{
  "url": "https://openlegislation.uk/pensions-act-2008/section-28K",
  "json_url": "https://openlegislation.uk/pensions-act-2008/section-28K.json",
  "legislation": "ukpga/2008/30",
  "legislation_title": "Pensions Act 2008",
  "legislation_url": "https://openlegislation.uk/pensions-act-2008",
  "path": "section/28K",
  "kind": "section",
  "number": "28K",
  "heading": "Report about effects of pension scheme consolidation",
  "text": "(1) The Secretary of State must prepare and publish a report about the effects of consolidation on innovation in the design and operation of relevant Master Trusts and group personal pension schemes.\n(2) The report may in particular include information about—\n(a) the extent to which consolidated schemes adopt or maintain innovative product designs of constituent schemes;\n(b) barriers to consolidated schemes adopting or maintaining such innovative product designs.\n(3) The Pensions Regulator and the FCA must provide such information and assistance as the Secretary of State may require for the purposes of the report.\n(4) The report under this section must be published before the end of the period of 12 months beginning with the day on which this section comes into force.\n(5) In this section “consolidation” means the consolidation of a relevant Master Trust or group personal pension scheme with one or more other schemes.",
  "extent": null,
  "status": null,
  "version": "current",
  "annotations": [
    {
      "type": "F",
      "label": "F1",
      "text": "Ss. 28A-28L inserted (29.4.2026 for specified purposes) by Pension Schemes Act 2026 (c. 22), ss. 40(12), 133(1)(4)(c)"
    }
  ],
  "outstanding_effects": [],
  "provenance": {
    "source": "legislation.gov.uk",
    "source_url": "https://www.legislation.gov.uk/ukpga/2008/30/section/28K",
    "retrieved_at": "2026-10-29T09:11:33.323762+00:00"
  },
  "licence": "Open Government Licence v3.0",
  "licence_url": "https://www.nationalarchives.gov.uk/doc/open-government-licence/version/3/",
  "attribution": "Contains public sector information licensed under the Open Government Licence v3.0. Source: legislation.gov.uk, The National Archives."
}