{
  "url": "https://openlegislation.uk/pensions-act-1995/schedule-4/part-I/crossheading-rules",
  "json_url": "https://openlegislation.uk/pensions-act-1995/schedule-4/part-I/crossheading-rules.json",
  "legislation": "ukpga/1995/26",
  "legislation_title": "Pensions Act 1995",
  "legislation_url": "https://openlegislation.uk/pensions-act-1995",
  "path": "schedule/4/part/I/crossheading/rules",
  "kind": "crossheading",
  "number": null,
  "heading": "Rules",
  "text": "(1)A man born before 6th December 1953 attains pensionable age when he attains the age of 65 years.\n(2)A woman born before 6th April 1950 attains pensionable age when she attains the age of 60.\n(3)A woman born on any day in a period mentioned in column 1 of table 1 attains pensionable age at the commencement of the day shown against that period in column 2.\n(4). . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .\nTABLE 1\n(1) Period within which woman’s birthday falls\n(2) Day pensionable age attained\n6th April 1950 to 5th May 1950\n6th May 2010\n6th May 1950 to 5th June 1950\n6th July 2010\n6th June 1950 to 5th July 1950\n6th September 2010\n6th July 1950 to 5th August 1950\n6th November 2010\n6th August 1950 to 5th September 1950\n6th January 2011\n6th September 1950 to 5th October 1950\n6th March 2011\n6th October 1950 to 5th November 1950\n6th May 2011\n6th November 1950 to 5th December 1950\n6th July 2011\n6th December 1950 to 5th January 1951\n6th September 2011\n6th January 1951 to 5th February 1951\n6th November 2011\n6th February 1951 to 5th March 1951\n6th January 2012\n6th March 1951 to 5th April 1951\n6th March 2012\n6th April 1951 to 5th May 1951\n6th May 2012\n6th May 1951 to 5th June 1951\n6th July 2012\n6th June 1951 to 5th July 1951\n6th September 2012\n6th July 1951 to 5th August 1951\n6th November 2012\n6th August 1951 to 5th September 1951\n6th January 2013\n6th September 1951 to 5th October 1951\n6th March 2013\n6th October 1951 to 5th November 1951\n6th May 2013\n6th November 1951 to 5th December 1951\n6th July 2013\n6th December 1951 to 5th January 1952\n6th September 2013\n6th January 1952 to 5th February 1952\n6th November 2013\n6th February 1952 to 5th March 1952\n6th January 2014\n6th March 1952 to 5th April 1952\n6th March 2014\n6th April 1952 to 5th May 1952\n6th May 2014\n6th May 1952 to 5th June 1952\n6th July 2014\n6th June 1952 to 5th July 1952\n6th September 2014\n6th July 1952 to 5th August 1952\n6th November 2014\n6th August 1952 to 5th September 1952\n6th January 2015\n6th September 1952 to 5th October 1952\n6th March 2015\n6th October 1952 to 5th November 1952\n6th May 2015\n6th November 1952 to 5th December 1952\n6th July 2015\n6th December 1952 to 5th January 1953\n6th September 2015\n6th January 1953 to 5th February 1953\n6th November 2015\n6th February 1953 to 5th March 1953\n6th January 2016\n6th March 1953 to 5th April 1953\n6th March 2016\n6th April 1953 to 5th May 1953\n6th July 2016\n6th May 1953 to 5th June 1953\n6th November 2016\n6th June 1953 to 5th July 1953\n6th March 2017\n6th July 1953 to 5th August 1953\n6th July 2017\n6th August 1953 to 5th September 1953\n6th November 2017\n6th September 1953 to 5th October 1953\n6th March 2018\n6th October 1953 to 5th November 1953\n6th July 2018\n6th November 1953 to 5th December 1953\n6th November 2018\n(5)A person born on any day in a period mentioned in column 1 of table 2 attains pensionable age at the commencement of the day shown against that period in column 2.\nTABLE 2\n(1)\n(2)\nPeriod within which birthday falls\nDay pensionable age attained\n6th December 1953 to 5th January 1954\n6th March 2019\n6th January 1954 to 5th February 1954\n6th May 2019\n6th February 1954 to 5th March 1954\n6th July 2019\n6th March 1954 to 5th April 1954\n6th September 2019\n6th April 1954 to 5th May 1954\n6th November 2019\n6th May 1954 to 5th June 1954\n6th January 2020\n6th June 1954 to 5th July 1954\n6th March 2020\n6th July 1954 to 5th August 1954\n6th May 2020\n6th August 1954 to 5th September 1954\n6th July 2020\n6th September 1954 to 5th October 1954\n6th September 2020\n(6)A person born after 5th October 1954 but before 6th April 1960 attains pensionable age when the person attains the age of 66.\n(7)A person born on any day in a period mentioned in column 1 of table 3 attains pensionable age when the person attains the age shown against that period in column 2.\nTABLE 3\n(1)\n(2)\nPeriod within which birthday falls\nAge pensionable age attained\n6th April 1960 to 5th May 1960\n66 years and 1 month\n6th May 1960 to 5th June 1960\n66 years and 2 months\n6th June 1960 to 5th July 1960\n66 years and 3 months\n6th July 1960 to 5th August 1960\n66 years and 4 months\n6th August 1960 to 5th September 1960\n66 years and 5 months\n6th September 1960 to 5th October 1960\n66 years and 6 months\n6th October 1960 to 5th November 1960\n66 years and 7 months\n6th November 1960 to 5th December 1960\n66 years and 8 months\n6th December 1960 to 5th January 1961\n66 years and 9 months\n6th January 1961 to 5th February 1961\n66 years and 10 months\n6th February 1961 to 5th March 1961\n66 years and 11 months\n(7A)For the purposes of table 3—\n(a)a person born on 31st July 1960 is to be taken to attain the age of 66 years and 4 months at the commencement of 30th November 2026;\n(b)a person born on 31st December 1960 is to be taken to attain the age of 66 years and 9 months at the commencement of 30th September 2027;\n(c)a person born on 31st January 1961 is to be taken to attain the age of 66 years and 10 months at the commencement of 30th November 2027.\n(8)A person born after 5th March 1961 but before 6th April 1977 attains pensionable age when the person attains the age of 67.\n(9)A person born on any day in a period mentioned in column 1 of table 4 attains pensionable age at the commencement of the day shown against that period in column 2.\nTABLE 4\n(1)\n(2)\nPeriod within which birthday falls\nDay pensionable age attained\n6th April 1977 to 5th May 1977\n6th May 2044\n6th May 1977 to 5th June 1977\n6th July 2044\n6th June 1977 to 5th July 1977\n6th September 2044\n6th July 1977 to 5th August 1977\n6th November 2044\n6th August 1977 to 5th September 1977\n6th January 2045\n6th September 1977 to 5th October 1977\n6th March 2045\n6th October 1977 to 5th November 1977\n6th May 2045\n6th November 1977 to 5th December 1977\n6th July 2045\n6th December 1977 to 5th January 1978\n6th September 2045\n6th January 1978 to 5th February 1978\n6th November 2045\n6th February 1978 to 5th March 1978\n6th January 2046\n6th March 1978 to 5th April 1978\n6th March 2046\n(10)A person born after 5th April 1978 attains pensionable age when the person attains the age of 68.",
  "extent": null,
  "status": null,
  "version": "current",
  "annotations": [
    {
      "type": "F",
      "label": "F1",
      "text": "Words in Sch. 4 para. 1 rule (1) inserted (26.9.2007) by Pensions Act 2007 (c. 22), s. 30(3), Sch. 3 para. 4(2)"
    },
    {
      "type": "F",
      "label": "F2",
      "text": "Words in Sch. 4 para. 1 rule (1) substituted (3.1.2012) by Pensions Act 2011 (c. 19), ss. 1(2), 38(3)(a)"
    },
    {
      "type": "F",
      "label": "F3",
      "text": "Words in Sch. 4 para. 1 rule (3) substituted (26.9.2007) by Pensions Act 2007 (c. 22), s. 30(3), Sch. 3 para. 4(3)"
    },
    {
      "type": "F",
      "label": "F4",
      "text": "Sch. 4 para. 1 rule (4) omitted (3.1.2012) by virtue of Pensions Act 2011 (c. 19), ss. 1(3), 38(3)(a)"
    },
    {
      "type": "F",
      "label": "F5",
      "text": "Sch. 4 para. 1 table heading substituted (26.9.2007) by Pensions Act 2007 (c. 22), s. 30(3), Sch. 3 para. 4(5)"
    },
    {
      "type": "F",
      "label": "F6",
      "text": "Sch. 4 para. 1 Table 1 entries substituted (3.1.2012) by virtue of Pensions Act 2011 (c. 19), ss. 1(4), 38(3)(a)"
    },
    {
      "type": "F",
      "label": "F7",
      "text": "Sch. 4 para. 1 rules (5)-(10) inserted (26.9.2007) by Pensions Act 2007 (c. 22), s. 30(3), Sch. 3 para. 4(6)"
    },
    {
      "type": "F",
      "label": "F8",
      "text": "Sch. 4 para. 1 Table 2 substituted (3.1.2012) by virtue of Pensions Act 2011 (c. 19), ss. 1(5), 38(3)(a)"
    },
    {
      "type": "F",
      "label": "F9",
      "text": "Words in Sch. 4 para. 1 rule (6) substituted (3.1.2012) by Pensions Act 2011 (c. 19), ss. 1(6), 38(3)(a)"
    },
    {
      "type": "F",
      "label": "F10",
      "text": "Words in Sch. 4 para. 1 rule (6) substituted (14.7.2014) by Pensions Act 2014 (c. 19), ss. 26(2), 56(3)(a)"
    },
    {
      "type": "F",
      "label": "F11",
      "text": "Sch. 4 para. 1 rules (7)(7A) substituted for Sch. 4 para. 1 rule (7) and Table 3 (14.7.2014) by Pensions Act 2014 (c. 19), ss. 26(3), 56(3)(a)"
    },
    {
      "type": "F",
      "label": "F12",
      "text": "Words in Sch. 4 para. 1 rule (8) substituted (14.7.2014) by Pensions Act 2014 (c. 19), ss. 26(4), 56(3)(a)"
    }
  ],
  "outstanding_effects": [
    {
      "type": "repealed",
      "affecting": "ukpga/2007/5",
      "affecting_title": "Welfare Reform Act 2007"
    },
    {
      "type": "repealed",
      "affecting": "ukpga/2007/5",
      "affecting_title": "Welfare Reform Act 2007"
    },
    {
      "type": "repealed",
      "affecting": "ukpga/2007/5",
      "affecting_title": "Welfare Reform Act 2007"
    },
    {
      "type": "repealed",
      "affecting": "ukpga/2011/19",
      "affecting_title": "Pensions Act 2011"
    }
  ],
  "provenance": {
    "source": "legislation.gov.uk",
    "source_url": "https://www.legislation.gov.uk/ukpga/1995/26/schedule/4/part/I/crossheading/rules",
    "retrieved_at": "2026-10-29T09:33:00.251754+00:00"
  },
  "licence": "Open Government Licence v3.0",
  "licence_url": "https://www.nationalarchives.gov.uk/doc/open-government-licence/version/3/",
  "attribution": "Contains public sector information licensed under the Open Government Licence v3.0. Source: legislation.gov.uk, The National Archives."
}