{
  "url": "https://openlegislation.uk/pensions-act-2014",
  "json_url": "https://openlegislation.uk/pensions-act-2014.json",
  "id": "ukpga/2014/19",
  "title": "Pensions Act 2014",
  "long_title": "An Act to make provision about pensions and about benefits payable to people in connection with bereavement; and for connected purposes.",
  "citation": "2014 c. 19",
  "type": "ukpga",
  "year": "2014",
  "number": "19",
  "version": "current",
  "date": "2014-05-14",
  "revised": true,
  "valid_from": "2026-04-29",
  "extent": "E+W+S+N.I.",
  "unapplied_effects": 4,
  "provisions": [
    {
      "path": "introduction",
      "kind": "introduction",
      "number": null,
      "heading": "Introductory text",
      "url": "https://openlegislation.uk/pensions-act-2014/introduction",
      "extent": "E+W+S+N.I.",
      "status": null,
      "parent": null
    },
    {
      "path": "part/1",
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      "number": "1",
      "heading": "State pension",
      "url": null,
      "extent": "E+W+S",
      "status": null,
      "parent": null
    },
    {
      "path": "part/1/crossheading/introduction",
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      "heading": "Introduction",
      "url": null,
      "extent": null,
      "status": null,
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    },
    {
      "path": "section/1",
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      "number": "1",
      "heading": "State pension",
      "url": "https://openlegislation.uk/pensions-act-2014/section-1",
      "extent": null,
      "status": null,
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    },
    {
      "path": "part/1/crossheading/state-pension-at-the-full-or-reduced-rate",
      "kind": "crossheading",
      "number": null,
      "heading": "State pension at the full or reduced rate",
      "url": null,
      "extent": null,
      "status": null,
      "parent": "part/1"
    },
    {
      "path": "section/2",
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      "heading": "Entitlement to state pension at full or reduced rate",
      "url": "https://openlegislation.uk/pensions-act-2014/section-2",
      "extent": null,
      "status": null,
      "parent": "part/1/crossheading/state-pension-at-the-full-or-reduced-rate"
    },
    {
      "path": "section/3",
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      "number": "3",
      "heading": "Full and reduced rates of state pension",
      "url": "https://openlegislation.uk/pensions-act-2014/section-3",
      "extent": "E+W+S",
      "status": null,
      "parent": "part/1/crossheading/state-pension-at-the-full-or-reduced-rate"
    },
    {
      "path": "part/1/crossheading/state-pension-at-the-transitional-rate",
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      "heading": "State pension at the transitional rate",
      "url": null,
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      "path": "section/4",
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      "heading": "Entitlement to state pension at transitional rate",
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      "extent": null,
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      "path": "section/5",
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      "heading": "Transitional rate of state pension",
      "url": "https://openlegislation.uk/pensions-act-2014/section-5",
      "extent": null,
      "status": null,
      "parent": "part/1/crossheading/state-pension-at-the-transitional-rate"
    },
    {
      "path": "section/6",
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      "number": "6",
      "heading": "Recalculation and backdating of transitional rate in special cases",
      "url": "https://openlegislation.uk/pensions-act-2014/section-6",
      "extent": null,
      "status": null,
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    },
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      "path": "part/1/crossheading/transitional-entitlement-based-on-contributions-of-others",
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      "url": null,
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      "path": "section/7",
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      "url": "https://openlegislation.uk/pensions-act-2014/section-7",
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    },
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      "path": "section/8",
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      "number": "8",
      "heading": "Choice of lump sum or survivor's pension under section 9 in certain cases",
      "url": "https://openlegislation.uk/pensions-act-2014/section-8",
      "extent": null,
      "status": null,
      "parent": "part/1/crossheading/transitional-entitlement-based-on-contributions-of-others"
    },
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      "path": "section/9",
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      "url": "https://openlegislation.uk/pensions-act-2014/section-9",
      "extent": "E+W+S",
      "status": null,
      "parent": "part/1/crossheading/transitional-entitlement-based-on-contributions-of-others"
    },
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      "path": "section/10",
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      "heading": "Inheritance of graduated retirement benefit",
      "url": "https://openlegislation.uk/pensions-act-2014/section-10",
      "extent": "E+W+S",
      "status": null,
      "parent": "part/1/crossheading/transitional-entitlement-based-on-contributions-of-others"
    },
    {
      "path": "part/1/crossheading/transition-women-who-have-had-a-reduced-rate-election",
      "kind": "crossheading",
      "number": null,
      "heading": "Transition: women who have had a reduced rate election",
      "url": null,
      "extent": null,
      "status": null,
      "parent": "part/1"
    },
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      "path": "section/11",
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      "heading": "Reduced rate elections: effect on section 4 pensions",
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      "parent": "part/1/crossheading/transition-women-who-have-had-a-reduced-rate-election"
    },
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      "path": "section/12",
      "kind": "section",
      "number": "12",
      "heading": "Reduced rate elections: pension for women with no section 4 pension",
      "url": "https://openlegislation.uk/pensions-act-2014/section-12",
      "extent": null,
      "status": null,
      "parent": "part/1/crossheading/transition-women-who-have-had-a-reduced-rate-election"
    },
    {
      "path": "part/1/crossheading/transition-pension-sharing-on-divorce-etc",
      "kind": "crossheading",
      "number": null,
      "heading": "Transition: pension sharing on divorce etc",
      "url": null,
      "extent": null,
      "status": null,
      "parent": "part/1"
    },
    {
      "path": "section/13",
      "kind": "section",
      "number": "13",
      "heading": "Shared state pension on divorce etc",
      "url": "https://openlegislation.uk/pensions-act-2014/section-13",
      "extent": null,
      "status": null,
      "parent": "part/1/crossheading/transition-pension-sharing-on-divorce-etc"
    },
    {
      "path": "section/14",
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      "number": "14",
      "heading": "Pension sharing: reduction in the sharer's section 4 pension",
      "url": "https://openlegislation.uk/pensions-act-2014/section-14",
      "extent": null,
      "status": null,
      "parent": "part/1/crossheading/transition-pension-sharing-on-divorce-etc"
    },
    {
      "path": "section/15",
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      "number": "15",
      "heading": "Pension sharing: amendments",
      "url": "https://openlegislation.uk/pensions-act-2014/section-15",
      "extent": null,
      "status": null,
      "parent": "part/1/crossheading/transition-pension-sharing-on-divorce-etc"
    },
    {
      "path": "part/1/crossheading/postponing-or-suspending-state-pension",
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      "number": null,
      "heading": "Postponing or suspending state pension",
      "url": null,
      "extent": "E+W+S",
      "status": null,
      "parent": "part/1"
    },
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      "path": "section/16",
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      "heading": "Pensioner's option to suspend state pension",
      "url": "https://openlegislation.uk/pensions-act-2014/section-16",
      "extent": null,
      "status": null,
      "parent": "part/1/crossheading/postponing-or-suspending-state-pension"
    },
    {
      "path": "section/17",
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      "number": "17",
      "heading": "Effect of pensioner postponing or suspending state pension",
      "url": "https://openlegislation.uk/pensions-act-2014/section-17",
      "extent": "E+W+S",
      "status": null,
      "parent": "part/1/crossheading/postponing-or-suspending-state-pension"
    },
    {
      "path": "section/18",
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      "number": "18",
      "heading": "Section 17 supplementary: calculating weeks, overseas residents, etc",
      "url": "https://openlegislation.uk/pensions-act-2014/section-18",
      "extent": "E+W+S",
      "status": null,
      "parent": "part/1/crossheading/postponing-or-suspending-state-pension"
    },
    {
      "path": "part/1/crossheading/prisoners-and-overseas-residents",
      "kind": "crossheading",
      "number": null,
      "heading": "Prisoners and overseas residents",
      "url": null,
      "extent": null,
      "status": null,
      "parent": "part/1"
    },
    {
      "path": "section/19",
      "kind": "section",
      "number": "19",
      "heading": "Prisoners",
      "url": "https://openlegislation.uk/pensions-act-2014/section-19",
      "extent": null,
      "status": null,
      "parent": "part/1/crossheading/prisoners-and-overseas-residents"
    },
    {
      "path": "section/20",
      "kind": "section",
      "number": "20",
      "heading": "Overseas residents",
      "url": "https://openlegislation.uk/pensions-act-2014/section-20",
      "extent": "E+W+S",
      "status": null,
      "parent": "part/1/crossheading/prisoners-and-overseas-residents"
    },
    {
      "path": "part/1/crossheading/definitions",
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      "number": null,
      "heading": "Definitions",
      "url": null,
      "extent": null,
      "status": null,
      "parent": "part/1"
    },
    {
      "path": "section/21",
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      "number": "21",
      "heading": "“Old state pension”",
      "url": "https://openlegislation.uk/pensions-act-2014/section-21",
      "extent": null,
      "status": null,
      "parent": "part/1/crossheading/definitions"
    },
    {
      "path": "section/22",
      "kind": "section",
      "number": "22",
      "heading": "General definitions etc",
      "url": "https://openlegislation.uk/pensions-act-2014/section-22",
      "extent": "E+W+S",
      "status": null,
      "parent": "part/1/crossheading/definitions"
    },
    {
      "path": "part/1/crossheading/consequential-and-other-amendments",
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      "heading": "Consequential and other amendments",
      "url": null,
      "extent": "E+W+S",
      "status": null,
      "parent": "part/1"
    },
    {
      "path": "section/23",
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      "number": "23",
      "heading": "Amendments",
      "url": "https://openlegislation.uk/pensions-act-2014/section-23",
      "extent": null,
      "status": null,
      "parent": "part/1/crossheading/consequential-and-other-amendments"
    },
    {
      "path": "section/24",
      "kind": "section",
      "number": "24",
      "heading": "Abolition of contracting-out for salary related schemes etc",
      "url": "https://openlegislation.uk/pensions-act-2014/section-24",
      "extent": "E+W+S",
      "status": null,
      "parent": "part/1/crossheading/consequential-and-other-amendments"
    },
    {
      "path": "part/2",
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      "number": "2",
      "heading": "Option to boost old retirement pensions",
      "url": null,
      "extent": "E+W+S",
      "status": null,
      "parent": null
    },
    {
      "path": "section/25",
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      "heading": "Option to boost old retirement pensions",
      "url": "https://openlegislation.uk/pensions-act-2014/section-25",
      "extent": null,
      "status": null,
      "parent": "part/2"
    },
    {
      "path": "part/3",
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      "number": "3",
      "heading": "Pensionable age",
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      "extent": "E+W+S",
      "status": null,
      "parent": null
    },
    {
      "path": "section/26",
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      "number": "26",
      "heading": "Increase in pensionable age to 67",
      "url": "https://openlegislation.uk/pensions-act-2014/section-26",
      "extent": null,
      "status": null,
      "parent": "part/3"
    },
    {
      "path": "section/27",
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      "heading": "Periodic review of rules about pensionable age",
      "url": "https://openlegislation.uk/pensions-act-2014/section-27",
      "extent": null,
      "status": null,
      "parent": "part/3"
    },
    {
      "path": "part/4",
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      "heading": "State pension credit",
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      "extent": "E+W+S",
      "status": null,
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    },
    {
      "path": "section/28",
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      "number": "28",
      "heading": "State pension credit: phasing out assessed income periods",
      "url": "https://openlegislation.uk/pensions-act-2014/section-28",
      "extent": null,
      "status": null,
      "parent": "part/4"
    },
    {
      "path": "section/29",
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      "number": "29",
      "heading": "Preserving indefinite status of certain existing assessed income periods",
      "url": "https://openlegislation.uk/pensions-act-2014/section-29",
      "extent": null,
      "status": null,
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    },
    {
      "path": "part/5",
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      "heading": "Bereavement support payment",
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      "extent": "E+W+S",
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    {
      "path": "section/30",
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      "heading": "Bereavement support payment",
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      "extent": null,
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    },
    {
      "path": "section/31",
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      "heading": "Bereavement support payment: contribution condition and amendments",
      "url": "https://openlegislation.uk/pensions-act-2014/section-31",
      "extent": null,
      "status": null,
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    {
      "path": "section/32",
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      "heading": "Bereavement support payment: prisoners",
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      "extent": null,
      "status": null,
      "parent": "part/5"
    },
    {
      "path": "part/6",
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      "number": "6",
      "heading": "Private pensions",
      "url": null,
      "extent": "E+W+S",
      "status": null,
      "parent": null
    },
    {
      "path": "part/6/crossheading/transfer-of-pension-benefits",
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      "number": null,
      "heading": "Transfer of pension benefits",
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      "extent": null,
      "status": null,
      "parent": "part/6"
    },
    {
      "path": "section/33",
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      "number": "33",
      "heading": "Automatic transfer of pension benefits etc",
      "url": "https://openlegislation.uk/pensions-act-2014/section-33",
      "extent": null,
      "status": "repealed",
      "parent": "part/6/crossheading/transfer-of-pension-benefits"
    },
    {
      "path": "section/34",
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      "number": "34",
      "heading": "Power to prohibit offer of incentives to transfer pension rights",
      "url": "https://openlegislation.uk/pensions-act-2014/section-34",
      "extent": "E+W+S",
      "status": "repealed",
      "parent": "part/6/crossheading/transfer-of-pension-benefits"
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    {
      "path": "section/35",
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      "number": "35",
      "heading": "Expiry of power in section 34",
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      "extent": null,
      "status": null,
      "parent": "part/6/crossheading/transfer-of-pension-benefits"
    },
    {
      "path": "section/36",
      "kind": "section",
      "number": "36",
      "heading": "Short service benefit for scheme member with money purchase benefits",
      "url": "https://openlegislation.uk/pensions-act-2014/section-36",
      "extent": null,
      "status": null,
      "parent": "part/6/crossheading/transfer-of-pension-benefits"
    },
    {
      "path": "part/6/crossheading/automatic-enrolment",
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      "number": null,
      "heading": "Automatic enrolment",
      "url": null,
      "extent": null,
      "status": null,
      "parent": "part/6"
    },
    {
      "path": "section/37",
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      "number": "37",
      "heading": "Automatic re-enrolment: exceptions where automatic enrolment deferred",
      "url": "https://openlegislation.uk/pensions-act-2014/section-37",
      "extent": null,
      "status": null,
      "parent": "part/6/crossheading/automatic-enrolment"
    },
    {
      "path": "section/38",
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      "heading": "Automatic enrolment: powers to create general exceptions",
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      "extent": null,
      "status": null,
      "parent": "part/6/crossheading/automatic-enrolment"
    },
    {
      "path": "section/39",
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      "number": "39",
      "heading": "Alternative quality requirements for UK defined benefits schemes",
      "url": "https://openlegislation.uk/pensions-act-2014/section-39",
      "extent": null,
      "status": null,
      "parent": "part/6/crossheading/automatic-enrolment"
    },
    {
      "path": "section/40",
      "kind": "section",
      "number": "40",
      "heading": "Automatic enrolment: transitional period for hybrid schemes",
      "url": "https://openlegislation.uk/pensions-act-2014/section-40",
      "extent": null,
      "status": null,
      "parent": "part/6/crossheading/automatic-enrolment"
    },
    {
      "path": "section/41",
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      "number": "41",
      "heading": "Penalty notices under sections 40 and 41 of the Pensions Act 2008 etc",
      "url": "https://openlegislation.uk/pensions-act-2014/section-41",
      "extent": null,
      "status": null,
      "parent": "part/6/crossheading/automatic-enrolment"
    },
    {
      "path": "section/42",
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      "number": "42",
      "heading": "Unpaid scheme contributions",
      "url": "https://openlegislation.uk/pensions-act-2014/section-42",
      "extent": null,
      "status": null,
      "parent": "part/6/crossheading/automatic-enrolment"
    },
    {
      "path": "part/6/crossheading/other",
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      "number": null,
      "heading": "Other",
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      "extent": null,
      "status": null,
      "parent": "part/6"
    },
    {
      "path": "section/43",
      "kind": "section",
      "number": "43",
      "heading": "Power to restrict charges or impose requirements in relation to schemes",
      "url": "https://openlegislation.uk/pensions-act-2014/section-43",
      "extent": null,
      "status": null,
      "parent": "part/6/crossheading/other"
    },
    {
      "path": "section/44",
      "kind": "section",
      "number": "44",
      "heading": "Disclosure of information about transaction costs to members etc",
      "url": "https://openlegislation.uk/pensions-act-2014/section-44",
      "extent": null,
      "status": null,
      "parent": "part/6/crossheading/other"
    },
    {
      "path": "section/45",
      "kind": "section",
      "number": "45",
      "heading": "Power to require pension levies to be paid in respect of past periods",
      "url": "https://openlegislation.uk/pensions-act-2014/section-45",
      "extent": null,
      "status": null,
      "parent": "part/6/crossheading/other"
    },
    {
      "path": "section/46",
      "kind": "section",
      "number": "46",
      "heading": "Prohibition and suspension orders: directors of corporate trustees",
      "url": "https://openlegislation.uk/pensions-act-2014/section-46",
      "extent": null,
      "status": null,
      "parent": "part/6/crossheading/other"
    },
    {
      "path": "section/47",
      "kind": "section",
      "number": "47",
      "heading": "Preparation of guidance for pensions illustrations",
      "url": "https://openlegislation.uk/pensions-act-2014/section-47",
      "extent": null,
      "status": null,
      "parent": "part/6/crossheading/other"
    },
    {
      "path": "section/48",
      "kind": "section",
      "number": "48",
      "heading": "Pensions Regulator's objectives",
      "url": "https://openlegislation.uk/pensions-act-2014/section-48",
      "extent": null,
      "status": null,
      "parent": "part/6/crossheading/other"
    },
    {
      "path": "section/49",
      "kind": "section",
      "number": "49",
      "heading": "Maximum period between scheme returns to be 5 years for micro schemes",
      "url": "https://openlegislation.uk/pensions-act-2014/section-49",
      "extent": null,
      "status": null,
      "parent": "part/6/crossheading/other"
    },
    {
      "path": "section/50",
      "kind": "section",
      "number": "50",
      "heading": "Pension Protection Fund: increased compensation cap for long service",
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