted",
      "affected_provisions": "s. 176(1)",
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      "affecting_title": "Pension Schemes Act (Northern Ireland) 2016",
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    {
      "type": "word inserted",
      "affected_provisions": "s. 181(2)",
      "affecting": "nia/2016/1",
      "affecting_title": "Pension Schemes Act (Northern Ireland) 2016",
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    {
      "type": "omitted",
      "affected_provisions": "Sch. 2 para. 3A",
      "affecting": "nia/2016/1",
      "affecting_title": "Pension Schemes Act (Northern Ireland) 2016",
      "affecting_provisions": "Sch. 1 para. 9"
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    {
      "type": "omitted",
      "affected_provisions": "Sch. 2 para. 4",
      "affecting": "nia/2016/1",
      "affecting_title": "Pension Schemes Act (Northern Ireland) 2016",
      "affecting_provisions": "Sch. 1 para. 9"
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    {
      "type": "words substituted",
      "affected_provisions": "Sch. 2 para. 5(1)",
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      "affecting_title": "Pension Schemes Act (Northern Ireland) 2016",
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    {
      "type": "inserted",
      "affected_provisions": "Sch. 2 para. A1",
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      "affecting_title": "Pension Schemes Act (Northern Ireland) 2016",
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    {
      "type": "inserted",
      "affected_provisions": "s. 67(1A)",
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      "affecting_title": "Pension Schemes Act (Northern Ireland) 2016",
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    {
      "type": "substituted for s. 67(7)-(11)",
      "affected_provisions": "s. 67(7)-(10)",
      "affecting": "nia/2016/1",
      "affecting_title": "Pension Schemes Act (Northern Ireland) 2016",
      "affecting_provisions": "s. 39(4)"
    },
    {
      "type": "words inserted",
      "affected_provisions": "s. 70(3)",
      "affecting": "nia/2016/1",
      "affecting_title": "Pension Schemes Act (Northern Ireland) 2016",
      "affecting_provisions": "s. 39(5)"
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    {
      "type": "words inserted",
      "affected_provisions": "s. 70(4)",
      "affecting": "nia/2016/1",
      "affecting_title": "Pension Schemes Act (Northern Ireland) 2016",
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    {
      "type": "inserted",
      "affected_provisions": "s. 78A",
      "affecting": "nia/2016/1",
      "affecting_title": "Pension Schemes Act (Northern Ireland) 2016",
      "affecting_provisions": "Sch. 1 para. 2"
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    {
      "type": "substituted for s. 79(1A)",
      "affected_provisions": "s. 79(1A)-(1AC)",
      "affecting": "nia/2016/1",
      "affecting_title": "Pension Schemes Act (Northern Ireland) 2016",
      "affecting_provisions": "Sch. 1 para. 3"
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    {
      "type": "substituted",
      "affected_provisions": "s. 79(4)(a)",
      "affecting": "nia/2016/1",
      "affecting_title": "Pension Schemes Act (Northern Ireland) 2016",
      "affecting_provisions": "Sch. 2 para. 2"
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    {
      "type": "substituted for s. 80",
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      "affecting": "nia/2016/1",
      "affecting_title": "Pension Schemes Act (Northern Ireland) 2016",
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      "affecting": "nia/2016/1",
      "affecting_title": "Pension Schemes Act (Northern Ireland) 2016",
      "affecting_provisions": "Sch. 1 para. 6"
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    {
      "type": "words substituted",
      "affected_provisions": "s. 109(1)",
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      "affecting_title": "Pension Schemes Act (Northern Ireland) 2016",
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    {
      "type": "words omitted",
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      "affected_provisions": "specified provision(s)",
      "affecting": "nisr/2016/106",
      "affecting_title": "The Pensions (2015 Act) (Savings) Order (Northern Ireland) 2016",
      "affecting_provisions": "art. 2"
    },
    {
      "type": "amendment to savings in S.R. 2016/106 for effects of 2015 c. 5 (N.I.), Sch. 13",
      "affected_provisions": "specified provision(s)",
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      "affecting_title": "The Pensions (2015 Act) (Contributions Equivalent Premium) (Consequential Provision) and (Savings) (Amendment) Order (Northern Ireland) 2016",
      "affecting_provisions": "art. 5"
    },
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      "affecting": "ukpga/2004/33",
      "affecting_title": "Civil Partnership Act 2004",
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    }
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  "changes_made_to_url": "https://openlegislation.uk/pension-schemes-northern-ireland-act-1993/changes.json",
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    "retrieved_at": "2026-10-29T09:34:31.493981+00:00"
  },
  "licence": "Open Government Licence v3.0",
  "licence_url": "https://www.nationalarchives.gov.uk/doc/open-government-licence/version/3/",
  "attribution": "Contains public sector information licensed under the Open Government Licence v3.0. Source: legislation.gov.uk, The National Archives."
}